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AU Small Finance Bank (NSE:AUBANK) Cyclically Adjusted PB Ratio : 6.97 (As of Jun. 04, 2025)


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What is AU Small Finance Bank Cyclically Adjusted PB Ratio?

As of today (2025-06-04), AU Small Finance Bank's current share price is ₹728.30. AU Small Finance Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was ₹104.54. AU Small Finance Bank's Cyclically Adjusted PB Ratio for today is 6.97.

The historical rank and industry rank for AU Small Finance Bank's Cyclically Adjusted PB Ratio or its related term are showing as below:

NSE:AUBANK' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 5.29   Med: 6.49   Max: 6.66
Current: 6.64

During the past years, AU Small Finance Bank's highest Cyclically Adjusted PB Ratio was 6.66. The lowest was 5.29. And the median was 6.49.

NSE:AUBANK's Cyclically Adjusted PB Ratio is ranked worse than
98.36% of 1283 companies
in the Banks industry
Industry Median: 1.01 vs NSE:AUBANK: 6.64

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

AU Small Finance Bank's adjusted book value per share data for the three months ended in Mar. 2025 was ₹230.565. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₹104.54 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


AU Small Finance Bank Cyclically Adjusted PB Ratio Historical Data

The historical data trend for AU Small Finance Bank's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

AU Small Finance Bank Cyclically Adjusted PB Ratio Chart

AU Small Finance Bank Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - 5.11

AU Small Finance Bank Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - 5.11

Competitive Comparison of AU Small Finance Bank's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, AU Small Finance Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AU Small Finance Bank's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, AU Small Finance Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where AU Small Finance Bank's Cyclically Adjusted PB Ratio falls into.


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AU Small Finance Bank Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

AU Small Finance Bank's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=728.30/104.54
=6.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AU Small Finance Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, AU Small Finance Bank's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=230.565/157.5517*157.5517
=230.565

Current CPI (Mar. 2025) = 157.5517.

AU Small Finance Bank Quarterly Data

Book Value per Share CPI Adj_Book
201303 7.575 85.687 13.928
201403 10.247 91.425 17.659
201503 13.140 97.163 21.307
201603 17.155 102.518 26.364
201606 0.000 105.961 0.000
201609 0.000 105.961 0.000
201612 0.000 105.196 0.000
201703 34.962 105.196 52.362
201706 0.000 107.109 0.000
201709 37.162 109.021 53.704
201712 0.000 109.404 0.000
201803 39.922 109.786 57.291
201806 0.000 111.317 0.000
201809 50.136 115.142 68.602
201812 0.000 115.142 0.000
201903 54.093 118.202 72.101
201906 0.000 120.880 0.000
201909 59.912 123.175 76.633
201912 0.000 126.235 0.000
202003 71.958 124.705 90.911
202006 0.000 127.000 0.000
202009 80.188 130.118 97.095
202012 0.000 130.889 0.000
202103 100.496 131.771 120.158
202106 0.000 134.084 0.000
202109 108.281 135.847 125.581
202112 0.000 138.161 0.000
202203 119.308 138.822 135.405
202206 0.000 142.347 0.000
202209 151.941 144.661 165.480
202212 0.000 145.763 0.000
202303 164.641 146.865 176.622
202306 0.000 150.280 0.000
202309 176.028 151.492 183.069
202312 0.000 152.924 0.000
202403 187.690 153.035 193.230
202406 0.000 155.789 0.000
202409 215.742 157.882 215.290
202412 0.000 158.323 0.000
202503 230.565 157.552 230.565

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


AU Small Finance Bank  (NSE:AUBANK) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


AU Small Finance Bank Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of AU Small Finance Bank's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


AU Small Finance Bank Business Description

Traded in Other Exchanges
Address
Mile 0, Ajmer Road, Bank House, Jaipur, RJ, IND, 302001
AU Small Finance Bank Ltd is engaged in the activities of providing financial services such as personal banking, insurance, retail loans and wholesale banking. The company operates in the business segment namely, Treasury; Retail banking; Wholesale banking; and Other banking operations. It generates maximum revenue from Retail banking segment. The retail banking segment serves retail customers through a branch network and other delivery channels. Revenues of the retail banking segment are derived from interest earned on retail loans, fees from services rendered, and others. Geographically, it operates only in India.

AU Small Finance Bank Headlines

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