National Bank Co (XPAE:TNB) FCF Yield %: 32.54 (As of Jul. 25, 2026) — 258% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAE:TNB National Bank Co Ltd XPAE:TNB
61 GF Score
Price $1.32
GF Value $1.32
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is National Bank Co FCF Yield %?

National Bank Co XPAE:TNB 61 FCF Yield % is 32.54 as of Jul. 25, 2026, which is 258% above its 10-year median of 9.09. GuruFocus rates XPAE:TNB with a GF Score™ of 61/100 and a GF Value™ of $1.32 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,499 Banks companies, National Bank Co ranks better than 83.19% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, National Bank Co's Trailing 12-Month Free Cash Flow is $48.59 Mil, and Market Cap is $149.29 Mil. Therefore, National Bank Co's FCF Yield % for today is 32.54%.

The historical rank and industry rank for National Bank Co's FCF Yield % or its related term are showing as below:

XPAE:TNB' s FCF Yield % Range Over the Past 10 Years
Min: -83.77   Med: 9.09   Max: 307.99
Current: 32.54


During the past 13 years, the highest FCF Yield % of National Bank Co was 307.99%. The lowest was -83.77%. And the median was 9.09%.

XPAE:TNB's FCF Yield % is ranked better than
83.19% of 1499 companies
in the Banks industry
Industry Median: 8.1 vs XPAE:TNB: 32.54

National Bank Co's FCF Margin % for the quarter that ended in Mar. 2026 was -135.84%.


National Bank Co FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


National Bank Co FCF Yield % Related Terms


National Bank Co FCF Yield % Historical Data

* Premium members only.

The historical data trend for National Bank Co's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank Co FCF Yield % Chart

National Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 104.01 -21.83 -3.80 68.04 -12.23

National Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -209.30 72.48 43.37 36.94 -45.62

XPAE:TNB vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, National Bank Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank Co FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, National Bank Co's FCF Yield % distribution charts can be found below:

* The bar in red indicates where National Bank Co's FCF Yield % falls into.


XPAE:TNB
61GF Score
National Bank Co Ltd XPAE:TNB
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Bank Co FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

National Bank Co's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-20.201 / 165.126
=-12.23%

National Bank Co's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=-17.025 * 4 / 149.292
=-45.62%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 32.54 mean?
National Bank Co (XPAE:TNB) has a FCF Yield % of 32.54 as of Jul. 25, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on National Bank Co and its competitors. This is 258% above median its historical median of 9.09. According to the industry distribution chart, National Bank Co ranks #252 out of 1499 companies in the Banks industry, placing it in the top 16.8%.
Is National Bank Co's FCF Yield % too high?
National Bank Co's current FCF Yield % of 32.54 is 258% above median its 10-year median of 9.09. The Banks industry median FCF Yield % is 8.10. National Bank Co's value of 32.54 is 301.7% above this industry median. Based on the distribution chart, National Bank Co ranks #252 out of 1499 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Bank Co has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does National Bank Co's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, National Bank Co ranks #252 out of 1499 companies for FCF Yield %. This places National Bank Co in the top 17% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.10. National Bank Co's value of 32.54 is 301.7% above this benchmark. While the company's 10-year median is 9.09 vs. the industry median of 8.10, National Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.10, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank Co's current FCF Yield % of 32.54 is 301.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on National Bank Co and its competitors. For the Banks industry, the median FCF Yield % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank Co's current FCF Yield % is 32.54, which is 258% above median its own 10-year median of 9.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank Co stock overvalued right now?
Based on GuruFocus' analysis, National Bank Co (XPAE:TNB) is currently considered Fairly Valued. The stock's GF Value™ is $1.32, compared to a current price of $1.32 — trading right at its estimated fair value. The current FCF Yield % is 32.54, which is 258% above median its 10-year median of 9.09 and 301.7% above the Banks industry median of 8.10. National Bank Co's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For National Bank Co (XPAE:TNB), the current FCF Yield % is 32.54 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank Co (XPAE:TNB) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank Co stock appears to be undervalued. The current stock price of $1.32 is trading 0% below its estimated GF Value™ of $1.32. GuruFocus considers National Bank Co to be Fairly Valued.

Key valuation signals for XPAE:TNB:

  • FCF Yield %: 32.54 (258% above median its 10-year median of 9.09)
  • GF Value™: $1.32 vs. price of $1.32 (0% below fair value)
  • GF Score™: 61/100 with 3 warning signs
  • Industry Position: 301.7% above the Banks median (#252 of 1499)

No single metric tells the full story. See the XPAE:TNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank Co Business Description

Address Al-Masyoun, Ramallah, PSE
National Bank Co Ltd is a Bank operating in two business sectors commercial banking sector, and the Islamic banking sector. The bank has four business segments: Retail accounts Include handling individual customers' deposits and providing consumer-type loans, overdrafts, credit card facilities, and other services, Corporate and institution account Includes handling loans, credit facilities, deposits, and current accounts for corporate and institutional customers, Public sector accounts Includes handling loans, credit facilities, deposits, and current accounts for the public sector, and Treasury Includes providing trading and treasury services and managing the Bank's funds and investments.
61GF Score

Get the complete analysis for XPAE:TNB

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.32
Price
$1.32
GF Value