MBH Bank Nyrt (FRA:7F1) Return-on-Tangible-Equity: -8.20% (As of Mar. 2026)


FRA:7F1 MBH Bank Nyrt FRA:7F1
45 GF Score
Price €7.38
GF Value €14.41
Valuation Significantly Undervalued
! 3 Warning Signs
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What is MBH Bank Nyrt Return-on-Tangible-Equity?

MBH Bank Nyrt FRA:7F1 +7.27% 45 Return-on-Tangible-Equity is -8.20% as of Mar. 2026. GuruFocus rates FRA:7F1 with a GF Score™ of 45/100 and a GF Value™ of €14.41 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,526 Banks companies, MBH Bank Nyrt ranks better than 63.63% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. MBH Bank Nyrt's annualized net income for the quarter that ended in Mar. 2026 was €-215 Mil. MBH Bank Nyrt's average shareholder tangible equity for the quarter that ended in Mar. 2026 was €2,621 Mil. Therefore, MBH Bank Nyrt's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was -8.20%.

The historical rank and industry rank for MBH Bank Nyrt's Return-on-Tangible-Equity or its related term are showing as below:

FRA:7F1' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 4.74   Med: 19.42   Max: 30.06
Current: 13.32

During the past 10 years, MBH Bank Nyrt's highest Return-on-Tangible-Equity was 30.06%. The lowest was 4.74%. And the median was 19.42%.

FRA:7F1's Return-on-Tangible-Equity is ranked better than
63.63% of 1526 companies
in the Banks industry
Industry Median: 11.195 vs FRA:7F1: 13.32

MBH Bank Nyrt  (FRA:7F1) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


MBH Bank Nyrt Return-on-Tangible-Equity Related Terms


MBH Bank Nyrt Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for MBH Bank Nyrt's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MBH Bank Nyrt Return-on-Tangible-Equity Chart

MBH Bank Nyrt Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30.06 19.42 21.99 20.43 15.27

MBH Bank Nyrt Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.20 17.36 30.20 15.65 -8.20

FRA:7F1 vs PNC, USB: Return-on-Tangible-Equity Comparison

For the Banks - Regional subindustry, MBH Bank Nyrt's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MBH Bank Nyrt Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, MBH Bank Nyrt's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where MBH Bank Nyrt's Return-on-Tangible-Equity falls into.


FRA:7F1
45GF Score
MBH Bank Nyrt FRA:7F1
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MBH Bank Nyrt Return-on-Tangible-Equity Calculation

MBH Bank Nyrt's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=427.593/( (2655.905+2943.064 )/ 2 )
=427.593/2799.4845
=15.27 %

MBH Bank Nyrt's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=-214.896/( (2943.064+2298.184)/ 2 )
=-214.896/2620.624
=-8.20 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of -8.20% mean?
MBH Bank Nyrt (FRA:7F1) has a Return-on-Tangible-Equity of -8.20% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on MBH Bank Nyrt and its competitors. Over the past decade, MBH Bank Nyrt's Return-on-Tangible-Equity has ranged from 4.74 to 30.06. According to the industry distribution chart, MBH Bank Nyrt ranks #555 out of 1526 companies in the Banks industry, placing it in the top 36.4%.
Is MBH Bank Nyrt's Return-on-Tangible-Equity too high?
MBH Bank Nyrt's current Return-on-Tangible-Equity is -8.20%. Over the past 10 years, this metric has ranged from a low of 4.74 to a high of 30.06. Based on the distribution chart, MBH Bank Nyrt ranks #555 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, MBH Bank Nyrt has a GF Score™ of 45/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MBH Bank Nyrt's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, MBH Bank Nyrt ranks #555 out of 1526 companies for Return-on-Tangible-Equity. This puts MBH Bank Nyrt in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.20. Historically, MBH Bank Nyrt's own Return-on-Tangible-Equity has ranged from 4.74 to 30.06 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on MBH Bank Nyrt and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MBH Bank Nyrt's current Return-on-Tangible-Equity is -8.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MBH Bank Nyrt stock overvalued right now?
Based on GuruFocus' analysis, MBH Bank Nyrt (FRA:7F1) is currently considered Significantly Undervalued. The stock's GF Value™ is €14.41, compared to a current price of €7.38 — trading 48.8% below its estimated fair value. The current Return-on-Tangible-Equity is -8.20%. MBH Bank Nyrt's overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For MBH Bank Nyrt (FRA:7F1), the current Return-on-Tangible-Equity is -8.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MBH Bank Nyrt (FRA:7F1) Overvalued in 2026?

Based on GuruFocus' analysis, MBH Bank Nyrt stock appears to be undervalued. The current stock price of €7.38 is trading 48.8% below its estimated GF Value™ of €14.41. GuruFocus considers MBH Bank Nyrt to be Significantly Undervalued.

Key valuation signals for FRA:7F1:

  • Return-on-Tangible-Equity: -8.20%
  • GF Value™: €14.41 vs. price of €7.38 (48.8% below fair value)
  • GF Score™: 45/100 with 3 warning signs

No single metric tells the full story. See the FRA:7F1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MBH Bank Nyrt Business Description

Other Exchanges MBHBANK:Hungary
Address 38 Vaci Street, Budapest, HUN, 1056
MBH Bank Nyrt is a company engaged in providing banking services. The company's segments include Corporate Banking and Institutions, Retail and Private Banking, Leasing, and Other.
45GF Score

Get the complete analysis for FRA:7F1

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.38
Price
€14.41
GF Value