National Insurance Co (XPAE:NIC) OCF Margin %: -5.08% (As of Mar. 2026)

What is National Insurance Co OCF Margin %?

National Insurance Co XPAE:NIC +0.34% 66 OCF Margin % is -5.08% as of Mar. 2026. GuruFocus rates XPAE:NIC with a GF Score™ of 66/100 and a GF Value™ of $3.61 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 502 Insurance companies, National Insurance Co ranks worse than 53.78% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. National Insurance Co's Cash Flow from Operations for the three months ended in Mar. 2026 was $-0.64 Mil. National Insurance Co's Revenue for the three months ended in Mar. 2026 was $12.54 Mil. Therefore, National Insurance Co's OCF Margin % for the quarter that ended in Mar. 2026 was -5.08%.

As of today, National Insurance Co's current OCF Yield % is 9.50%.

The historical rank and industry rank for National Insurance Co's OCF Margin % or its related term are showing as below:

XPAE:NIC' s OCF Margin % Range Over the Past 10 Years
Min: -7.02 Med: 6.09 Max: 20.12
Current: 9.96

During the past 13 years, the highest OCF Margin % of National Insurance Co was 20.12%. The lowest was -7.02%. And the median was 6.09%.

XPAE:NIC's OCF Margin % is ranked worse than
53.78% of 502 companies
in the Insurance industry
Industry Median: 10.855 vs XPAE:NIC: 9.96

National Insurance Co OCF Margin % Related Terms

National Insurance Co OCF Margin % Historical Data

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The historical data trend for National Insurance Co's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Insurance Co OCF Margin % Chart

National Insurance Co Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

OCF Margin %

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2.03

-7.02

2.88

1.86

6.25

National Insurance Co Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
OCF Margin %	Get a 7-Day Free Trial															-22.29	24.12	3.44	18.18	-5.08

XPAE:NIC vs BRK.A, AIG, HIG: OCF Margin % Comparison

For the Insurance - Diversified subindustry, National Insurance Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

National Insurance Co OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, National Insurance Co's OCF Margin % distribution charts can be found below:

* The bar in red indicates where National Insurance Co's OCF Margin % falls into.

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66GF Score

National Insurance Co XPAE:NIC

OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.

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National Insurance Co OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

National Insurance Co's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin	=	Cash Flow from Operations (A: Dec. 2025 )	/	Revenue (A: Dec. 2025 )
	=	3.165	/	50.655
	=	6.25 %

National Insurance Co's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin	=	Cash Flow from Operations (Q: Mar. 2026 )	/	Revenue (Q: Mar. 2026 )
	=	-0.637	/	12.539
	=	-5.08 %

Frequently Asked Questions Learn more about OCF Margin % →

What does a OCF Margin % of -5.08% mean?

National Insurance Co (XPAE:NIC) has a OCF Margin % of -5.08% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on National Insurance Co and its competitors. According to the industry distribution chart, National Insurance Co ranks #270 out of 502 companies in the Insurance industry, placing it in the top 53.8%.

Is National Insurance Co's OCF Margin % too high?

National Insurance Co's current OCF Margin % is -5.08%. Based on the distribution chart, National Insurance Co ranks #270 out of 502 companies in the Insurance industry, which is below the industry midpoint. Overall, National Insurance Co has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does National Insurance Co's OCF Margin % compare to BRK.A and AIG?

According to the Insurance industry distribution chart, National Insurance Co ranks #270 out of 502 companies for OCF Margin %. This places National Insurance Co in the lower half of its industry. The industry median OCF Margin % is 10.86. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good OCF Margin % for an Insurance company?

The median OCF Margin % among Insurance companies is 10.86, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high OCF Margin % mean?

A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on National Insurance Co and its competitors. For the Insurance industry, the median OCF Margin % is 10.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Insurance Co's current OCF Margin % is -5.08%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is National Insurance Co stock overvalued right now?

Based on GuruFocus' analysis, National Insurance Co (XPAE:NIC) is currently considered Modestly Undervalued. The stock's GF Value™ is $3.61, compared to a current price of $2.93 — trading 18.8% below its estimated fair value. The current OCF Margin % is -5.08%. National Insurance Co's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is OCF Margin % calculated?

OCF Margin % is calculated from a company's financial statements. For National Insurance Co (XPAE:NIC), the current OCF Margin % is -5.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Insurance Co (XPAE:NIC) Overvalued in 2026?

Based on GuruFocus' analysis, National Insurance Co stock appears to be undervalued. The current stock price of $2.93 is trading 18.8% below its estimated GF Value™ of $3.61. GuruFocus considers National Insurance Co to be Modestly Undervalued.

Key valuation signals for XPAE:NIC:

OCF Margin %: -5.08%
GF Value™: $3.61 vs. price of $2.93 (18.8% below fair value)
GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the XPAE:NIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Insurance Co Business Description

Industry Financial Services Insurance

Comparable Companies XPAE:TIC XPAE:GUI BRK.A XTER:ALV XSWX:ZURN XPAR:CS MIL:G TSX:SLF AIG HIG ACGL XTER:TLX XSWX:SLHN OHEL:SAMPO XSWX:HBAN LSE:AV.XAMS:NN XTAE:PHOE XBRU:AGS XAMS:ASRNL

Address Bireh - National Towers, Al Bireh, PSE

Website https://www.nic-pal.com

National Insurance Co is an insurance company. The company provides motor, property, marine, engineering, specialized and personal insurance.

66GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.93

Price

$3.61

GF Value

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