National Bank Co (XPAE:TNB) PEG Ratio: 8.80 (As of Jul. 25, 2026) — 196% Above Median

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Founder & CEO of GuruFocus
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XPAE:TNB National Bank Co Ltd XPAE:TNB
61 GF Score
Price $1.32
GF Value $1.32
Valuation Fairly Valued
! 3 Warning Signs
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What is National Bank Co PEG Ratio?

National Bank Co XPAE:TNB 61 PEG Ratio is 8.80 as of Jul. 25, 2026, which is 196% above its 10-year median of 2.97. GuruFocus rates XPAE:TNB with a GF Score™ of 61/100 and a GF Value™ of $1.32 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,228 Banks companies, National Bank Co ranks worse than 92.35% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, National Bank Co's PE Ratio without NRI is 22.00. National Bank Co's 5-Year Book Value growth rate is 2.50%. Therefore, National Bank Co's PEG Ratio for today is 8.80.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for National Bank Co's PEG Ratio or its related term are showing as below:

XPAE:TNB' s PEG Ratio Range Over the Past 10 Years
Min: 1.25   Med: 2.97   Max: 121.68
Current: 8.8


During the past 13 years, National Bank Co's highest PEG Ratio was 121.68. The lowest was 1.25. And the median was 2.97.


XPAE:TNB's PEG Ratio is ranked worse than
92.35% of 1228 companies
in the Banks industry
Industry Median: 1.535 vs XPAE:TNB: 8.80

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


National Bank Co  (XPAE:TNB) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


National Bank Co PEG Ratio Related Terms


National Bank Co PEG Ratio Historical Data

* Premium members only.

The historical data trend for National Bank Co's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Bank Co PEG Ratio Chart

National Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.43 1.85 1.57 19.77 7.18

National Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 7.18 9.48

XPAE:TNB vs PNC, USB: PEG Ratio Comparison

For the Banks - Regional subindustry, National Bank Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Bank Co PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, National Bank Co's PEG Ratio distribution charts can be found below:

* The bar in red indicates where National Bank Co's PEG Ratio falls into.


XPAE:TNB
61GF Score
National Bank Co Ltd XPAE:TNB
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Bank Co PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

National Bank Co's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=22/2.50
=8.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 8.80 mean?
National Bank Co (XPAE:TNB) has a PEG Ratio of 8.80 as of Jul. 25, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on National Bank Co and its competitors. This is 196% above median its historical median of 2.97. Over the past decade, National Bank Co's PEG Ratio has ranged from 1.25 to 121.68. According to the industry distribution chart, National Bank Co ranks #1134 out of 1228 companies in the Banks industry, placing it in the top 92.3%.
Is National Bank Co's PEG Ratio too high?
National Bank Co's current PEG Ratio of 8.80 is 196% above median its 10-year median of 2.97. Over the past 10 years, this metric has ranged from a low of 1.25 to a high of 121.68. The Banks industry median PEG Ratio is 1.54. National Bank Co's value of 8.80 is 473.3% above this industry median. Based on the distribution chart, National Bank Co ranks #1134 out of 1228 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, National Bank Co has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does National Bank Co's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, National Bank Co ranks #1134 out of 1228 companies for PEG Ratio. This places National Bank Co in the lower half of its industry. The industry median PEG Ratio is 1.54. National Bank Co's value of 8.80 is 473.3% above this benchmark. Historically, National Bank Co's own PEG Ratio has ranged from 1.25 to 121.68 over the past decade. While the company's 10-year median is 2.97 vs. the industry median of 1.54, National Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank Co's current PEG Ratio of 8.80 is 473.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on National Bank Co and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank Co's current PEG Ratio is 8.80, which is 196% above median its own 10-year median of 2.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank Co stock overvalued right now?
Based on GuruFocus' analysis, National Bank Co (XPAE:TNB) is currently considered Fairly Valued. The stock's GF Value™ is $1.32, compared to a current price of $1.32 — trading right at its estimated fair value. The current PEG Ratio is 8.80, which is 196% above median its 10-year median of 2.97 and 473.3% above the Banks industry median of 1.54. National Bank Co's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For National Bank Co (XPAE:TNB), the current PEG Ratio is 8.80 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Bank Co (XPAE:TNB) Overvalued in 2026?

Based on GuruFocus' analysis, National Bank Co stock appears to be undervalued. The current stock price of $1.32 is trading 0% below its estimated GF Value™ of $1.32. GuruFocus considers National Bank Co to be Fairly Valued.

Key valuation signals for XPAE:TNB:

  • PEG Ratio: 8.80 (196% above median its 10-year median of 2.97)
  • GF Value™: $1.32 vs. price of $1.32 (0% below fair value)
  • GF Score™: 61/100 with 3 warning signs
  • Industry Position: 473.3% above the Banks median (#1134 of 1228)

No single metric tells the full story. See the XPAE:TNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Bank Co Business Description

Address Al-Masyoun, Ramallah, PSE
National Bank Co Ltd is a Bank operating in two business sectors commercial banking sector, and the Islamic banking sector. The bank has four business segments: Retail accounts Include handling individual customers' deposits and providing consumer-type loans, overdrafts, credit card facilities, and other services, Corporate and institution account Includes handling loans, credit facilities, deposits, and current accounts for corporate and institutional customers, Public sector accounts Includes handling loans, credit facilities, deposits, and current accounts for the public sector, and Treasury Includes providing trading and treasury services and managing the Bank's funds and investments.
61GF Score

Get the complete analysis for XPAE:TNB

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.32
Price
$1.32
GF Value