Lincoln NationalFRA:LCO -1.23%67 FCF Yield % is 3.46 as of Jun. 29, 2026, which is 35% below its 10-year median of 5.33. GuruFocus rates FRA:LCO with a GF Score™ of 67/100 and a GF Value™ of €37.68 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 508 Insurance companies, Lincoln National ranks worse than 66.93% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Lincoln National FCF Yield % Related Terms
Lincoln National FCF Yield % Historical Data
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The historical data trend for Lincoln National's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Lincoln National's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lincoln National FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Lincoln National's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Lincoln National's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lincoln National (FRA:LCO) has a FCF Yield % of 3.46 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Lincoln National and its competitors. This is 35% below median its historical median of 5.33. According to the industry distribution chart, Lincoln National ranks #340 out of 508 companies in the Insurance industry, placing it in the top 66.9%.
Is Lincoln National's FCF Yield % too high?
Lincoln National's current FCF Yield % of 3.46 is 35% below median its 10-year median of 5.33. The Insurance industry median FCF Yield % is 7.08. Lincoln National's value of 3.46 is 51.1% below this industry median. Based on the distribution chart, Lincoln National ranks #340 out of 508 companies in the Insurance industry, which is below the industry midpoint. Overall, Lincoln National has a GF Score™ of 67/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lincoln National's FCF Yield % compare to JXN and PRI?
According to the Insurance industry distribution chart, Lincoln National ranks #340 out of 508 companies for FCF Yield %. This places Lincoln National in the lower half of its industry. The industry median FCF Yield % is 7.08. Lincoln National's value of 3.46 is 51.1% below this benchmark. While the company's 10-year median is 5.33 vs. the industry median of 7.08, Lincoln National has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.08, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lincoln National's current FCF Yield % of 3.46 is 51.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Lincoln National and its competitors. For the Insurance industry, the median FCF Yield % is 7.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lincoln National's current FCF Yield % is 3.46, which is 35% below median its own 10-year median of 5.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lincoln National stock overvalued right now?
Based on GuruFocus' analysis, Lincoln National (FRA:LCO) is currently considered Modestly Undervalued. The stock's GF Value™ is €37.68, compared to a current price of €31.40 — trading 16.7% below its estimated fair value. The current FCF Yield % is 3.46, which is 35% below median its 10-year median of 5.33 and 51.1% below the Insurance industry median of 7.08. Lincoln National's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Lincoln National (FRA:LCO), the current FCF Yield % is 3.46 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lincoln National (FRA:LCO) Overvalued in 2026?
Based on GuruFocus' analysis, Lincoln National stock appears to be undervalued.
The current stock price of €31.40 is trading 16.7% below its estimated GF Value™ of €37.68.
GuruFocus considers Lincoln National to be Modestly Undervalued.
Key valuation signals for FRA:LCO:
FCF Yield %: 3.46 (35% below median its 10-year median of 5.33)
GF Value™: €37.68 vs. price of €31.40 (16.7% below fair value)
Industry Position: 51.1% below the Insurance median (#340 of 508)
No single metric tells the full story. See the FRA:LCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lincoln National Corp operates multiple insurance and retirement businesses. The company's operating segment includes Annuities; Retirement Plan Services; Life Insurance and Group Protection. Its products include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life insurance (VUL), linked-benefit UL and VUL, indexed universal life insurance (IUL), term life insurance, employer-sponsored retirement plans and services, and group life, disability, and dental.
67GF Score
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