HiscoxLSE:HSX -0.21%73 FCF Yield % is 0.32 as of Jun. 29, 2026, which is 60% below its 10-year median of 0.81. GuruFocus rates LSE:HSX with a GF Score™ of 73/100 and a GF Value™ of £14.66 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 508 Insurance companies, Hiscox ranks worse than 75.59% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
As of today, Hiscox's Trailing 12-Month Free Cash Flow is £19 Mil, and Market Cap is £5,939 Mil. Therefore, Hiscox's FCF Yield % for today is 0.32%.
The historical rank and industry rank for Hiscox's FCF Yield % or its related term are showing as below:
LSE:HSX'
s FCF Yield % Range Over the Past 10 Years
Min: -5.52 Med: 0.81 Max: 7.26
Current: 0.32
During the past 13 years, the highest FCF Yield % of Hiscox was 7.26%. The lowest was -5.52%. And the median was 0.81%.
LSE:HSX's FCF Yield % is ranked worse than 75.59% of 508
companies
in the Insurance industry
Industry Median: 7.075
vs LSE:HSX: 0.32
Hiscox's FCF Margin % for the quarter that ended in Dec. 2025 was -2.78%.
Hiscox FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Hiscox FCF Yield % Related Terms
Hiscox FCF Yield % Historical Data
* Premium members only.
The historical data trend for Hiscox's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Hiscox's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hiscox FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, Hiscox's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Hiscox's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hiscox (LSE:HSX) has a FCF Yield % of 0.32 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Hiscox and its competitors. This is 60% below median its historical median of 0.81. According to the industry distribution chart, Hiscox ranks #384 out of 508 companies in the Insurance industry, placing it in the top 75.6%.
Is Hiscox's FCF Yield % too high?
Hiscox's current FCF Yield % of 0.32 is 60% below median its 10-year median of 0.81. The Insurance industry median FCF Yield % is 7.08. Hiscox's value of 0.32 is 95.5% below this industry median. Based on the distribution chart, Hiscox ranks #384 out of 508 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Hiscox has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hiscox's FCF Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, Hiscox ranks #384 out of 508 companies for FCF Yield %. This places Hiscox in the lower half of its industry. The industry median FCF Yield % is 7.08. Hiscox's value of 0.32 is 95.5% below this benchmark. While the company's 10-year median is 0.81 vs. the industry median of 7.08, Hiscox has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.08, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hiscox's current FCF Yield % of 0.32 is 95.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Hiscox and its competitors. For the Insurance industry, the median FCF Yield % is 7.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hiscox's current FCF Yield % is 0.32, which is 60% below median its own 10-year median of 0.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hiscox stock overvalued right now?
Based on GuruFocus' analysis, Hiscox (LSE:HSX) is currently considered Modestly Overvalued. The stock's GF Value™ is £14.66, compared to a current price of £18.57 — trading 26.7% above its estimated fair value. The current FCF Yield % is 0.32, which is 60% below median its 10-year median of 0.81 and 95.5% below the Insurance industry median of 7.08. Hiscox's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Hiscox (LSE:HSX), the current FCF Yield % is 0.32 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hiscox (LSE:HSX) Overvalued in 2026?
Based on GuruFocus' analysis, Hiscox stock appears to be overvalued.
The current stock price of £18.57 is trading 26.7% above its estimated GF Value™ of £14.66.
GuruFocus considers Hiscox to be Modestly Overvalued.
Key valuation signals for LSE:HSX:
FCF Yield %: 0.32 (60% below median its 10-year median of 0.81)
GF Value™: £14.66 vs. price of £18.57 (26.7% above fair value)
Industry Position: 95.5% below the Insurance median (#384 of 508)
No single metric tells the full story. See the LSE:HSX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hiscox Ltd is a property and casualty insurance company. The company aims to balance catastrophe-exposed businesses with less volatile local specialty businesses. Its product offerings include property, casualty, crisis management (covering terrorism and kidnap and ransom), marine, energy, and specialty areas like space insurance. The company's operating segments consist of Hiscox Retail, Hiscox London Market, Hiscox Re, and Other. The majority of the revenue is generated from its Hiscox Retail segment, which represents retail business divisions in the UK, Europe, the USA, and Asia. Geographically, the company earns insurance revenue from places like the United States, which generates key revenue, as well as the United Kingdom, Europe, and other regions.
73GF Score
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