HDFC Life Insurance Co (NSE:HDFCLIFE) FCF Yield %: 17.96 (As of Jul. 08, 2026)


NSE:HDFCLIFE HDFC Life Insurance Co Ltd NSE:HDFCLIFE
75 GF Score
Price ₹572.45
GF Value ₹711.00
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is HDFC Life Insurance Co FCF Yield %?

HDFC Life Insurance Co NSE:HDFCLIFE +1.46% 75 FCF Yield % is 17.96 as of Jul. 08, 2026. GuruFocus rates NSE:HDFCLIFE with a GF Score™ of 75/100 and a GF Value™ of ₹711.00 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 506 Insurance companies, HDFC Life Insurance Co ranks better than 78.66% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, HDFC Life Insurance Co's Trailing 12-Month Free Cash Flow is ₹223,380 Mil, and Market Cap is ₹1,243,650 Mil. Therefore, HDFC Life Insurance Co's FCF Yield % for today is 17.96%.

The historical rank and industry rank for HDFC Life Insurance Co's FCF Yield % or its related term are showing as below:

NSE:HDFCLIFE' s FCF Yield % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 18.23
Current: 17.96


During the past 13 years, the highest FCF Yield % of HDFC Life Insurance Co was 18.23%. The lowest was 0.00%. And the median was 0.00%.

NSE:HDFCLIFE's FCF Yield % is ranked better than
78.66% of 506 companies
in the Insurance industry
Industry Median: 6.91 vs NSE:HDFCLIFE: 17.96

HDFC Life Insurance Co's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


HDFC Life Insurance Co FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


HDFC Life Insurance Co FCF Yield % Related Terms


HDFC Life Insurance Co FCF Yield % Historical Data

* Premium members only.

The historical data trend for HDFC Life Insurance Co's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HDFC Life Insurance Co FCF Yield % Chart

HDFC Life Insurance Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.18 6.33 7.77 10.36 17.53

HDFC Life Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

NSE:HDFCLIFE vs AFL, MET: FCF Yield % Comparison

For the Insurance - Life subindustry, HDFC Life Insurance Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HDFC Life Insurance Co FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, HDFC Life Insurance Co's FCF Yield % distribution charts can be found below:

* The bar in red indicates where HDFC Life Insurance Co's FCF Yield % falls into.


NSE:HDFCLIFE
75GF Score
HDFC Life Insurance Co Ltd NSE:HDFCLIFE
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

HDFC Life Insurance Co FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

HDFC Life Insurance Co's FCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=223379.7 / 1274089.568
=17.53%

HDFC Life Insurance Co's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 1274089.568
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 17.96 mean?
HDFC Life Insurance Co (NSE:HDFCLIFE) has a FCF Yield % of 17.96 as of Jul. 08, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on HDFC Life Insurance Co and its competitors. According to the industry distribution chart, HDFC Life Insurance Co ranks #108 out of 506 companies in the Insurance industry, placing it in the top 21.3%.
Is HDFC Life Insurance Co's FCF Yield % too high?
HDFC Life Insurance Co's current FCF Yield % is 17.96. The Insurance industry median FCF Yield % is 6.91. HDFC Life Insurance Co's value of 17.96 is 159.9% above this industry median. Based on the distribution chart, HDFC Life Insurance Co ranks #108 out of 506 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, HDFC Life Insurance Co has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HDFC Life Insurance Co's FCF Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, HDFC Life Insurance Co ranks #108 out of 506 companies for FCF Yield %. This places HDFC Life Insurance Co in the top 21% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 6.91. HDFC Life Insurance Co's value of 17.96 is 159.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 6.91, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HDFC Life Insurance Co's current FCF Yield % of 17.96 is 159.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on HDFC Life Insurance Co and its competitors. For the Insurance industry, the median FCF Yield % is 6.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HDFC Life Insurance Co's current FCF Yield % is 17.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HDFC Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, HDFC Life Insurance Co (NSE:HDFCLIFE) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹711.00, compared to a current price of ₹572.45 — trading 19.5% below its estimated fair value. The current FCF Yield % is 17.96 and 159.9% above the Insurance industry median of 6.91. HDFC Life Insurance Co's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For HDFC Life Insurance Co (NSE:HDFCLIFE), the current FCF Yield % is 17.96 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HDFC Life Insurance Co (NSE:HDFCLIFE) Overvalued in 2026?

Based on GuruFocus' analysis, HDFC Life Insurance Co stock appears to be undervalued. The current stock price of ₹572.45 is trading 19.5% below its estimated GF Value™ of ₹711.00. GuruFocus considers HDFC Life Insurance Co to be Modestly Undervalued.

Key valuation signals for NSE:HDFCLIFE:

  • FCF Yield %: 17.96
  • GF Value™: ₹711.00 vs. price of ₹572.45 (19.5% below fair value)
  • GF Score™: 75/100 with 3 warning signs
  • Industry Position: 159.9% above the Insurance median (#108 of 506)

No single metric tells the full story. See the NSE:HDFCLIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HDFC Life Insurance Co Business Description

Other Exchanges 540777:India
Address N.M. Joshi Marg, 13th Floor, Lodha Excelus, Apollo Mills Compound, Mahalaxmi, Mumbai, MH, IND, 400 011
HDFC Life Insurance Co Ltd is a long-term life insurance company. It offers individual and group insurance solutions such as Protection, Pension, Savings and Investment, and Health, along with Children's and Women's Plans. The company operates through segments namely, Participating Life (Individual & Group), Participating Pension (Individual & Group), Non-Participating Life (Individual & Group), Non-Participating Pension (Individual & Group), Non-Participating Life Group Variable, Non-Participating Pension Group Variable, Non-Participating - Annuity, Non Participating - Individual & Group Health, Unit Linked - Individual Life, Unit Linked - Individual Pension, Unit Linked - Group Life and Unit Linked - Group Pension.
75GF Score

Get the complete analysis for NSE:HDFCLIFE

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹572.45
Price
₹711.00
GF Value