CCC Intelligent Solutions Holdings (FRA:0B1) Piotroski F-Score: 6 (As of Aug. 02, 2026) — Near Median

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FRA:0B1 CCC Intelligent Solutions Holdings Inc FRA:0B1
47 GF Score
Price €5.25
GF Value €10.94
! 2 Warning Signs
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What is CCC Intelligent Solutions Holdings Piotroski F-Score?

CCC Intelligent Solutions Holdings FRA:0B1 +0.96% 47 Piotroski F-Score is 6 as of Aug. 02, 2026, which is at its 10-year median of 6.00. GuruFocus rates FRA:0B1 with a GF Score™ of 47/100 and a GF Value™ of €10.94. The stock has 2 warning signs investors should review. Among 2,730 Software companies, CCC Intelligent Solutions Holdings ranks better than 78.39% on this metric.

The zones of discrimination were as such:

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

CCC Intelligent Solutions Holdings has an F-score of 6 indicating the company's financial situation is typical for a stable company.

The historical rank and industry rank for CCC Intelligent Solutions Holdings's Piotroski F-Score or its related term are showing as below:

FRA:0B1' s Piotroski F-Score Range Over the Past 10 Years
Min: 4   Med: 6   Max: 8
Current: 6

During the past 7 years, the highest Piotroski F-Score of CCC Intelligent Solutions Holdings was 8. The lowest was 4. And the median was 6.

CCC Intelligent Solutions Holdings  (FRA:0B1) Piotroski F-Score Explanation

The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.

He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.

In 2000, he wrote a research paper called "Value Investing: The Use of Historical Financial Statement Information to Separate Winners from Losers" (pdf).

He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.

What he found was something that exceeded his most optimistic expectations.

Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.

Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).

Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.


CCC Intelligent Solutions Holdings Piotroski F-Score Related Terms


CCC Intelligent Solutions Holdings Piotroski F-Score Historical Data

* Premium members only.

The historical data trend for CCC Intelligent Solutions Holdings's Piotroski F-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CCC Intelligent Solutions Holdings Piotroski F-Score Chart

CCC Intelligent Solutions Holdings Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Piotroski F-Score
Get a 7-Day Free Trial N/A 8.00 6.00 7.00 4.00

CCC Intelligent Solutions Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Piotroski F-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.00 4.00 4.00 5.00 6.00

FRA:0B1 vs QTWO, NATL, MNDY: Piotroski F-Score Comparison

For the Software - Application subindustry, CCC Intelligent Solutions Holdings's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CCC Intelligent Solutions Holdings Piotroski F-Score vs Software Industry

For the Software industry and Technology sector, CCC Intelligent Solutions Holdings's Piotroski F-Score distribution charts can be found below:

* The bar in red indicates where CCC Intelligent Solutions Holdings's Piotroski F-Score falls into.


FRA:0B1
47GF Score
CCC Intelligent Solutions Holdings Inc FRA:0B1
Piotroski F-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

How is the Piotroski F-Score calculated?

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

This Year (Jun26) TTM:Last Year (Jun25) TTM:
Net Income was -1.679 + 6.934 + 13.336 + 18.043 = €36.6 Mil.
Cash Flow from Operations was 80.741 + 101.766 + 49.704 + 88.166 = €320.4 Mil.
Revenue was 227.586 + 237.297 + 243.303 + 248.188 = €956.4 Mil.
Gross Profit was 164.413 + 174.922 + 180.68 + 182.833 = €702.8 Mil.
Average Total Assets from the begining of this year (Jun25)
to the end of this year (Jun26) was
(3091.223 + 3060.066 + 3051.711 + 3002.232 + 3065.714) / 5 = €3054.1892 Mil.
Total Assets at the begining of this year (Jun25) was €3,091.2 Mil.
Long-Term Debt & Capital Lease Obligation was €1,137.3 Mil.
Total Current Assets was €287.0 Mil.
Total Current Liabilities was €184.2 Mil.
Net Income was 2.534 + 4.63 + -17.295 + 11.236 = €1.1 Mil.

Revenue was 214.871 + 235.373 + 232.698 + 225.811 = €908.8 Mil.
Gross Profit was 165.261 + 176.889 + 171.118 + 168.212 = €681.5 Mil.
Average Total Assets from the begining of last year (Jun24)
to the end of last year (Jun25) was
(2860.538 + 2806.209 + 3039.973 + 3340.926 + 3091.223) / 5 = €3027.7738 Mil.
Total Assets at the begining of last year (Jun24) was €2,860.5 Mil.
Long-Term Debt & Capital Lease Obligation was €890.5 Mil.
Total Current Assets was €240.8 Mil.
Total Current Liabilities was €173.8 Mil.

*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.

Profitability

Question 1. Return on Assets (ROA)

Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

CCC Intelligent Solutions Holdings's current Net Income (TTM) was 36.6. ==> Positive ==> Score 1.

Question 2. Cash Flow Return on Assets (CFROA)

Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.

Score 1 if positive, 0 if negative.

CCC Intelligent Solutions Holdings's current Cash Flow from Operations (TTM) was 320.4. ==> Positive ==> Score 1.

Question 3. Change in Return on Assets

Compare this year's return on assets (1) to last year's return on assets.

Score 1 if it's higher, 0 if it's lower.

ROA (This Year)=Net Income/Total Assets (Jun25)
=36.634/3091.223
=0.01185097

ROA (Last Year)=Net Income/Total Assets (Jun24)
=1.105/2860.538
=0.00038629

CCC Intelligent Solutions Holdings's return on assets of this year was 0.01185097. CCC Intelligent Solutions Holdings's return on assets of last year was 0.00038629. ==> This year is higher. ==> Score 1.

Question 4. Quality of Earnings (Accrual)

Compare Cash flow return on assets (2) to return on assets (1)

Score 1 if CFROA > ROA, 0 if CFROA <= ROA.

CCC Intelligent Solutions Holdings's current Net Income (TTM) was 36.6. CCC Intelligent Solutions Holdings's current Cash Flow from Operations (TTM) was 320.4. ==> 320.4 > 36.6 ==> CFROA > ROA ==> Score 1.

Funding

Question 5. Change in Gearing or Leverage

Compare this year's gearing (long-term debt divided by average total assets) to last year's gearing.

Score 0 if this year's gearing is higher, 1 otherwise.

Gearing (This Year: Jun26)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Jun25 to Jun26
=1137.334/3054.1892
=0.37238492

Gearing (Last Year: Jun25)=Long-Term Debt & Capital Lease Obligation/Average Total Assets from Jun24 to Jun25
=890.49/3027.7738
=0.29410718

CCC Intelligent Solutions Holdings's gearing of this year was 0.37238492. CCC Intelligent Solutions Holdings's gearing of last year was 0.29410718. ==> Last year is lower than this year ==> Score 0.

Question 6. Change in Working Capital (Liquidity)

Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.

Score 1 if this year's current ratio is higher, 0 if it's lower

Current Ratio (This Year: Jun26)=Total Current Assets/Total Current Liabilities
=286.978/184.172
=1.55820646

Current Ratio (Last Year: Jun25)=Total Current Assets/Total Current Liabilities
=240.77/173.846
=1.3849614

CCC Intelligent Solutions Holdings's current ratio of this year was 1.55820646. CCC Intelligent Solutions Holdings's current ratio of last year was 1.3849614. ==> This year's current ratio is higher. ==> Score 1.

Question 7. Change in Shares in Issue

Compare the number of shares in issue this year, to the number in issue last year.

Score 0 if there is larger number of shares in issue this year, 1 otherwise.

CCC Intelligent Solutions Holdings's number of shares in issue this year was 584.921. CCC Intelligent Solutions Holdings's number of shares in issue last year was 660.623. ==> There is smaller number of shares in issue this year, or the same. ==> Score 1.

Efficiency

Question 8. Change in Gross Margin

Compare this year's gross margin (Gross Profit divided by sales) to last year's.

Score 1 if this year's gross margin is higher, 0 if it's lower.

Gross Margin (This Year: TTM)=Gross Profit/Revenue
=702.848/956.374
=0.73490915

Gross Margin (Last Year: TTM)=Gross Profit/Revenue
=681.48/908.753
=0.74990674

CCC Intelligent Solutions Holdings's gross margin of this year was 0.73490915. CCC Intelligent Solutions Holdings's gross margin of last year was 0.74990674. ==> Last year's gross margin is higher ==> Score 0.

Question 9. Change in asset turnover

Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.

Score 1 if this year's asset turnover ratio is higher, 0 if it's lower

Asset Turnover (This Year)=Revenue/Total Assets at the Beginning of This Year (Jun25)
=956.374/3091.223
=0.3093837

Asset Turnover (Last Year)=Revenue/Total Assets at the Beginning of Last Year (Jun24)
=908.753/2860.538
=0.31768604

CCC Intelligent Solutions Holdings's asset turnover of this year was 0.3093837. CCC Intelligent Solutions Holdings's asset turnover of last year was 0.31768604. ==> Last year's asset turnover is higher ==> Score 0.

Evaluation

Piotroski F-Score= Que. 1+ Que. 2+ Que. 3+Que. 4+Que. 5+Que. 6+Que. 7+Que. 8+Que. 9
=1+1+1+1+0+1+1+0+0
=6

Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3

CCC Intelligent Solutions Holdings has an F-score of 6 indicating the company's financial situation is typical for a stable company.

Frequently Asked Questions Learn more about Piotroski F-Score →
What does a Piotroski F-Score of 6 mean?
CCC Intelligent Solutions Holdings (FRA:0B1) has a Piotroski F-Score of 6 as of Aug. 02, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on CCC Intelligent Solutions Holdings and its competitors. This is near median its historical median of 6.00. Over the past decade, CCC Intelligent Solutions Holdings' Piotroski F-Score has ranged from 4.00 to 8.00. According to the industry distribution chart, CCC Intelligent Solutions Holdings ranks #590 out of 2730 companies in the Software industry, placing it in the top 21.6%.
Is CCC Intelligent Solutions Holdings' Piotroski F-Score too high?
CCC Intelligent Solutions Holdings' current Piotroski F-Score of 6 is near median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 8.00. The Software industry median Piotroski F-Score is 5.00. CCC Intelligent Solutions Holdings' value of 6 is 20% above this industry median. Based on the distribution chart, CCC Intelligent Solutions Holdings ranks #590 out of 2730 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, CCC Intelligent Solutions Holdings has a GF Score™ of 47/100, reflecting its overall financial health beyond just this single metric.
How does CCC Intelligent Solutions Holdings' Piotroski F-Score compare to QTWO and NATL?
According to the Software industry distribution chart, CCC Intelligent Solutions Holdings ranks #590 out of 2730 companies for Piotroski F-Score. This places CCC Intelligent Solutions Holdings in the top 22% of its industry — outperforming the majority of peers. The industry median Piotroski F-Score is 5.00. CCC Intelligent Solutions Holdings' value of 6 is 20% above this benchmark. Historically, CCC Intelligent Solutions Holdings' own Piotroski F-Score has ranged from 4.00 to 8.00 over the past decade. While the company's 10-year median is 6.00 vs. the industry median of 5.00, CCC Intelligent Solutions Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for a Software company?
The median Piotroski F-Score among Software companies is 5.00, based on 2,730 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CCC Intelligent Solutions Holdings's current Piotroski F-Score of 6 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on CCC Intelligent Solutions Holdings and its competitors. For the Software industry, the median Piotroski F-Score is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CCC Intelligent Solutions Holdings's current Piotroski F-Score is 6, which is near median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CCC Intelligent Solutions Holdings stock overvalued right now?
CCC Intelligent Solutions Holdings (FRA:0B1) has a current Piotroski F-Score of 6. The stock's GF Value™ is €10.94, compared to a current price of €5.25 — trading 52% below its estimated fair value. The current Piotroski F-Score is 6, which is near median its 10-year median of 6.00 and 20% above the Software industry median of 5.00. CCC Intelligent Solutions Holdings' overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For CCC Intelligent Solutions Holdings (FRA:0B1), the current Piotroski F-Score is 6 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CCC Intelligent Solutions Holdings (FRA:0B1) Overvalued in 2026?

Based on GuruFocus' analysis, CCC Intelligent Solutions Holdings stock appears to be undervalued. The current stock price of €5.25 is trading 52% below its estimated GF Value™ of €10.94.

Key valuation signals for FRA:0B1:

  • Piotroski F-Score: 6 (near median its 10-year median of 6.00)
  • GF Value™: €10.94 vs. price of €5.25 (52% below fair value)
  • GF Score™: 47/100 with 2 warning signs
  • Industry Position: 20% above the Software median (#590 of 2730)

No single metric tells the full story. See the FRA:0B1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CCC Intelligent Solutions Holdings Business Description

Other Exchanges CCC:USA
Address 167 North Green Street, 9th Floor, Chicago, IL, USA, 60607
CCC Intelligent Solutions Holdings Inc is a provider of cloud, mobile, AI, telematics, hyperscale technologies, and applications for the property and casualty insurance economy. The company's SaaS platform connects trading partners, facilitates commerce, and supports mission-critical, AI-enabled digital workflows. It operates in a single segment being Domestic segment, which provides SAAS platform for the P&C insurance economy and derives revenues from providing customers with software subscriptions to the platform in addition to providing professional services and non-software services. The company has its presence in the United States and China. The majority of the revenue is generated from the United States.
47GF Score

Get the complete analysis for FRA:0B1

Piotroski F-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.25
Price
€10.94
GF Value