MBH Bank NyrtFRA:7F1 -2.01%45 Piotroski F-Score is 5 as of Jun. 28, 2026, which is 17% below its 10-year median of 6.00. GuruFocus rates FRA:7F1 with a GF Score™ of 45/100 and a GF Value™ of €15.57 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,501 Banks companies, MBH Bank Nyrt ranks worse than 57.56% on this metric.
The zones of discrimination were as such:
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
MBH Bank Nyrt has an F-score of 5 indicating the company's financial situation is typical for a stable company.
The historical rank and industry rank for MBH Bank Nyrt's Piotroski F-Score or its related term are showing as below:
FRA:7F1'
s Piotroski F-Score Range Over the Past 10 Years
Min: 4 Med: 6 Max: 8
Current: 5
During the past 10 years, the highest Piotroski F-Score of MBH Bank Nyrt was 8. The lowest was 4. And the median was 6.
MBH Bank Nyrt (FRA:7F1) Piotroski F-Score Explanation
The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.
He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.
He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.
What he found was something that exceeded his most optimistic expectations.
Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.
Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).
Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.
MBH Bank Nyrt Piotroski F-Score Related Terms
MBH Bank Nyrt Piotroski F-Score Historical Data
* Premium members only.
The historical data trend for MBH Bank Nyrt's Piotroski F-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MBH Bank Nyrt's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MBH Bank Nyrt Piotroski F-Score vs Banks Industry
For the Banks industry and Financial Services sector, MBH Bank Nyrt's Piotroski F-Score distribution charts can be found below:
* The bar in red indicates where MBH Bank Nyrt's Piotroski F-Score falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.
Profitability
Question 1. Return on Assets (ROA)
Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
MBH Bank Nyrt's current Net Income (TTM) was 433.
==> Positive ==> Score 1.
Question 2. Cash Flow Return on Assets (CFROA)
Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.
MBH Bank Nyrt's return on assets of this year was 0.01236834. MBH Bank Nyrt's return on assets of last year was 0.01718314.
==> Last year is higher ==> Score 0.
Question 4. Quality of Earnings (Accrual)
Compare Cash flow return on assets (2) to return on assets (1)
MBH Bank Nyrt's gearing of this year was 0.08920571. MBH Bank Nyrt's gearing of last year was 0.05580601.
==> Last year is lower than this year ==> Score 0.
Question 6. Change in Working Capital (Liquidity)
Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.
Score 1 if this year's current ratio is higher, 0 if it's lower
* Note that for banks and insurance companies, there's no Total Current Assets and Total Current Liabilities reported. Thus, we use Total Assets and Total Liabilities to calculate current ratio for banks and insurance companies.
MBH Bank Nyrt's current ratio of this year was 1.10845056. MBH Bank Nyrt's current ratio of last year was 1.09889749.
==> This year's current ratio is higher. ==> Score 1.
Question 7. Change in Shares in Issue
Compare the number of shares in issue this year, to the number in issue last year.
Score 0 if there is larger number of shares in issue this year, 1 otherwise.
MBH Bank Nyrt's number of shares in issue this year was 301. MBH Bank Nyrt's number of shares in issue last year was 321.
==> There is smaller number of shares in issue this year, or the same. ==> Score 1.
Efficiency
Question 8. Change in Gross Margin
Compare this year's gross margin (Gross Profit divided by sales) to last year's.
Score 1 if this year's gross margin is higher, 0 if it's lower.
* Note that for banks and insurance companies, there's no Gross Profit reported. Thus, we use net income instead of gross profit and calculate Net Margin for this score.
MBH Bank Nyrt's net margin of this year was 0.23786626. MBH Bank Nyrt's net margin of last year was 0.26805713.
==> Last year's net margin is higher ==> Score 0.
Question 9. Change in asset turnover
Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.
Score 1 if this year's asset turnover ratio is higher, 0 if it's lower
MBH Bank Nyrt's asset turnover of this year was 0.05199705. MBH Bank Nyrt's asset turnover of last year was 0.06410254.
==> Last year's asset turnover is higher ==> Score 0.
Evaluation
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5
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
MBH Bank Nyrt has an F-score of 5 indicating the company's financial situation is typical for a stable company.
MBH Bank Nyrt (FRA:7F1) has a Piotroski F-Score of 5 as of Jun. 28, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on MBH Bank Nyrt and its competitors. This is 17% below median its historical median of 6.00. Over the past decade, MBH Bank Nyrt's Piotroski F-Score has ranged from 4.00 to 8.00. According to the industry distribution chart, MBH Bank Nyrt ranks #864 out of 1501 companies in the Banks industry, placing it in the top 57.6%.
Is MBH Bank Nyrt's Piotroski F-Score too high?
MBH Bank Nyrt's current Piotroski F-Score of 5 is 17% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 8.00. The Banks industry median Piotroski F-Score is 6.00. MBH Bank Nyrt's value of 5 is 16.7% below this industry median. Based on the distribution chart, MBH Bank Nyrt ranks #864 out of 1501 companies in the Banks industry, which is below the industry midpoint. Overall, MBH Bank Nyrt has a GF Score™ of 45/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MBH Bank Nyrt's Piotroski F-Score compare to PNC and USB?
According to the Banks industry distribution chart, MBH Bank Nyrt ranks #864 out of 1501 companies for Piotroski F-Score. This places MBH Bank Nyrt in the lower half of its industry. The industry median Piotroski F-Score is 6.00. MBH Bank Nyrt's value of 5 is 16.7% below this benchmark. Historically, MBH Bank Nyrt's own Piotroski F-Score has ranged from 4.00 to 8.00 over the past decade. While the company's 10-year median is 6.00 vs. the industry median of 6.00, MBH Bank Nyrt has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for a Banks company?
The median Piotroski F-Score among Banks companies is 6.00, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MBH Bank Nyrt's current Piotroski F-Score of 5 is 16.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on MBH Bank Nyrt and its competitors. For the Banks industry, the median Piotroski F-Score is 6.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MBH Bank Nyrt's current Piotroski F-Score is 5, which is 17% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBH Bank Nyrt stock overvalued right now?
Based on GuruFocus' analysis, MBH Bank Nyrt (FRA:7F1) is currently considered Significantly Undervalued. The stock's GF Value™ is €15.57, compared to a current price of €6.84 — trading 56.1% below its estimated fair value. The current Piotroski F-Score is 5, which is 17% below median its 10-year median of 6.00 and 16.7% below the Banks industry median of 6.00. MBH Bank Nyrt's overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For MBH Bank Nyrt (FRA:7F1), the current Piotroski F-Score is 5 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MBH Bank Nyrt (FRA:7F1) Overvalued in 2026?
Based on GuruFocus' analysis, MBH Bank Nyrt stock appears to be undervalued.
The current stock price of €6.84 is trading 56.1% below its estimated GF Value™ of €15.57.
GuruFocus considers MBH Bank Nyrt to be Significantly Undervalued.
Key valuation signals for FRA:7F1:
Piotroski F-Score: 5 (17% below median its 10-year median of 6.00)
GF Value™: €15.57 vs. price of €6.84 (56.1% below fair value)
Industry Position: 16.7% below the Banks median (#864 of 1501)
No single metric tells the full story. See the FRA:7F1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MBH Bank Nyrt is a company engaged in providing banking services. The company's segments include Corporate Banking and Institutions, Retail and Private Banking, Leasing, and Other.
45GF Score
Get the complete analysis for FRA:7F1
Piotroski F-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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