Mercury General (FRA:MCG) Tariff Resilience Score: 7/10 (As of Jul. 08, 2026)


FRA:MCG Mercury General Corp FRA:MCG
72 GF Score
Price €96.10
GF Value €82.43
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Mercury General Tariff Resilience Score?

Mercury General FRA:MCG +0.58% 72 Tariff Resilience Score is 7 as of Jul. 08, 2026. GuruFocus rates FRA:MCG with a GF Score™ of 72/100 and a GF Value™ of €82.43 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 594 Insurance companies, Mercury General ranks better than 76.43% on this metric.

Mercury General has the Tariff Resilience Score of 7, which implies that the company might have Highly Resilient.

Mercury General has Insurance services with limited direct exposure to tariffs. Indirect impact possible through insured goods, but overall low vulnerability due to domestic focus.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Mercury General might have Highly Resilient.

Mercury General  (FRA:MCG) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Mercury General Tariff Resilience Score Related Terms

FRA:MCG vs SIGI, RLI, WTM: Tariff Resilience Score Comparison

For the Insurance - Property & Casualty subindustry, Mercury General's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mercury General Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Mercury General's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Mercury General's Tariff Resilience Score falls into.


FRA:MCG
72GF Score
Mercury General Corp FRA:MCG
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 7 mean?
Mercury General (FRA:MCG) has a Tariff Resilience Score of 7 as of Jul. 08, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Mercury General ranks #140 out of 594 companies in the Insurance industry, placing it in the top 23.6%.
Is Mercury General's Tariff Resilience Score too high?
Mercury General's current Tariff Resilience Score is 7. Based on the distribution chart, Mercury General ranks #140 out of 594 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Mercury General has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mercury General's Tariff Resilience Score compare to SIGI and RLI?
According to the Insurance industry distribution chart, Mercury General ranks #140 out of 594 companies for Tariff Resilience Score. This places Mercury General in the top 24% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Mercury General's current Tariff Resilience Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mercury General stock overvalued right now?
Based on GuruFocus' analysis, Mercury General (FRA:MCG) is currently considered Modestly Overvalued. The stock's GF Value™ is €82.43, compared to a current price of €96.10 — trading 16.6% above its estimated fair value. The current Tariff Resilience Score is 7. Mercury General's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Mercury General (FRA:MCG), the current Tariff Resilience Score is 7 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mercury General (FRA:MCG) Overvalued in 2026?

Based on GuruFocus' analysis, Mercury General stock appears to be overvalued. The current stock price of €96.10 is trading 16.6% above its estimated GF Value™ of €82.43. GuruFocus considers Mercury General to be Modestly Overvalued.

Key valuation signals for FRA:MCG:

  • Tariff Resilience Score: 7
  • GF Value™: €82.43 vs. price of €96.10 (16.6% above fair value)
  • GF Score™: 72/100 with 5 warning signs

No single metric tells the full story. See the FRA:MCG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mercury General Business Description

Other Exchanges MCY:USAMCG:Germany
Address 4484 Wilshire Boulevard, Los Angeles, CA, USA, 90010
Mercury General Corp is an insurance holding company. It is engaged in writing personal automobile insurance and provides related property and casualty insurance products. The company offers the following types of automobile coverage: collision, property damage, bodily injury (BI), comprehensive, personal injury protection (PIP), underinsured and uninsured motorist, and other hazards. Additionally, it offers the following types of homeowners coverage: dwelling, liability, personal property, and other coverages. The company has one reportable business segment, the Property and Casualty business segment.
72GF Score

Get the complete analysis for FRA:MCG

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€96.10
Price
€82.43
GF Value