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National Insurance CoXPAE:NIC 75 FCF Yield % is 8.29 as of Jul. 25, 2026, which is 95% above its 10-year median of 4.26. GuruFocus rates XPAE:NIC with a GF Score™ of 75/100 and a GF Value™ of $3.60 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 504 Insurance companies, National Insurance Co ranks better than 54.76% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
National Insurance Co FCF Yield % Related Terms
National Insurance Co FCF Yield % Historical Data
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The historical data trend for National Insurance Co's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPAE:NIC vs BRK.A, AIG, HIG: FCF Yield % Comparison
For the Insurance - Diversified subindustry, National Insurance Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Insurance Co FCF Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, National Insurance Co's FCF Yield % distribution charts can be found below:
* The bar in red indicates where National Insurance Co's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Insurance Co (XPAE:NIC) has a FCF Yield % of 8.29 as of Jul. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on National Insurance Co and its competitors. This is 95% above median its historical median of 4.26. According to the industry distribution chart, National Insurance Co ranks #228 out of 504 companies in the Insurance industry, placing it in the top 45.2%.
Is National Insurance Co's FCF Yield % too high?
National Insurance Co's current FCF Yield % of 8.29 is 95% above median its 10-year median of 4.26. The Insurance industry median FCF Yield % is 7.12. National Insurance Co's value of 8.29 is 16.5% above this industry median. Based on the distribution chart, National Insurance Co ranks #228 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, National Insurance Co has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Insurance Co's FCF Yield % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, National Insurance Co ranks #228 out of 504 companies for FCF Yield %. This puts National Insurance Co in the upper half of its industry. The industry median FCF Yield % is 7.12. National Insurance Co's value of 8.29 is 16.5% above this benchmark. While the company's 10-year median is 4.26 vs. the industry median of 7.12, National Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.12, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Insurance Co's current FCF Yield % of 8.29 is 16.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on National Insurance Co and its competitors. For the Insurance industry, the median FCF Yield % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Insurance Co's current FCF Yield % is 8.29, which is 95% above median its own 10-year median of 4.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, National Insurance Co (XPAE:NIC) is currently considered Modestly Undervalued. The stock's GF Value™ is $3.60, compared to a current price of $3.00 — trading 16.7% below its estimated fair value. The current FCF Yield % is 8.29, which is 95% above median its 10-year median of 4.26 and 16.5% above the Insurance industry median of 7.12. National Insurance Co's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For National Insurance Co (XPAE:NIC), the current FCF Yield % is 8.29 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Insurance Co (XPAE:NIC) Overvalued in 2026?
Based on GuruFocus' analysis, National Insurance Co stock appears to be undervalued.
The current stock price of $3.00 is trading 16.7% below its estimated GF Value™ of $3.60.
GuruFocus considers National Insurance Co to be Modestly Undervalued.
Key valuation signals for XPAE:NIC:
FCF Yield %: 8.29 (95% above median its 10-year median of 4.26)
GF Value™: $3.60 vs. price of $3.00 (16.7% below fair value)
Industry Position: 16.5% above the Insurance median (#228 of 504)
No single metric tells the full story. See the XPAE:NIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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