Bendigo and Adelaide BankASX:BEN -0.94%59 Dividend Yield % is 5.90% as of Jun. 24, 2026, which is 2% below its 10-year median of 6.01. GuruFocus rates ASX:BEN with a GF Score™ of 59/100 and a GF Value™ of A$11.48 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,252 Banks companies, Bendigo and Adelaide Bank ranks better than 84.82% on this metric.
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Bendigo and Adelaide Bank Ltd is 1.29, which seems too high.
During the past 13 years, the highest Dividend Payout Ratio of Bendigo and Adelaide Bank was 1.48. The lowest was 0.41. And the median was 0.87.
During the past 3 years, the average Dividends Per Share Growth Rate was 5.90% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 6.50% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was -2.30% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Bendigo and Adelaide Bank was 32.40% per year. The lowest was -26.00% per year. And the median was 3.45% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Bendigo and Adelaide Bank (ASX:BEN) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bendigo and Adelaide Bank's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bendigo and Adelaide Bank Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Bendigo and Adelaide Bank's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Bendigo and Adelaide Bank's Dividend Yield % falls into.
Bendigo and Adelaide Bank Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Bendigo and Adelaide Bank Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
AUD 0.300000
2026-02-20
2026-02-23
2026-03-31
Cash Dividend
semi-annually
AUD:AUD 1.000000
AUD 0.330000
2025-09-02
2025-09-03
2025-09-30
Cash Dividend
semi-annually
AUD:AUD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bendigo and Adelaide Bank (ASX:BEN) has a Dividend Yield % of 5.90% as of Jun. 24, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Bendigo and Adelaide Bank and its competitors. This is near median its historical median of 6.01. Over the past decade, Bendigo and Adelaide Bank's Dividend Yield % has ranged from 2.52 to 12.57. According to the industry distribution chart, Bendigo and Adelaide Bank ranks #190 out of 1252 companies in the Banks industry, placing it in the top 15.2%.
Is Bendigo and Adelaide Bank's Dividend Yield % too high?
Bendigo and Adelaide Bank's current Dividend Yield % of 5.90% is near median its 10-year median of 6.01. Over the past 10 years, this metric has ranged from a low of 2.52 to a high of 12.57. The Banks industry median Dividend Yield % is 3.04. Bendigo and Adelaide Bank's value of 5.90% is 94.1% above this industry median. Based on the distribution chart, Bendigo and Adelaide Bank ranks #190 out of 1252 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bendigo and Adelaide Bank has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bendigo and Adelaide Bank's Dividend Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Bendigo and Adelaide Bank ranks #190 out of 1252 companies for Dividend Yield %. This places Bendigo and Adelaide Bank in the top 15% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 3.04. Bendigo and Adelaide Bank's value of 5.90% is 94.1% above this benchmark. Historically, Bendigo and Adelaide Bank's own Dividend Yield % has ranged from 2.52 to 12.57 over the past decade. While the company's 10-year median is 6.01 vs. the industry median of 3.04, Bendigo and Adelaide Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.04, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bendigo and Adelaide Bank's current Dividend Yield % of 5.90% is 94.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Bendigo and Adelaide Bank and its competitors. For the Banks industry, the median Dividend Yield % is 3.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bendigo and Adelaide Bank's current Dividend Yield % is 5.90%, which is near median its own 10-year median of 6.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bendigo and Adelaide Bank stock overvalued right now?
Based on GuruFocus' analysis, Bendigo and Adelaide Bank (ASX:BEN) is currently considered Fairly Valued. The stock's GF Value™ is A$11.48, compared to a current price of A$10.58 — trading 7.8% below its estimated fair value. The current Dividend Yield % is 5.90%, which is near median its 10-year median of 6.01 and 94.1% above the Banks industry median of 3.04. Bendigo and Adelaide Bank's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Bendigo and Adelaide Bank (ASX:BEN), the current Dividend Yield % is 5.90% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bendigo and Adelaide Bank (ASX:BEN) Overvalued in 2026?
Based on GuruFocus' analysis, Bendigo and Adelaide Bank stock appears to be undervalued.
The current stock price of A$10.58 is trading 7.8% below its estimated GF Value™ of A$11.48.
GuruFocus considers Bendigo and Adelaide Bank to be Fairly Valued.
Key valuation signals for ASX:BEN:
Dividend Yield %: 5.90% (near median its 10-year median of 6.01)
GF Value™: A$11.48 vs. price of A$10.58 (7.8% below fair value)
Industry Position: 94.1% above the Banks median (#190 of 1252)
No single metric tells the full story. See the ASX:BEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1858 as the Bendigo Building Society as a leading regional bank operating in the consumer, small-business, and rural banking sectors, Bendigo gained public goodwill after rolling out branches in locations deserted by major banks in the late 1990s and early 2000s. The Adelaide Bank merger in 2007 diversified the bank into wholesale banking, while expanding the geographical footprint. It is a conservatively managed retail bank with a long history, a well-regarded retail franchise, and high levels of customer and shareholder loyalty.
59GF Score
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