Business Description
LHV Group AS
ISIN : EE3100102203
Total Employee Number:
1,182Compare
Compare
Traded in other countries / regions
LHV1T.EstoniaASU0.Germany0RIR.UK IPO Date
2016-07-13Description
LHV Group AS operates as a holding company. The Group provides a wide range of financial services, including banking, investment and asset management, insurance, and other financial services in Estonia and the United Kingdom. It operates through its subsidiaries: LHV Pank, LHV Bank, LHV Varahaldus, LHV Kindlustus, and Other. The LHV Pank segment, contributes the maximum share of the Group's revenue, includes retail and corporate banking services in Estonia, offering loans, payment solution, investment, and savings products. LHV Bank offers banking services to financial intermediaries and fintech companies, SME lending, and retail banking in the United Kingdom. LHV Varahaldus is engaged in pension fund and asset management. LHV Kindlustus offers a range of non-life insurance products.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 2.24 | |||||
Equity-to-Asset | 0.08 | |||||
Debt-to-Equity | 1.65 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 3/9 | |||||
Beneish M-Score | -2.04 | |||||
WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 19.9 | |||||
3-Year EPS without NRI Growth Rate | 21.4 | |||||
3-Year Book Growth Rate | 21.1 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 17.86 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 13.59 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 36.72 | |||||
9-Day RSI | 41.34 | |||||
14-Day RSI | 43.66 | |||||
3-1 Month Momentum % | -0.76 | |||||
6-1 Month Momentum % | -5.81 | |||||
12-1 Month Momentum % | -4.28 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 5.24 | |||||
Dividend Payout Ratio | 0.57 | |||||
3-Year Dividend Growth Rate | 31 | |||||
Forward Dividend Yield % | 5.24 | |||||
5-Year Yield-on-Cost % | 30.37 | |||||
3-Year Average Share Buyback Ratio | -1.1 | |||||
Shareholder Yield % | -14.59 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 33.38 | |||||
FCF Margin % | -356.98 | |||||
OCF Margin % | -356.98 | |||||
ROE % | 13.59 | |||||
ROA % | 1.02 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 11.11 | |||||
Forward PE Ratio | 9 | |||||
PE Ratio without NRI | 11.11 | |||||
Shiller PE Ratio | 13.76 | |||||
Price-to-Owner-Earnings | 9.31 | |||||
PEG Ratio | 0.46 | |||||
PS Ratio | 3.73 | |||||
PB Ratio | 1.44 | |||||
Price-to-Tangible-Book | 1.48 | |||||
EV-to-Revenue | -1.45 | |||||
EV-to-FCF | 0.4 | |||||
Price-to-GF-Value | 0.98 | |||||
Price-to-Projected-FCF | 0.31 | |||||
Price-to-DCF (Earnings Based) | 0.34 | |||||
Price-to-Median-PS-Value | 0.78 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.5 | |||||
Price-to-Graham-Number | 0.85 | |||||
FCF Yield % | -98.05 | |||||
Forward Rate of Return (Yacktman) % | 12.59 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
LHV Group AS Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 298.398 | ||
| EPS (TTM) (€) | 0.3 | ||
| Beta | 0.1533 | ||
| 3-Year Sharpe Ratio | -0.29 | ||
| 3-Year Sortino Ratio | -0.43 | ||
| Volatility % | 10.33 | ||
| 14-Day RSI | 43.66 | ||
| 14-Day ATR (€) | 0.113947 | ||
| 20-Day SMA (€) | 3.24325 | ||
| 12-1 Month Momentum % | -4.28 | ||
| 52-Week Range (€) | 3.08 - 3.655 | ||
| Shares Outstanding (Mil) | 325.76 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
LHV Group AS Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
LHV Group AS Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| EUR 0.170000 Cash Dividend | 2026-04-09 | 3.50 (-3.31%) | ||
| EUR 0.090000 Cash Dividend | 2025-04-08 | 3.30 (-1.79%) | ||
| 10:1 Stock Split | 2022-07-04 | 3.61 (+0.00%) |
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LHV Group AS Frequently Asked Questions
What is LHV Group AS(STU:ASU0)'s stock price today?
The current price of STU:ASU0 is €3.23. The 52 week high of STU:ASU0 is €3.66 and 52 week low is €3.08.
When is next earnings date of LHV Group AS(STU:ASU0)?
The next earnings date of LHV Group AS(STU:ASU0) is .
Does LHV Group AS(STU:ASU0) pay dividends? If so, how much?
The Dividend Yield %  of LHV Group AS(STU:ASU0) is 5.24% (As of Today), Highest Dividend Payout Ratio of LHV Group AS(STU:ASU0) was 0.57. The lowest was 0.09. And the median was 0.21. The  Forward Dividend Yield % of LHV Group AS(STU:ASU0) is 5.24%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on LHV Group AS
No articles.
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