Erste Bank PolskaWAR:EBP +0.65%79 FCF Yield % is 1.33 as of Jun. 26, 2026, which is 92% below its 10-year median of 15.78. GuruFocus rates WAR:EBP with a GF Score™ of 79/100 and a GF Value™ of zł518.61 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,505 Banks companies, Erste Bank Polska ranks worse than 71.56% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Erste Bank Polska FCF Yield % Related Terms
Erste Bank Polska FCF Yield % Historical Data
* Premium members only.
The historical data trend for Erste Bank Polska's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Erste Bank Polska's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erste Bank Polska FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Erste Bank Polska's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Erste Bank Polska's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Erste Bank Polska (WAR:EBP) has a FCF Yield % of 1.33 as of Jun. 26, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Erste Bank Polska and its competitors. This is 92% below median its historical median of 15.78. According to the industry distribution chart, Erste Bank Polska ranks #1077 out of 1505 companies in the Banks industry, placing it in the top 71.6%.
Is Erste Bank Polska's FCF Yield % too high?
Erste Bank Polska's current FCF Yield % of 1.33 is 92% below median its 10-year median of 15.78. The Banks industry median FCF Yield % is 8.20. Erste Bank Polska's value of 1.33 is 83.8% below this industry median. Based on the distribution chart, Erste Bank Polska ranks #1077 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Erste Bank Polska has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Erste Bank Polska's FCF Yield % compare to PNC?
According to the Banks industry distribution chart, Erste Bank Polska ranks #1077 out of 1505 companies for FCF Yield %. This places Erste Bank Polska in the lower half of its industry. The industry median FCF Yield % is 8.20. Erste Bank Polska's value of 1.33 is 83.8% below this benchmark. While the company's 10-year median is 15.78 vs. the industry median of 8.20, Erste Bank Polska has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erste Bank Polska's current FCF Yield % of 1.33 is 83.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Erste Bank Polska and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erste Bank Polska's current FCF Yield % is 1.33, which is 92% below median its own 10-year median of 15.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Bank Polska stock overvalued right now?
Based on GuruFocus' analysis, Erste Bank Polska (WAR:EBP) is currently considered Modestly Overvalued. The stock's GF Value™ is zł518.61, compared to a current price of zł646.40 — trading 24.6% above its estimated fair value. The current FCF Yield % is 1.33, which is 92% below median its 10-year median of 15.78 and 83.8% below the Banks industry median of 8.20. Erste Bank Polska's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Erste Bank Polska (WAR:EBP), the current FCF Yield % is 1.33 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Erste Bank Polska (WAR:EBP) Overvalued in 2026?
Based on GuruFocus' analysis, Erste Bank Polska stock appears to be overvalued.
The current stock price of zł646.40 is trading 24.6% above its estimated GF Value™ of zł518.61.
GuruFocus considers Erste Bank Polska to be Modestly Overvalued.
Key valuation signals for WAR:EBP:
FCF Yield %: 1.33 (92% below median its 10-year median of 15.78)
GF Value™: zł518.61 vs. price of zł646.40 (24.6% above fair value)
Industry Position: 83.8% below the Banks median (#1077 of 1505)
No single metric tells the full story. See the WAR:EBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Erste Bank Polska SA is a commercial bank. It provides financial products and services such as Personal accounts, Payment cards, Loans, Savings and investments, and products for overseas customers.
79GF Score
Get the complete analysis for WAR:EBP
FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
WAR:EBP has been successfully added to your 
