Towa Bank (TSE:8558) 3-1 Month Momentum %: -6.35% (As of Sep. 14, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8558 Towa Bank Ltd TSE:8558
46 GF Score
Price 円1,468.00
GF Value 円855.16
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Towa Bank 3-1 Month Momentum %?

Towa Bank TSE:8558 -0.14% 46 3-1 Month Momentum % is -6.35% as of Sep. 14, 2026. GuruFocus rates TSE:8558 with a GF Score™ of 46/100 and a GF Value™ of 円855.16 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,571 Banks companies, Towa Bank ranks worse than 89.69% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-14), Towa Bank's 3-1 Month Momentum % is -6.35%.

The industry rank for Towa Bank's 3-1 Month Momentum % or its related term are showing as below:

TSE:8558's 3-1 Month Momentum % is ranked worse than
89.69% of 1571 companies
in the Banks industry
Industry Median: 4.93 vs TSE:8558: -6.35

Towa Bank  (TSE:8558) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Towa Bank 3-1 Month Momentum % Related Terms


Towa Bank 3-1 Month Momentum % Competitor Comparison

For the Banks - Regional subindustry, Towa Bank's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Towa Bank 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Towa Bank's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Towa Bank's 3-1 Month Momentum % falls into.


TSE:8558
46GF Score
Towa Bank Ltd TSE:8558
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Towa Bank  (TSE:8558) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of -6.35% mean?
Towa Bank (TSE:8558) has a 3-1 Month Momentum % of -6.35% as of Sep. 14, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Towa Bank and its competitors. According to the industry distribution chart, Towa Bank ranks #1409 out of 1571 companies in the Banks industry, placing it in the top 89.7%.
Is Towa Bank's 3-1 Month Momentum % too high?
Towa Bank's current 3-1 Month Momentum % is -6.35%. Based on the distribution chart, Towa Bank ranks #1409 out of 1571 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Towa Bank has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Towa Bank's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Towa Bank ranks #1409 out of 1571 companies for 3-1 Month Momentum %. This places Towa Bank in the lower half of its industry. The industry median 3-1 Month Momentum % is 4.93. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.93, based on 1,571 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Towa Bank and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Towa Bank's current 3-1 Month Momentum % is -6.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Towa Bank stock overvalued right now?
Based on GuruFocus' analysis, Towa Bank (TSE:8558) is currently considered Significantly Overvalued. The stock's GF Value™ is 円855.16, compared to a current price of 円1,468.00 — trading 71.7% above its estimated fair value. The current 3-1 Month Momentum % is -6.35%. Towa Bank's overall GF Score™ is 46/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Towa Bank (TSE:8558), the current 3-1 Month Momentum % is -6.35% as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Towa Bank (TSE:8558) Overvalued in 2026?

Based on GuruFocus' analysis, Towa Bank stock appears to be overvalued. The current stock price of 円1,468.00 is trading 71.7% above its estimated GF Value™ of 円855.16. GuruFocus considers Towa Bank to be Significantly Overvalued.

Key valuation signals for TSE:8558:

  • 3-1 Month Momentum %: -6.35%
  • GF Value™: 円855.16 vs. price of 円1,468.00 (71.7% above fair value)
  • GF Score™: 46/100 with 5 warning signs

No single metric tells the full story. See the TSE:8558 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Towa Bank Business Description

Address 2-12-6 Hon-machi, Maebashi, JPN, 371-0023
Towa Bank Ltd is a regional bank that provides banking and financial services. Its banking services includes deposits, loans, and foreign exchange transaction.
46GF Score

Get the complete analysis for TSE:8558

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,468.00
Price
円855.16
GF Value