Towa Bank (TSE:8558) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8558 Towa Bank Ltd TSE:8558
53 GF Score
Price 円1,460.00
GF Value 円848.45
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Towa Bank Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

TSE:8558
53GF Score
Towa Bank Ltd TSE:8558
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Towa Bank (TSE:8558) Overvalued in 2026?

Based on GuruFocus' analysis, Towa Bank stock appears to be overvalued. The current stock price of 円1,460.00 is trading 72.1% above its estimated GF Value™ of 円848.45. GuruFocus considers Towa Bank to be Significantly Overvalued.

Key valuation signals for TSE:8558:

  • Altman Z-Score:
  • GF Value™: 円848.45 vs. price of 円1,460.00 (72.1% above fair value)
  • GF Score™: 53/100 with 5 warning signs

No single metric tells the full story. See the TSE:8558 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Towa Bank Business Description

Address 2-12-6 Hon-machi, Maebashi, JPN, 371-0023
Towa Bank Ltd is a regional bank that provides banking and financial services. Its banking services includes deposits, loans, and foreign exchange transaction.
53GF Score

Get the complete analysis for TSE:8558

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,460.00
Price
円848.45
GF Value