Al-Qabidh Islamic Bank For Finance & Investment (IQS:BQAB) Return-on-Tangible-Equity: -1.83% (As of Dec. 2024)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Al-Qabidh Islamic Bank For Finance & Investment Return-on-Tangible-Equity?

Al-Qabidh Islamic Bank For Finance & Investment IQS:BQAB Return-on-Tangible-Equity is -1.83% as of Dec. 2024. The stock has 1 warning sign investors should review. Among 1,523 Banks companies, Al-Qabidh Islamic Bank For Finance & Investment ranks worse than 96.65% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Al-Qabidh Islamic Bank For Finance & Investment's annualized net income for the quarter that ended in Dec. 2024 was ع.د-4,354.9 Mil. Al-Qabidh Islamic Bank For Finance & Investment's average shareholder tangible equity for the quarter that ended in Dec. 2024 was ع.د237,784.4 Mil. Therefore, Al-Qabidh Islamic Bank For Finance & Investment's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2024 was -1.83%.

The historical rank and industry rank for Al-Qabidh Islamic Bank For Finance & Investment's Return-on-Tangible-Equity or its related term are showing as below:

IQS:BQAB' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -1.83   Med: -1.07   Max: 0.02
Current: -1.83

During the past 3 years, Al-Qabidh Islamic Bank For Finance & Investment's highest Return-on-Tangible-Equity was 0.02%. The lowest was -1.83%. And the median was -1.07%.

IQS:BQAB's Return-on-Tangible-Equity is ranked worse than
96.65% of 1523 companies
in the Banks industry
Industry Median: 11.29 vs IQS:BQAB: -1.83

Al-Qabidh Islamic Bank For Finance & Investment  (IQS:BQAB) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Al-Qabidh Islamic Bank For Finance & Investment Return-on-Tangible-Equity Related Terms


Al-Qabidh Islamic Bank For Finance & Investment Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Al-Qabidh Islamic Bank For Finance & Investment's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al-Qabidh Islamic Bank For Finance & Investment Return-on-Tangible-Equity Chart

Al-Qabidh Islamic Bank For Finance & Investment Annual Data
Trend Dec22 Dec23 Dec24
Return-on-Tangible-Equity
0.02 -1.07 -1.83

Al-Qabidh Islamic Bank For Finance & Investment Semi-Annual Data
Dec22 Dec23 Dec24
Return-on-Tangible-Equity 0.02 -1.07 -1.83

IQS:BQAB vs PNC, USB: Return-on-Tangible-Equity Comparison

For the Banks - Regional subindustry, Al-Qabidh Islamic Bank For Finance & Investment's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al-Qabidh Islamic Bank For Finance & Investment Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Al-Qabidh Islamic Bank For Finance & Investment's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Al-Qabidh Islamic Bank For Finance & Investment's Return-on-Tangible-Equity falls into.



Al-Qabidh Islamic Bank For Finance & Investment Return-on-Tangible-Equity Calculation

Al-Qabidh Islamic Bank For Finance & Investment's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2024 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2024 )  (A: Dec. 2023 )(A: Dec. 2024 )
=-4354.862/( (239964.925+235603.83 )/ 2 )
=-4354.862/237784.3775
=-1.83 %

Al-Qabidh Islamic Bank For Finance & Investment's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2024 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2024 )  (Q: Dec. 2023 )(Q: Dec. 2024 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2024 )  (Q: Dec. 2023 )(Q: Dec. 2024 )
=-4354.862/( (239964.925+235603.83)/ 2 )
=-4354.862/237784.3775
=-1.83 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is one times the annual (Dec. 2024) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of -1.83% mean?
Al-Qabidh Islamic Bank For Finance & Investment (IQS:BQAB) has a Return-on-Tangible-Equity of -1.83% as of Dec. 2024. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Al-Qabidh Islamic Bank For Finance & Investment and its competitors. According to the industry distribution chart, Al-Qabidh Islamic Bank For Finance & Investment ranks #1472 out of 1523 companies in the Banks industry, placing it in the top 96.7%.
Is Al-Qabidh Islamic Bank For Finance & Investment's Return-on-Tangible-Equity too high?
Al-Qabidh Islamic Bank For Finance & Investment's current Return-on-Tangible-Equity is -1.83%. Based on the distribution chart, Al-Qabidh Islamic Bank For Finance & Investment ranks #1472 out of 1523 companies in the Banks industry, which is in the bottom quartile relative to peers.
How does Al-Qabidh Islamic Bank For Finance & Investment's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Al-Qabidh Islamic Bank For Finance & Investment ranks #1472 out of 1523 companies for Return-on-Tangible-Equity. This places Al-Qabidh Islamic Bank For Finance & Investment in the lower half of its industry. The industry median Return-on-Tangible-Equity is 11.29. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.29, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Al-Qabidh Islamic Bank For Finance & Investment and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al-Qabidh Islamic Bank For Finance & Investment's current Return-on-Tangible-Equity is -1.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al-Qabidh Islamic Bank For Finance & Investment stock overvalued right now?
Al-Qabidh Islamic Bank For Finance & Investment (IQS:BQAB) has a current Return-on-Tangible-Equity of -1.83%. The current Return-on-Tangible-Equity is -1.83%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Al-Qabidh Islamic Bank For Finance & Investment (IQS:BQAB), the current Return-on-Tangible-Equity is -1.83% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Al-Qabidh Islamic Bank For Finance & Investment Business Description

Address Al Sheikh Omar Street, Opposite of al Sheikh Omar Petrol Street, Baghdad, IRQ
Al-Qabidh Islamic Bank For Finance & Investment is a financial institution that provides banking services in IRAQ.