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AU Small Finance Bank (NSE:AUBANK) Forward PE Ratio Explanation
The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.
Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .
AU Small Finance Bank Forward PE Ratio Related Terms
AU Small Finance Bank Forward PE Ratio Historical Data
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The historical data trend for AU Small Finance Bank's Forward PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AU Small Finance Bank Forward PE Ratio Chart
AU Small Finance Bank Annual Data
Trend
2023-03
Forward PE Ratio
22.68
AU Small Finance Bank Quarterly Data
2018-06
2018-09
2022-09
2022-12
2023-03
2023-06
2026-06
Forward PE Ratio
43.29
37.88
30.30
25.77
22.68
29.50
31.41
AU Small Finance Bank Forward PE Ratio Competitor Comparison
For the Banks - Regional subindustry, AU Small Finance Bank's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AU Small Finance Bank Forward PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, AU Small Finance Bank's Forward PE Ratio distribution charts can be found below:
* The bar in red indicates where AU Small Finance Bank's Forward PE Ratio falls into.
AU Small Finance Bank Forward PE Ratio Calculation
It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.
AU Small Finance Bank (NSE:AUBANK) has a Forward PE Ratio of 17.44 as of Sep. 13, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on AU Small Finance Bank and its competitors. According to the industry distribution chart, AU Small Finance Bank ranks #808 out of 820 companies in the Banks industry, placing it in the top 98.5%.
Is AU Small Finance Bank's Forward PE Ratio too high?
AU Small Finance Bank's current Forward PE Ratio is 17.44. The Banks industry median Forward PE Ratio is 10.10. AU Small Finance Bank's value of 17.44 is 72.8% above this industry median. Based on the distribution chart, AU Small Finance Bank ranks #808 out of 820 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, AU Small Finance Bank has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does AU Small Finance Bank's Forward PE Ratio compare to competitors?
According to the Banks industry distribution chart, AU Small Finance Bank ranks #808 out of 820 companies for Forward PE Ratio. This places AU Small Finance Bank in the lower half of its industry. The industry median Forward PE Ratio is 10.10. AU Small Finance Bank's value of 17.44 is 72.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Banks company?
The median Forward PE Ratio among Banks companies is 10.10, based on 820 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AU Small Finance Bank's current Forward PE Ratio of 17.44 is 72.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on AU Small Finance Bank and its competitors. For the Banks industry, the median Forward PE Ratio is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AU Small Finance Bank's current Forward PE Ratio is 17.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AU Small Finance Bank stock overvalued right now?
Based on GuruFocus' analysis, AU Small Finance Bank (NSE:AUBANK) is currently considered Fairly Valued. The stock's GF Value™ is ₹1,074.64, compared to a current price of ₹1,058.90 — trading 1.5% below its estimated fair value. The current Forward PE Ratio is 17.44 and 72.8% above the Banks industry median of 10.10. AU Small Finance Bank's overall GF Score™ is 83/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For AU Small Finance Bank (NSE:AUBANK), the current Forward PE Ratio is 17.44 as of Sep. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AU Small Finance Bank (NSE:AUBANK) Overvalued in 2026?
Based on GuruFocus' analysis, AU Small Finance Bank stock appears to be undervalued.
The current stock price of ₹1,058.90 is trading 1.5% below its estimated GF Value™ of ₹1,074.64.
GuruFocus considers AU Small Finance Bank to be Fairly Valued.
Key valuation signals for NSE:AUBANK:
Forward PE Ratio: 17.44
GF Value™: ₹1,074.64 vs. price of ₹1,058.90 (1.5% below fair value)
Industry Position: 72.8% above the Banks median (#808 of 820)
No single metric tells the full story. See the NSE:AUBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AU Small Finance Bank Ltd is engaged in the activities of providing financial services such as personal banking, insurance, retail loans and wholesale banking. The company operates in the business segment namely, Treasury; Retail banking; Wholesale banking; and Other banking operations. It generates maximum revenue from Retail banking segment. The retail banking segment serves retail customers through a branch network and other delivery channels. Revenues of the retail banking segment are derived from interest earned on retail loans, fees from services rendered, and others. Geographically, it operates only in India.
83GF Score
Get the complete analysis for NSE:AUBANK
Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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