Mercury General (FRA:MCG) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:MCG Mercury General Corp FRA:MCG
70 GF Score
Price €92.80
GF Value €84.27
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Mercury General ROC (Joel Greenblatt) %?

Mercury General FRA:MCG +2.26% 70 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates FRA:MCG with a GF Score™ of 70/100 and a GF Value™ of €84.27 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 65 Insurance companies, Mercury General ranks worse than 1538460% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FRA:MCG
70GF Score
Mercury General Corp FRA:MCG
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Mercury General (FRA:MCG) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Mercury General and its competitors. According to the industry distribution chart, Mercury General ranks #999999 out of 65 companies in the Insurance industry.
Is Mercury General's ROC (Joel Greenblatt) % too high?
Mercury General's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Mercury General ranks #999999 out of 65 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Mercury General has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mercury General's ROC (Joel Greenblatt) % compare to SIGI and RLI?
According to the Insurance industry distribution chart, Mercury General ranks #999999 out of 65 companies for ROC (Joel Greenblatt) %. This places Mercury General in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 74.51. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for an Insurance company?
The median ROC (Joel Greenblatt) % among Insurance companies is 74.51, based on 65 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Mercury General and its competitors. For the Insurance industry, the median ROC (Joel Greenblatt) % is 74.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mercury General's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mercury General stock overvalued right now?
Based on GuruFocus' analysis, Mercury General (FRA:MCG) is currently considered Modestly Overvalued. The stock's GF Value™ is €84.27, compared to a current price of €92.80 — trading 10.1% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Mercury General's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Mercury General (FRA:MCG), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mercury General (FRA:MCG) Overvalued in 2026?

Based on GuruFocus' analysis, Mercury General stock appears to be overvalued. The current stock price of €92.80 is trading 10.1% above its estimated GF Value™ of €84.27. GuruFocus considers Mercury General to be Modestly Overvalued.

Key valuation signals for FRA:MCG:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €84.27 vs. price of €92.80 (10.1% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the FRA:MCG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mercury General Business Description

Other Exchanges MCY:USAMCG:Germany
Address 4484 Wilshire Boulevard, Los Angeles, CA, USA, 90010
Mercury General Corp is an insurance holding company. It is engaged in writing personal automobile insurance and provides related property and casualty insurance products. The company offers the following types of automobile coverage: collision, property damage, bodily injury (BI), comprehensive, personal injury protection (PIP), underinsured and uninsured motorist, and other hazards. Additionally, it offers the following types of homeowners coverage: dwelling, liability, personal property, and other coverages. The company has one reportable business segment, the Property and Casualty business segment.
70GF Score

Get the complete analysis for FRA:MCG

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€92.80
Price
€84.27
GF Value