LHV Group AS (OTSE:LHV1T) FCF Yield %: -98.05 (As of Aug. 22, 2026)

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OTSE:LHV1T LHV Group AS OTSE:LHV1T
80 GF Score
Price €3.34
GF Value €3.39
Valuation Fairly Valued
! 4 Warning Signs
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What is LHV Group AS FCF Yield %?

LHV Group AS OTSE:LHV1T 80 FCF Yield % is -98.05 as of Aug. 22, 2026. GuruFocus rates OTSE:LHV1T with a GF Score™ of 80/100 and a GF Value™ of €3.39 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,497 Banks companies, LHV Group AS ranks worse than 97.13% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, LHV Group AS's Trailing 12-Month Free Cash Flow is €-1,065.2 Mil, and Market Cap is €1,086.4 Mil. Therefore, LHV Group AS's FCF Yield % for today is -98.05%.

The historical rank and industry rank for LHV Group AS's FCF Yield % or its related term are showing as below:

OTSE:LHV1T' s FCF Yield % Range Over the Past 10 Years
Min: -123.92   Med: 49.47   Max: 255.89
Current: -98.05


During the past 13 years, the highest FCF Yield % of LHV Group AS was 255.89%. The lowest was -123.92%. And the median was 49.47%.

OTSE:LHV1T's FCF Yield % is ranked worse than
97.13% of 1497 companies
in the Banks industry
Industry Median: 8.15 vs OTSE:LHV1T: -98.05

LHV Group AS's FCF Margin % for the quarter that ended in Jun. 2026 was -1,428.74%.


LHV Group AS FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


LHV Group AS FCF Yield % Related Terms


LHV Group AS FCF Yield % Historical Data

* Premium members only.

The historical data trend for LHV Group AS's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LHV Group AS FCF Yield % Chart

LHV Group AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 98.82 -123.54 57.74 69.10 40.51

LHV Group AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 171.63 -21.92 163.76 -149.78 -382.56

OTSE:LHV1T vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, LHV Group AS's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LHV Group AS FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, LHV Group AS's FCF Yield % distribution charts can be found below:

* The bar in red indicates where LHV Group AS's FCF Yield % falls into.


OTSE:LHV1T
80GF Score
LHV Group AS OTSE:LHV1T
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LHV Group AS FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

LHV Group AS's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=471.749 / 1164.5777
=40.51%

LHV Group AS's annualized FCF Yield % for the quarter that ended in Jun. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-1046.827 * 4 / 1094.54016
=-382.56%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -98.05 mean?
LHV Group AS (OTSE:LHV1T) has a FCF Yield % of -98.05 as of Aug. 22, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on LHV Group AS and its competitors. According to the industry distribution chart, LHV Group AS ranks #1454 out of 1497 companies in the Banks industry, placing it in the top 97.1%.
Is LHV Group AS's FCF Yield % too high?
LHV Group AS's current FCF Yield % is -98.05. Based on the distribution chart, LHV Group AS ranks #1454 out of 1497 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, LHV Group AS has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does LHV Group AS's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, LHV Group AS ranks #1454 out of 1497 companies for FCF Yield %. This places LHV Group AS in the lower half of its industry. The industry median FCF Yield % is 8.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.15, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on LHV Group AS and its competitors. For the Banks industry, the median FCF Yield % is 8.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LHV Group AS's current FCF Yield % is -98.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LHV Group AS stock overvalued right now?
Based on GuruFocus' analysis, LHV Group AS (OTSE:LHV1T) is currently considered Fairly Valued. The stock's GF Value™ is €3.39, compared to a current price of €3.34 — trading 1.6% below its estimated fair value. The current FCF Yield % is -98.05. LHV Group AS's overall GF Score™ is 80/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For LHV Group AS (OTSE:LHV1T), the current FCF Yield % is -98.05 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LHV Group AS (OTSE:LHV1T) Overvalued in 2026?

Based on GuruFocus' analysis, LHV Group AS stock appears to be undervalued. The current stock price of €3.34 is trading 1.6% below its estimated GF Value™ of €3.39. GuruFocus considers LHV Group AS to be Fairly Valued.

Key valuation signals for OTSE:LHV1T:

  • FCF Yield %: -98.05
  • GF Value™: €3.39 vs. price of €3.34 (1.6% below fair value)
  • GF Score™: 80/100 with 4 warning signs

No single metric tells the full story. See the OTSE:LHV1T stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LHV Group AS Business Description

Other Exchanges 0RIR:UKASU0:Germany
Address Tartu mnt 2, Tallinn, EST, 10145
LHV Group AS operates as a holding company. The Group provides a wide range of financial services, including banking, investment and asset management, insurance, and other financial services in Estonia and the United Kingdom. It operates through its subsidiaries: LHV Pank, LHV Bank, LHV Varahaldus, LHV Kindlustus, and Other. The LHV Pank segment, contributes the maximum share of the Group's revenue, includes retail and corporate banking services in Estonia, offering loans, payment solution, investment, and savings products. LHV Bank offers banking services to financial intermediaries and fintech companies, SME lending, and retail banking in the United Kingdom. LHV Varahaldus is engaged in pension fund and asset management. LHV Kindlustus offers a range of non-life insurance products.
80GF Score

Get the complete analysis for OTSE:LHV1T

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.34
Price
€3.39
GF Value