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What is Al-Qabidh Islamic Bank For Finance & Investment Piotroski F-Score?
Al-Qabidh Islamic Bank For Finance & InvestmentIQS:BQAB Piotroski F-Score is 3 as of Jul. 27, 2026, which is at its 10-year median of 3.00. The stock has 1 warning sign investors should review. Among 1,499 Banks companies, Al-Qabidh Islamic Bank For Finance & Investment ranks worse than 88.59% on this metric.
Warning Sign:
Piotroski F-Score of 3 is low, which usually implies poor business operation.
The zones of discrimination were as such:
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Al-Qabidh Islamic Bank For Finance & Investment has an F-score of 3. It is a bad or low score, which usually implies poor business operation.
Al-Qabidh Islamic Bank For Finance & Investment (IQS:BQAB) Piotroski F-Score Explanation
The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.
He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.
He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.
What he found was something that exceeded his most optimistic expectations.
Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.
Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).
Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.
Al-Qabidh Islamic Bank For Finance & Investment Piotroski F-Score Related Terms
Al-Qabidh Islamic Bank For Finance & Investment Piotroski F-Score Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al-Qabidh Islamic Bank For Finance & Investment Piotroski F-Score Chart
Al-Qabidh Islamic Bank For Finance & Investment Annual Data
Trend
Dec22
Dec23
Dec24
Piotroski F-Score
N/A
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3.00
Al-Qabidh Islamic Bank For Finance & Investment Semi-Annual Data
Dec22
Dec23
Dec24
Piotroski F-Score
N/A
N/A
3.00
IQS:BQAB vs PNC, USB: Piotroski F-Score Comparison
For the Banks - Regional subindustry, Al-Qabidh Islamic Bank For Finance & Investment's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al-Qabidh Islamic Bank For Finance & Investment Piotroski F-Score vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.
Profitability
Question 1. Return on Assets (ROA)
Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
Al-Qabidh Islamic Bank For Finance & Investment's current Net Income (TTM) was -4,354.9.
==> Negative ==> Score 0.
Question 2. Cash Flow Return on Assets (CFROA)
Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
Al-Qabidh Islamic Bank For Finance & Investment's current Cash Flow from Operations (TTM) was -246,531.2.
==> Negative ==> Score 0.
Question 3. Change in Return on Assets
Compare this year's return on assets (1) to last year's return on assets.
Al-Qabidh Islamic Bank For Finance & Investment's return on assets of this year was -0.00999277. Al-Qabidh Islamic Bank For Finance & Investment's return on assets of last year was -0.00588022.
==> Last year is higher ==> Score 0.
Question 4. Quality of Earnings (Accrual)
Compare Cash flow return on assets (2) to return on assets (1)
Al-Qabidh Islamic Bank For Finance & Investment's gearing of this year was 0. Al-Qabidh Islamic Bank For Finance & Investment's gearing of last year was 0.
==> This year is lower or equal to last year. ==> Score 1.
Question 6. Change in Working Capital (Liquidity)
Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.
Score 1 if this year's current ratio is higher, 0 if it's lower
* Note that for banks and insurance companies, there's no Total Current Assets and Total Current Liabilities reported. Thus, we use Total Assets and Total Liabilities to calculate current ratio for banks and insurance companies.
Al-Qabidh Islamic Bank For Finance & Investment's current ratio of this year was 2.13447726. Al-Qabidh Islamic Bank For Finance & Investment's current ratio of last year was 2.22899479.
==> Last year's current ratio is higher ==> Score 0.
Question 7. Change in Shares in Issue
Compare the number of shares in issue this year, to the number in issue last year.
Score 0 if there is larger number of shares in issue this year, 1 otherwise.
Al-Qabidh Islamic Bank For Finance & Investment's number of shares in issue this year was 250000. Al-Qabidh Islamic Bank For Finance & Investment's number of shares in issue last year was 250000.
==> There is smaller number of shares in issue this year, or the same. ==> Score 1.
Efficiency
Question 8. Change in Gross Margin
Compare this year's gross margin (Gross Profit divided by sales) to last year's.
Score 1 if this year's gross margin is higher, 0 if it's lower.
* Note that for banks and insurance companies, there's no Gross Profit reported. Thus, we use net income instead of gross profit and calculate Net Margin for this score.
Al-Qabidh Islamic Bank For Finance & Investment's net margin of this year was -4.44838939. Al-Qabidh Islamic Bank For Finance & Investment's net margin of last year was -2.97907874.
==> Last year's net margin is higher ==> Score 0.
Question 9. Change in asset turnover
Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.
Score 1 if this year's asset turnover ratio is higher, 0 if it's lower
Al-Qabidh Islamic Bank For Finance & Investment's asset turnover of this year was 0.00224638. Al-Qabidh Islamic Bank For Finance & Investment's asset turnover of last year was 0.00197384.
==> This year's asset turnover is higher. ==> Score 1.
Evaluation
Piotroski F-Score
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0
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3
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
Al-Qabidh Islamic Bank For Finance & Investment has an F-score of 3. It is a bad or low score, which usually implies poor business operation.
Al-Qabidh Islamic Bank For Finance & Investment (IQS:BQAB) has a Piotroski F-Score of 3 as of Jul. 27, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Al-Qabidh Islamic Bank For Finance & Investment and its competitors. This is near median its historical median of 3.00. Over the past decade, Al-Qabidh Islamic Bank For Finance & Investment's Piotroski F-Score has ranged from 3.00 to 3.00. According to the industry distribution chart, Al-Qabidh Islamic Bank For Finance & Investment ranks #1328 out of 1499 companies in the Banks industry, placing it in the top 88.6%.
Is Al-Qabidh Islamic Bank For Finance & Investment's Piotroski F-Score too high?
Al-Qabidh Islamic Bank For Finance & Investment's current Piotroski F-Score of 3 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 3.00. The Banks industry median Piotroski F-Score is 6.00. Al-Qabidh Islamic Bank For Finance & Investment's value of 3 is 50% below this industry median. Based on the distribution chart, Al-Qabidh Islamic Bank For Finance & Investment ranks #1328 out of 1499 companies in the Banks industry, which is in the bottom quartile relative to peers.
How does Al-Qabidh Islamic Bank For Finance & Investment's Piotroski F-Score compare to PNC and USB?
According to the Banks industry distribution chart, Al-Qabidh Islamic Bank For Finance & Investment ranks #1328 out of 1499 companies for Piotroski F-Score. This places Al-Qabidh Islamic Bank For Finance & Investment in the lower half of its industry. The industry median Piotroski F-Score is 6.00. Al-Qabidh Islamic Bank For Finance & Investment's value of 3 is 50% below this benchmark. Historically, Al-Qabidh Islamic Bank For Finance & Investment's own Piotroski F-Score has ranged from 3.00 to 3.00 over the past decade. While the company's 10-year median is 3.00 vs. the industry median of 6.00, Al-Qabidh Islamic Bank For Finance & Investment has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for a Banks company?
The median Piotroski F-Score among Banks companies is 6.00, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al-Qabidh Islamic Bank For Finance & Investment's current Piotroski F-Score of 3 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on Al-Qabidh Islamic Bank For Finance & Investment and its competitors. For the Banks industry, the median Piotroski F-Score is 6.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Qabidh Islamic Bank For Finance & Investment's current Piotroski F-Score is 3, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Qabidh Islamic Bank For Finance & Investment stock overvalued right now?
Al-Qabidh Islamic Bank For Finance & Investment (IQS:BQAB) has a current Piotroski F-Score of 3. The current Piotroski F-Score is 3, which is near median its 10-year median of 3.00 and 50% below the Banks industry median of 6.00. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For Al-Qabidh Islamic Bank For Finance & Investment (IQS:BQAB), the current Piotroski F-Score is 3 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Al-Qabidh Islamic Bank For Finance & Investment Business Description
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