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IntegraFin HoldingsLSE:IHP +0.27%90 Piotroski F-Score is 4 as of Jul. 13, 2026, which is 33% below its 10-year median of 6.00. GuruFocus rates LSE:IHP with a GF Score™ of 90/100 and a GF Value™ of £3.74 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,595 Asset Management companies, IntegraFin Holdings ranks worse than 57.18% on this metric.
The zones of discrimination were as such:
Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
IntegraFin Holdings has an F-score of 4 indicating the company's financial situation is typical for a stable company.
The historical rank and industry rank for IntegraFin Holdings's Piotroski F-Score or its related term are showing as below:
LSE:IHP'
s Piotroski F-Score Range Over the Past 10 Years
Min: 4 Med: 6 Max: 7
Current: 4
During the past 11 years, the highest Piotroski F-Score of IntegraFin Holdings was 7. The lowest was 4. And the median was 6.
The developer of the system is Joseph D. Piotroski is relatively unknown accounting professor who shuns publicity and rarely gives interviews.
He graduated from the University of Illinois with a B.S. in accounting in 1989, received an M.B.A. from Indiana University in 1994. Five years later, in 1999, after earning a Ph.D. in accounting from the University of Michigan, he became an associate professor of accounting at the University of Chicago.
He wanted to see if he can develop a system (using a simple nine-point scoring system) that can increase the returns of a strategy of investing in low price to book (referred to in the paper as high book to market) value companies.
What he found was something that exceeded his most optimistic expectations.
Buying only those companies that scored highest (8 or 9) on his nine-point scale, or F-Score as he called it, over the 20 year period from 1976 to 1996 led to an average out-performance over the market of 13.4%.
Even more impressive were the results of a strategy of investing in the highest F-Score companies (8 or 9) and shorting companies with the lowest F-Score (0 or 1).
Over the same period from 1976 to 1996 (20 years) this strategy led to an average yearly return of 23%, substantially outperforming the average S&P 500 index return of 15.83% over the same period.
IntegraFin Holdings Piotroski F-Score Related Terms
IntegraFin Holdings Piotroski F-Score Historical Data
* Premium members only.
The historical data trend for IntegraFin Holdings's Piotroski F-Score can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LSE:IHP vs BLK, BX, KKR: Piotroski F-Score Comparison
For the Asset Management subindustry, IntegraFin Holdings's Piotroski F-Score, along with its competitors' market caps and Piotroski F-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IntegraFin Holdings Piotroski F-Score vs Asset Management Industry
For the Asset Management industry and Financial Services sector, IntegraFin Holdings's Piotroski F-Score distribution charts can be found below:
* The bar in red indicates where IntegraFin Holdings's Piotroski F-Score falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
*Note: If the latest quarterly/semi-annual/annual total assets data is 0, then we will use previous quarterly/semi-annual/annual data for all the items in the balance sheet.
Profitability
Question 1. Return on Assets (ROA)
Net income before extraordinary items for the year divided by Total Assets at the beginning of the year.
Score 1 if positive, 0 if negative.
IntegraFin Holdings's current Net Income (TTM) was 51.3.
==> Positive ==> Score 1.
Question 2. Cash Flow Return on Assets (CFROA)
Net cash flow from operating activities (operating cash flow) divided by Total Assets at the beginning of the year.
IntegraFin Holdings's return on assets of this year was 0.00175907. IntegraFin Holdings's return on assets of last year was 0.00210874.
==> Last year is higher ==> Score 0.
Question 4. Quality of Earnings (Accrual)
Compare Cash flow return on assets (2) to return on assets (1)
IntegraFin Holdings's gearing of this year was 0.00038267. IntegraFin Holdings's gearing of last year was 1.485E-5.
==> Last year is lower than this year ==> Score 0.
Question 6. Change in Working Capital (Liquidity)
Compare this year's current ratio (current assets divided by current liabilities) to last year's current ratio.
Score 1 if this year's current ratio is higher, 0 if it's lower
IntegraFin Holdings's current ratio of this year was 1.00732506. IntegraFin Holdings's current ratio of last year was 1.0076968.
==> Last year's current ratio is higher ==> Score 0.
Question 7. Change in Shares in Issue
Compare the number of shares in issue this year, to the number in issue last year.
Score 0 if there is larger number of shares in issue this year, 1 otherwise.
IntegraFin Holdings's number of shares in issue this year was 331.3. IntegraFin Holdings's number of shares in issue last year was 331.3.
==> There is smaller number of shares in issue this year, or the same. ==> Score 1.
Efficiency
Question 8. Change in Gross Margin
Compare this year's gross margin (Gross Profit divided by sales) to last year's.
Score 1 if this year's gross margin is higher, 0 if it's lower.
IntegraFin Holdings's gross margin of this year was 0.97831633. IntegraFin Holdings's gross margin of last year was 0.97929607.
==> Last year's gross margin is higher ==> Score 0.
Question 9. Change in asset turnover
Compare this year's asset turnover (total sales for the year divided by total assets at the beginning of the year) to last year's asset turnover ratio.
Score 1 if this year's asset turnover ratio is higher, 0 if it's lower
IntegraFin Holdings's asset turnover of this year was 0.00537664. IntegraFin Holdings's asset turnover of last year was 0.00586481.
==> Last year's asset turnover is higher ==> Score 0.
Evaluation
Piotroski F-Score
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Good or high score = 7, 8, 9
Bad or low score = 0, 1, 2, 3
IntegraFin Holdings has an F-score of 4 indicating the company's financial situation is typical for a stable company.
IntegraFin Holdings (LSE:IHP) has a Piotroski F-Score of 4 as of Jul. 13, 2026. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on IntegraFin Holdings and its competitors. This is 33% below median its historical median of 6.00. Over the past decade, IntegraFin Holdings' Piotroski F-Score has ranged from 4.00 to 7.00. According to the industry distribution chart, IntegraFin Holdings ranks #912 out of 1595 companies in the Asset Management industry, placing it in the top 57.2%.
Is IntegraFin Holdings' Piotroski F-Score too high?
IntegraFin Holdings' current Piotroski F-Score of 4 is 33% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 7.00. The Asset Management industry median Piotroski F-Score is 5.00. IntegraFin Holdings' value of 4 is 20% below this industry median. Based on the distribution chart, IntegraFin Holdings ranks #912 out of 1595 companies in the Asset Management industry, which is below the industry midpoint. Overall, IntegraFin Holdings has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IntegraFin Holdings' Piotroski F-Score compare to BLK and BX?
According to the Asset Management industry distribution chart, IntegraFin Holdings ranks #912 out of 1595 companies for Piotroski F-Score. This places IntegraFin Holdings in the lower half of its industry. The industry median Piotroski F-Score is 5.00. IntegraFin Holdings' value of 4 is 20% below this benchmark. Historically, IntegraFin Holdings' own Piotroski F-Score has ranged from 4.00 to 7.00 over the past decade. While the company's 10-year median is 6.00 vs. the industry median of 5.00, IntegraFin Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Piotroski F-Score for an Asset Management company?
The median Piotroski F-Score among Asset Management companies is 5.00, based on 1,595 companies in the industry. Companies in the top quartile (top 25%) have a Piotroski F-Score significantly above this median, while those in the bottom quartile fall well below. However, Piotroski F-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IntegraFin Holdings's current Piotroski F-Score of 4 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Piotroski F-Score mean?
A high Piotroski F-Score can signal that a stock is expensive relative to its fundamentals. The Piotroski F-score grades a company's business operating strength from 0-9. View historical data on IntegraFin Holdings and its competitors. For the Asset Management industry, the median Piotroski F-Score is 5.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IntegraFin Holdings's current Piotroski F-Score is 4, which is 33% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IntegraFin Holdings stock overvalued right now?
Based on GuruFocus' analysis, IntegraFin Holdings (LSE:IHP) is currently considered Fairly Valued. The stock's GF Value™ is £3.74, compared to a current price of £3.76 — trading 0.5% above its estimated fair value. The current Piotroski F-Score is 4, which is 33% below median its 10-year median of 6.00 and 20% below the Asset Management industry median of 5.00. IntegraFin Holdings' overall GF Score™ is 90/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Piotroski F-Score calculated?
Piotroski F-Score is calculated from a company's financial statements. For IntegraFin Holdings (LSE:IHP), the current Piotroski F-Score is 4 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IntegraFin Holdings (LSE:IHP) Overvalued in 2026?
Based on GuruFocus' analysis, IntegraFin Holdings stock appears to be overvalued.
The current stock price of £3.76 is trading 0.5% above its estimated GF Value™ of £3.74.
GuruFocus considers IntegraFin Holdings to be Fairly Valued.
Key valuation signals for LSE:IHP:
Piotroski F-Score: 4 (33% below median its 10-year median of 6.00)
GF Value™: £3.74 vs. price of £3.76 (0.5% above fair value)
Industry Position: 20% below the Asset Management median (#912 of 1595)
No single metric tells the full story. See the LSE:IHP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IntegraFin Holdings PLC is a United Kingdom-based holding company providing platform services to clients and financial advisers. Its segments include Investment administration services performed by IFAL, the provider of the Transact wrap service, offering general investment accounts (GIA), acting as a SIPP operator and ISA manager, and serving as custodian for platform assets, which generates the majority of revenue. The Insurance and life assurance business comprises ILUK and ILInt, which provide pension and bond products on the Transact platform, and Adviser back-office technology includes T4A, which provides financial planning technology through the CURO adviser support system. The company derives the majority of its revenue from the United Kingdom.
90GF Score
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