Bendigo and Adelaide Bank (ASX:BEN) FCF Yield %: -17.23 (As of Jun. 26, 2026)


ASX:BEN Bendigo and Adelaide Bank Ltd ASX:BEN
61 GF Score
Price A$10.46
GF Value A$11.47
Valuation Fairly Valued
! 6 Warning Signs
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What is Bendigo and Adelaide Bank FCF Yield %?

Bendigo and Adelaide Bank ASX:BEN +1.06% 61 FCF Yield % is -17.23 as of Jun. 26, 2026. GuruFocus rates ASX:BEN with a GF Score™ of 61/100 and a GF Value™ of A$11.47 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,505 Banks companies, Bendigo and Adelaide Bank ranks worse than 85.18% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Bendigo and Adelaide Bank's Trailing 12-Month Free Cash Flow is A$-1,016 Mil, and Market Cap is A$5,898 Mil. Therefore, Bendigo and Adelaide Bank's FCF Yield % for today is -17.23%.

The historical rank and industry rank for Bendigo and Adelaide Bank's FCF Yield % or its related term are showing as below:

ASX:BEN' s FCF Yield % Range Over the Past 10 Years
Min: -88.25   Med: 5.1   Max: 109.32
Current: -17.23


During the past 13 years, the highest FCF Yield % of Bendigo and Adelaide Bank was 109.32%. The lowest was -88.25%. And the median was 5.10%.

ASX:BEN's FCF Yield % is ranked worse than
85.18% of 1505 companies
in the Banks industry
Industry Median: 8.2 vs ASX:BEN: -17.23

Bendigo and Adelaide Bank's FCF Margin % for the quarter that ended in Dec. 2025 was -29.02%.


Bendigo and Adelaide Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Bendigo and Adelaide Bank FCF Yield % Related Terms


Bendigo and Adelaide Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for Bendigo and Adelaide Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bendigo and Adelaide Bank FCF Yield % Chart

Bendigo and Adelaide Bank Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 106.84 -63.92 116.72 -91.51 23.55

Bendigo and Adelaide Bank Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -118.82 -82.86 64.69 -20.25 -8.79

ASX:BEN vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, Bendigo and Adelaide Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bendigo and Adelaide Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Bendigo and Adelaide Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Bendigo and Adelaide Bank's FCF Yield % falls into.


ASX:BEN
61GF Score
Bendigo and Adelaide Bank Ltd ASX:BEN
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bendigo and Adelaide Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Bendigo and Adelaide Bank's FCF Yield % for the fiscal year that ended in Jun. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=1678.8 / 7127.27888
=23.55%

Bendigo and Adelaide Bank's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-294.3 * 2 / 6698.48376
=-8.79%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -17.23 mean?
Bendigo and Adelaide Bank (ASX:BEN) has a FCF Yield % of -17.23 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bendigo and Adelaide Bank and its competitors. According to the industry distribution chart, Bendigo and Adelaide Bank ranks #1282 out of 1505 companies in the Banks industry, placing it in the top 85.2%.
Is Bendigo and Adelaide Bank's FCF Yield % too high?
Bendigo and Adelaide Bank's current FCF Yield % is -17.23. Based on the distribution chart, Bendigo and Adelaide Bank ranks #1282 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bendigo and Adelaide Bank has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bendigo and Adelaide Bank's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Bendigo and Adelaide Bank ranks #1282 out of 1505 companies for FCF Yield %. This places Bendigo and Adelaide Bank in the lower half of its industry. The industry median FCF Yield % is 8.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Bendigo and Adelaide Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bendigo and Adelaide Bank's current FCF Yield % is -17.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bendigo and Adelaide Bank stock overvalued right now?
Based on GuruFocus' analysis, Bendigo and Adelaide Bank (ASX:BEN) is currently considered Fairly Valued. The stock's GF Value™ is A$11.47, compared to a current price of A$10.46 — trading 8.8% below its estimated fair value. The current FCF Yield % is -17.23. Bendigo and Adelaide Bank's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Bendigo and Adelaide Bank (ASX:BEN), the current FCF Yield % is -17.23 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bendigo and Adelaide Bank (ASX:BEN) Overvalued in 2026?

Based on GuruFocus' analysis, Bendigo and Adelaide Bank stock appears to be undervalued. The current stock price of A$10.46 is trading 8.8% below its estimated GF Value™ of A$11.47. GuruFocus considers Bendigo and Adelaide Bank to be Fairly Valued.

Key valuation signals for ASX:BEN:

  • FCF Yield %: -17.23
  • GF Value™: A$11.47 vs. price of A$10.46 (8.8% below fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the ASX:BEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bendigo and Adelaide Bank Business Description

Address 22-44 Bath Lane, The Bendigo Centre, Bendigo, VIC, AUS, 3550
Founded in 1858 as the Bendigo Building Society as a leading regional bank operating in the consumer, small-business, and rural banking sectors, Bendigo gained public goodwill after rolling out branches in locations deserted by major banks in the late 1990s and early 2000s. The Adelaide Bank merger in 2007 diversified the bank into wholesale banking, while expanding the geographical footprint. It is a conservatively managed retail bank with a long history, a well-regarded retail franchise, and high levels of customer and shareholder loyalty.
61GF Score

Get the complete analysis for ASX:BEN

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$10.46
Price
A$11.47
GF Value