National Insurance Co (XPAE:NIC) Loans Receivable

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAE:NIC National Insurance Co XPAE:NIC
74 GF Score
Price $3.00
GF Value $3.77
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is National Insurance Co Loans Receivable?

Loans Receivable does not apply to banks and insurance companies.

XPAE:NIC
74GF Score
National Insurance Co XPAE:NIC
Loans Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is National Insurance Co (XPAE:NIC) Overvalued in 2026?

Based on GuruFocus' analysis, National Insurance Co stock appears to be undervalued. The current stock price of $3.00 is trading 20.4% below its estimated GF Value™ of $3.77. GuruFocus considers National Insurance Co to be Modestly Undervalued.

Key valuation signals for XPAE:NIC:

  • Loans Receivable:
  • GF Value™: $3.77 vs. price of $3.00 (20.4% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the XPAE:NIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Insurance Co Business Description

Address Bireh - National Towers, Al Bireh, PSE
National Insurance Co is a Philippine non-life insurance company. It offers motor, property, marine, engineering, aviation, surety, and personal accident insurance, along with specialized and commercial lines coverage, serving individual policyholders, small and medium enterprises, and corporate clients. The company operates primarily in the Philippines through a network of branches and agents, and it also writes reinsurance business. Revenue comes from premiums written on its insurance products, supplemented by investment income earned on its portfolio of government and corporate securities. The company is listed on the Philippine Stock Exchange under the ticker NIC. It is a subsidiary of the Yuchengco Group of Companies, a major Philippine conglomerate with interests in banking, insurance, and other financial services.
74GF Score

Get the complete analysis for XPAE:NIC

Loans Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.00
Price
$3.77
GF Value