Mercury GeneralFRA:MCG -2.96%69 FCF Yield % is 23.85 as of Jun. 29, 2026, which is 49% above its 10-year median of 15.98. GuruFocus rates FRA:MCG with a GF Score™ of 69/100 and a GF Value™ of €79.96 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 508 Insurance companies, Mercury General ranks better than 85.04% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Mercury General FCF Yield % Related Terms
Mercury General FCF Yield % Historical Data
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The historical data trend for Mercury General's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Mercury General's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mercury General FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Mercury General's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Mercury General's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mercury General (FRA:MCG) has a FCF Yield % of 23.85 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Mercury General and its competitors. This is 49% above median its historical median of 15.98. Over the past decade, Mercury General's FCF Yield % has ranged from 6.69 to 37.13. According to the industry distribution chart, Mercury General ranks #76 out of 508 companies in the Insurance industry, placing it in the top 15%.
Is Mercury General's FCF Yield % too high?
Mercury General's current FCF Yield % of 23.85 is 49% above median its 10-year median of 15.98. Over the past 10 years, this metric has ranged from a low of 6.69 to a high of 37.13. The Insurance industry median FCF Yield % is 7.10. Mercury General's value of 23.85 is 236.2% above this industry median. Based on the distribution chart, Mercury General ranks #76 out of 508 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Mercury General has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mercury General's FCF Yield % compare to SIGI and RLI?
According to the Insurance industry distribution chart, Mercury General ranks #76 out of 508 companies for FCF Yield %. This places Mercury General in the top 15% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 7.10. Mercury General's value of 23.85 is 236.2% above this benchmark. Historically, Mercury General's own FCF Yield % has ranged from 6.69 to 37.13 over the past decade. While the company's 10-year median is 15.98 vs. the industry median of 7.10, Mercury General has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.10, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mercury General's current FCF Yield % of 23.85 is 236.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Mercury General and its competitors. For the Insurance industry, the median FCF Yield % is 7.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mercury General's current FCF Yield % is 23.85, which is 49% above median its own 10-year median of 15.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mercury General stock overvalued right now?
Based on GuruFocus' analysis, Mercury General (FRA:MCG) is currently considered Modestly Overvalued. The stock's GF Value™ is €79.96, compared to a current price of €90.25 — trading 12.9% above its estimated fair value. The current FCF Yield % is 23.85, which is 49% above median its 10-year median of 15.98 and 236.2% above the Insurance industry median of 7.10. Mercury General's overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Mercury General (FRA:MCG), the current FCF Yield % is 23.85 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mercury General (FRA:MCG) Overvalued in 2026?
Based on GuruFocus' analysis, Mercury General stock appears to be overvalued.
The current stock price of €90.25 is trading 12.9% above its estimated GF Value™ of €79.96.
GuruFocus considers Mercury General to be Modestly Overvalued.
Key valuation signals for FRA:MCG:
FCF Yield %: 23.85 (49% above median its 10-year median of 15.98)
GF Value™: €79.96 vs. price of €90.25 (12.9% above fair value)
Industry Position: 236.2% above the Insurance median (#76 of 508)
No single metric tells the full story. See the FRA:MCG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mercury General Corp is an insurance holding company. It is engaged in writing personal automobile insurance and provides related property and casualty insurance products. The company offers the following types of automobile coverage: collision, property damage, bodily injury (BI), comprehensive, personal injury protection (PIP), underinsured and uninsured motorist, and other hazards. Additionally, it offers the following types of homeowners coverage: dwelling, liability, personal property, and other coverages. The company has one reportable business segment, the Property and Casualty business segment.
69GF Score
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