HDFC Life Insurance Co (NSE:HDFCLIFE) ROE % Adjusted to Book Value: 2.05% (As of Jun. 2026)

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NSE:HDFCLIFE HDFC Life Insurance Co Ltd NSE:HDFCLIFE
75 GF Score
Price ₹568.75
GF Value ₹745.25
Valuation Modestly Undervalued
! 2 Warning Signs
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What is HDFC Life Insurance Co ROE % Adjusted to Book Value?

HDFC Life Insurance Co NSE:HDFCLIFE +2.44% 75 ROE % Adjusted to Book Value is 2.05% as of Jun. 2026. GuruFocus rates NSE:HDFCLIFE with a GF Score™ of 75/100 and a GF Value™ of ₹745.25 (Modestly Undervalued). The stock has 2 warning signs investors should review.

HDFC Life Insurance Co's ROE % for the quarter that ended in Jun. 2026 was 13.10%. HDFC Life Insurance Co's PB Ratio for the quarter that ended in Jun. 2026 was 6.39. HDFC Life Insurance Co's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 was 2.05%.


HDFC Life Insurance Co ROE % Adjusted to Book Value Related Terms


HDFC Life Insurance Co ROE % Adjusted to Book Value Historical Data

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The historical data trend for HDFC Life Insurance Co's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HDFC Life Insurance Co ROE % Adjusted to Book Value Chart

HDFC Life Insurance Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.50 1.16 1.22 1.29 1.57

HDFC Life Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.28 1.10 1.05 1.57 2.05

NSE:HDFCLIFE vs AFL, MET: ROE % Adjusted to Book Value Comparison

For the Insurance - Life subindustry, HDFC Life Insurance Co's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HDFC Life Insurance Co ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, HDFC Life Insurance Co's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where HDFC Life Insurance Co's ROE % Adjusted to Book Value falls into.


NSE:HDFCLIFE
75GF Score
HDFC Life Insurance Co Ltd NSE:HDFCLIFE
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

HDFC Life Insurance Co ROE % Adjusted to Book Value Calculation

HDFC Life Insurance Co's ROE % Adjusted to Book Value for the fiscal year that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.28% / 7.18
=1.57%

HDFC Life Insurance Co's ROE % Adjusted to Book Value for the quarter that ended in Jun. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.10% / 6.39
=2.05%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 2.05% mean?
HDFC Life Insurance Co (NSE:HDFCLIFE) has a ROE % Adjusted to Book Value of 2.05% as of Jun. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on HDFC Life Insurance Co and its competitors.
Is HDFC Life Insurance Co's ROE % Adjusted to Book Value too high?
HDFC Life Insurance Co's current ROE % Adjusted to Book Value is 2.05%. Overall, HDFC Life Insurance Co has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HDFC Life Insurance Co's ROE % Adjusted to Book Value compare to AFL and MET?
HDFC Life Insurance Co's ROE % Adjusted to Book Value of 2.05% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on HDFC Life Insurance Co and its competitors. HDFC Life Insurance Co's current ROE % Adjusted to Book Value is 2.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HDFC Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, HDFC Life Insurance Co (NSE:HDFCLIFE) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹745.25, compared to a current price of ₹568.75 — trading 23.7% below its estimated fair value. The current ROE % Adjusted to Book Value is 2.05%. HDFC Life Insurance Co's overall GF Score™ is 75/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For HDFC Life Insurance Co (NSE:HDFCLIFE), the current ROE % Adjusted to Book Value is 2.05% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HDFC Life Insurance Co (NSE:HDFCLIFE) Overvalued in 2026?

Based on GuruFocus' analysis, HDFC Life Insurance Co stock appears to be undervalued. The current stock price of ₹568.75 is trading 23.7% below its estimated GF Value™ of ₹745.25. GuruFocus considers HDFC Life Insurance Co to be Modestly Undervalued.

Key valuation signals for NSE:HDFCLIFE:

  • ROE % Adjusted to Book Value: 2.05%
  • GF Value™: ₹745.25 vs. price of ₹568.75 (23.7% below fair value)
  • GF Score™: 75/100 with 2 warning signs

No single metric tells the full story. See the NSE:HDFCLIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HDFC Life Insurance Co Business Description

Other Exchanges 540777:India
Address N.M. Joshi Marg, 13th Floor, Lodha Excelus, Apollo Mills Compound, Mahalaxmi, Mumbai, MH, IND, 400 011
HDFC Life Insurance Co Ltd is a long-term life insurance company. It offers individual and group insurance solutions such as Protection, Pension, Savings and Investment, and Health, along with Children's and Women's Plans. The company operates through segments namely, Participating Life (Individual & Group), Participating Pension (Individual & Group), Non-Participating Life (Individual & Group), Non-Participating Pension (Individual & Group), Non-Participating Life Group Variable, Non-Participating Pension Group Variable, Non-Participating - Annuity, Non Participating - Individual & Group Health, Unit Linked - Individual Life, Unit Linked - Individual Pension, Unit Linked - Group Life and Unit Linked - Group Pension.
75GF Score

Get the complete analysis for NSE:HDFCLIFE

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹568.75
Price
₹745.25
GF Value