Nicolet BanksharesNIC +1.18%67 FCF Yield % is 3.55 as of Jun. 26, 2026, which is 53% below its 10-year median of 7.50. GuruFocus rates NIC with a GF Score™ of 67/100 and a GF Value™ of $135.23 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,505 Banks companies, Nicolet Bankshares ranks worse than 66.45% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Nicolet Bankshares FCF Yield % Related Terms
Nicolet Bankshares FCF Yield % Historical Data
* Premium members only.
The historical data trend for Nicolet Bankshares's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Nicolet Bankshares's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Nicolet Bankshares FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Nicolet Bankshares's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Nicolet Bankshares's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Nicolet Bankshares (NIC) has a FCF Yield % of 3.55 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Nicolet Bankshares and its competitors. This is 53% below median its historical median of 7.50. Over the past decade, Nicolet Bankshares' FCF Yield % has ranged from 0.94 to 13.54. According to the industry distribution chart, Nicolet Bankshares ranks #1000 out of 1505 companies in the Banks industry, placing it in the top 66.4%.
Is Nicolet Bankshares' FCF Yield % too high?
Nicolet Bankshares' current FCF Yield % of 3.55 is 53% below median its 10-year median of 7.50. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 13.54. The Banks industry median FCF Yield % is 8.20. Nicolet Bankshares' value of 3.55 is 56.7% below this industry median. Based on the distribution chart, Nicolet Bankshares ranks #1000 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Nicolet Bankshares has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Nicolet Bankshares' FCF Yield % compare to BANC and SBCF?
According to the Banks industry distribution chart, Nicolet Bankshares ranks #1000 out of 1505 companies for FCF Yield %. This places Nicolet Bankshares in the lower half of its industry. The industry median FCF Yield % is 8.20. Nicolet Bankshares' value of 3.55 is 56.7% below this benchmark. Historically, Nicolet Bankshares' own FCF Yield % has ranged from 0.94 to 13.54 over the past decade. While the company's 10-year median is 7.50 vs. the industry median of 8.20, Nicolet Bankshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nicolet Bankshares's current FCF Yield % of 3.55 is 56.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Nicolet Bankshares and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nicolet Bankshares's current FCF Yield % is 3.55, which is 53% below median its own 10-year median of 7.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nicolet Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Nicolet Bankshares (NIC) is currently considered Modestly Overvalued. The stock's GF Value™ is $135.23, compared to a current price of $163.25 — trading 20.7% above its estimated fair value. The current FCF Yield % is 3.55, which is 53% below median its 10-year median of 7.50 and 56.7% below the Banks industry median of 8.20. Nicolet Bankshares' overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Nicolet Bankshares (NIC), the current FCF Yield % is 3.55 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Nicolet Bankshares (NIC) Overvalued in 2026?
Based on GuruFocus' analysis, Nicolet Bankshares stock appears to be overvalued.
The current stock price of $163.25 is trading 20.7% above its estimated GF Value™ of $135.23.
GuruFocus considers Nicolet Bankshares to be Modestly Overvalued.
Key valuation signals for NIC:
FCF Yield %: 3.55 (53% below median its 10-year median of 7.50)
GF Value™: $135.23 vs. price of $163.25 (20.7% above fair value)
Industry Position: 56.7% below the Banks median (#1000 of 1505)
No single metric tells the full story. See the NIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Nicolet Bankshares Inc is a United States-based bank holding company's principal business is banking, consisting of lending and deposit gathering, as well as ancillary banking-related products and services, to businesses and individuals of the communities it serves, and the operational support to deliver, fund and manage. It offers a variety of loans, deposits, and related services to business customers especially small and medium-sized businesses and professional concerns, business deposit products, cash management services, international banking services, business loans, lines of credit, commercial real estate financing, construction loans, agricultural real estate or production loans, and letters of credit, as well as retirement plan services.
67GF Score
Get the complete analysis for NIC
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NIC has been successfully added to your 
