Towa Bank (TSE:8558) FCF Yield %: -1.84 (As of Jul. 01, 2026)


TSE:8558 Towa Bank Ltd TSE:8558
51 GF Score
Price 円1,456.00
GF Value 円845.03
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Towa Bank FCF Yield %?

Towa Bank TSE:8558 +0.83% 51 FCF Yield % is -1.84 as of Jul. 01, 2026. GuruFocus rates TSE:8558 with a GF Score™ of 51/100 and a GF Value™ of 円845.03 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,505 Banks companies, Towa Bank ranks worse than 76.35% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Towa Bank's Trailing 12-Month Free Cash Flow is 円-954 Mil, and Market Cap is 円51,596 Mil. Therefore, Towa Bank's FCF Yield % for today is -1.84%.

The historical rank and industry rank for Towa Bank's FCF Yield % or its related term are showing as below:

TSE:8558' s FCF Yield % Range Over the Past 10 Years
Min: -1.86   Med: 0   Max: 0
Current: -1.84


TSE:8558's FCF Yield % is ranked worse than
76.35% of 1505 companies
in the Banks industry
Industry Median: 8.23 vs TSE:8558: -1.84

Towa Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


Towa Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Towa Bank FCF Yield % Related Terms


Towa Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for Towa Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Towa Bank FCF Yield % Chart

Towa Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.60 -1,051.51 -6.03 -86.13 -2.72

Towa Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Towa Bank FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Towa Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Towa Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Towa Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Towa Bank's FCF Yield % falls into.


TSE:8558
51GF Score
Towa Bank Ltd TSE:8558
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Towa Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Towa Bank's FCF Yield % for the fiscal year that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-954 / 35082.63
=-2.72%

Towa Bank's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 35082.63
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -1.84 mean?
Towa Bank (TSE:8558) has a FCF Yield % of -1.84 as of Jul. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Towa Bank and its competitors. According to the industry distribution chart, Towa Bank ranks #1149 out of 1505 companies in the Banks industry, placing it in the top 76.3%.
Is Towa Bank's FCF Yield % too high?
Towa Bank's current FCF Yield % is -1.84. Based on the distribution chart, Towa Bank ranks #1149 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Towa Bank has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Towa Bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Towa Bank ranks #1149 out of 1505 companies for FCF Yield %. This places Towa Bank in the lower half of its industry. The industry median FCF Yield % is 8.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.23, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Towa Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Towa Bank's current FCF Yield % is -1.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Towa Bank stock overvalued right now?
Based on GuruFocus' analysis, Towa Bank (TSE:8558) is currently considered Significantly Overvalued. The stock's GF Value™ is 円845.03, compared to a current price of 円1,456.00 — trading 72.3% above its estimated fair value. The current FCF Yield % is -1.84. Towa Bank's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Towa Bank (TSE:8558), the current FCF Yield % is -1.84 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Towa Bank (TSE:8558) Overvalued in 2026?

Based on GuruFocus' analysis, Towa Bank stock appears to be overvalued. The current stock price of 円1,456.00 is trading 72.3% above its estimated GF Value™ of 円845.03. GuruFocus considers Towa Bank to be Significantly Overvalued.

Key valuation signals for TSE:8558:

  • FCF Yield %: -1.84
  • GF Value™: 円845.03 vs. price of 円1,456.00 (72.3% above fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the TSE:8558 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Towa Bank Business Description

Address 2-12-6 Hon-machi, Maebashi, JPN, 371-0023
Towa Bank Ltd is a regional bank that provides banking and financial services. Its banking services includes deposits, loans, and foreign exchange transaction.
51GF Score

Get the complete analysis for TSE:8558

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,456.00
Price
円845.03
GF Value