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First Community BanksharesFCBC -0.06%69 FCF Yield % is 4.71 as of Aug. 20, 2026, which is 47% below its 10-year median of 8.88. GuruFocus rates FCBC with a GF Score™ of 69/100 and a GF Value™ of $41.16 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,498 Banks companies, First Community Bankshares ranks worse than 63.42% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
First Community Bankshares FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
First Community Bankshares FCF Yield % Related Terms
First Community Bankshares FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Community Bankshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Community Bankshares FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First Community Bankshares's FCF Yield % distribution charts can be found below:
* The bar in red indicates where First Community Bankshares's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Community Bankshares (FCBC) has a FCF Yield % of 4.71 as of Aug. 20, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on First Community Bankshares and its competitors. This is 47% below median its historical median of 8.88. Over the past decade, First Community Bankshares' FCF Yield % has ranged from 4.12 to 16.37. According to the industry distribution chart, First Community Bankshares ranks #950 out of 1498 companies in the Banks industry, placing it in the top 63.4%.
Is First Community Bankshares' FCF Yield % too high?
First Community Bankshares' current FCF Yield % of 4.71 is 47% below median its 10-year median of 8.88. Over the past 10 years, this metric has ranged from a low of 4.12 to a high of 16.37. The Banks industry median FCF Yield % is 8.24. First Community Bankshares' value of 4.71 is 42.8% below this industry median. Based on the distribution chart, First Community Bankshares ranks #950 out of 1498 companies in the Banks industry, which is below the industry midpoint. Overall, First Community Bankshares has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Community Bankshares' FCF Yield % compare to THFF and CAC?
According to the Banks industry distribution chart, First Community Bankshares ranks #950 out of 1498 companies for FCF Yield %. This places First Community Bankshares in the lower half of its industry. The industry median FCF Yield % is 8.24. First Community Bankshares' value of 4.71 is 42.8% below this benchmark. Historically, First Community Bankshares' own FCF Yield % has ranged from 4.12 to 16.37 over the past decade. While the company's 10-year median is 8.88 vs. the industry median of 8.24, First Community Bankshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.24, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Community Bankshares's current FCF Yield % of 4.71 is 42.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on First Community Bankshares and its competitors. For the Banks industry, the median FCF Yield % is 8.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Community Bankshares's current FCF Yield % is 4.71, which is 47% below median its own 10-year median of 8.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Community Bankshares stock overvalued right now?
Based on GuruFocus' analysis, First Community Bankshares (FCBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $41.16, compared to a current price of $48.53 — trading 17.9% above its estimated fair value. The current FCF Yield % is 4.71, which is 47% below median its 10-year median of 8.88 and 42.8% below the Banks industry median of 8.24. First Community Bankshares' overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For First Community Bankshares (FCBC), the current FCF Yield % is 4.71 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Community Bankshares (FCBC) Overvalued in 2026?
Based on GuruFocus' analysis, First Community Bankshares stock appears to be overvalued.
The current stock price of $48.53 is trading 17.9% above its estimated GF Value™ of $41.16.
GuruFocus considers First Community Bankshares to be Modestly Overvalued.
Key valuation signals for FCBC:
FCF Yield %: 4.71 (47% below median its 10-year median of 8.88)
GF Value™: $41.16 vs. price of $48.53 (17.9% above fair value)
Industry Position: 42.8% below the Banks median (#950 of 1498)
No single metric tells the full story. See the FCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Community Bankshares Inc is a financial holding company that provides commercial banking products and services. The company is engaged in providing demand deposit accounts, savings, and money market accounts, certificates of deposits; commercial, consumer, and real estate mortgage loans, and lines of credit; various credit card, debit card, and automated teller machine card services; corporate and personal trust services; investment management services and life, health, and property and casualty insurance products. The company's revenue is mainly derived from interest, fees, and commissions.
69GF Score
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