Erste Bank Polska (WAR:EBP) Asset Turnover: 0.01 (As of Mar. 2026)


WAR:EBP Erste Bank Polska SA WAR:EBP
79 GF Score
Price zł646.40
GF Value zł518.61
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is Erste Bank Polska Asset Turnover?

Erste Bank Polska WAR:EBP +0.65% 79 Asset Turnover is 0.01 as of Mar. 2026. GuruFocus rates WAR:EBP with a GF Score™ of 79/100 and a GF Value™ of zł518.61 (Modestly Overvalued). The stock has 9 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Erste Bank Polska's Revenue for the three months ended in Mar. 2026 was zł3,992 Mil. Erste Bank Polska's Total Assets for the quarter that ended in Mar. 2026 was zł306,283 Mil. Therefore, Erste Bank Polska's Asset Turnover for the quarter that ended in Mar. 2026 was 0.01.

Asset Turnover is linked to ROE % through Du Pont Formula. Erste Bank Polska's annualized ROE % for the quarter that ended in Mar. 2026 was 11.56%. It is also linked to ROA % through Du Pont Formula. Erste Bank Polska's annualized ROA % for the quarter that ended in Mar. 2026 was 1.34%.


Erste Bank Polska  (WAR:EBP) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Erste Bank Polska's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=4110.88/35558.8015
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(4110.88 / 15967.02)*(15967.02 / 306282.7685)*(306282.7685/ 35558.8015)
=Net Margin %*Asset Turnover*Equity Multiplier
=25.75 %*0.0521*8.6134
=ROA %*Equity Multiplier
=1.34 %*8.6134
=11.56 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Erste Bank Polska's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=4110.88/306282.7685
=(Net Income / Revenue)*(Revenue / Total Assets)
=(4110.88 / 15967.02)*(15967.02 / 306282.7685)
=Net Margin %*Asset Turnover
=25.75 %*0.0521
=1.34 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Erste Bank Polska Asset Turnover Related Terms


Erste Bank Polska Asset Turnover Historical Data

* Premium members only.

The historical data trend for Erste Bank Polska's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Erste Bank Polska Asset Turnover Chart

Erste Bank Polska Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.04 0.05 0.06 0.05 0.05

Erste Bank Polska Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

WAR:EBP vs PNC: Asset Turnover Comparison

For the Banks - Regional subindustry, Erste Bank Polska's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Erste Bank Polska Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Erste Bank Polska's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Erste Bank Polska's Asset Turnover falls into.


WAR:EBP
79GF Score
Erste Bank Polska SA WAR:EBP
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Erste Bank Polska Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Erste Bank Polska's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=15969.386/( (304373.92+308150.077)/ 2 )
=15969.386/306261.9985
=0.05

Erste Bank Polska's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=3991.755/( (308150.077+304415.46)/ 2 )
=3991.755/306282.7685
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.01 mean?
Erste Bank Polska (WAR:EBP) has a Asset Turnover of 0.01 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Erste Bank Polska and its competitors.
Is Erste Bank Polska's Asset Turnover too high?
Erste Bank Polska's current Asset Turnover is 0.01. Overall, Erste Bank Polska has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Erste Bank Polska's Asset Turnover compare to PNC?
Erste Bank Polska's Asset Turnover of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Erste Bank Polska and its competitors. Erste Bank Polska's current Asset Turnover is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Bank Polska stock overvalued right now?
Based on GuruFocus' analysis, Erste Bank Polska (WAR:EBP) is currently considered Modestly Overvalued. The stock's GF Value™ is zł518.61, compared to a current price of zł646.40 — trading 24.6% above its estimated fair value. The current Asset Turnover is 0.01. Erste Bank Polska's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Erste Bank Polska (WAR:EBP), the current Asset Turnover is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Erste Bank Polska (WAR:EBP) Overvalued in 2026?

Based on GuruFocus' analysis, Erste Bank Polska stock appears to be overvalued. The current stock price of zł646.40 is trading 24.6% above its estimated GF Value™ of zł518.61. GuruFocus considers Erste Bank Polska to be Modestly Overvalued.

Key valuation signals for WAR:EBP:

  • Asset Turnover: 0.01
  • GF Value™: zł518.61 vs. price of zł646.40 (24.6% above fair value)
  • GF Score™: 79/100 with 9 warning signs

No single metric tells the full story. See the WAR:EBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Erste Bank Polska Business Description

Other Exchanges BKZHY:USABZI:Germany
Address Plac Europejski 3A, Warszawa, POL, 00-854
Erste Bank Polska SA is a commercial bank. It provides financial products and services such as Personal accounts, Payment cards, Loans, Savings and investments, and products for overseas customers.
79GF Score

Get the complete analysis for WAR:EBP

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł646.40
Price
zł518.61
GF Value