Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
IntegraFin HoldingsLSE:IHP +0.93%90 Interest Coverage is 85.50 as of Mar. 2026, which is 83% below its 10-year median of 492.25. GuruFocus rates LSE:IHP with a GF Score™ of 90/100 and a GF Value™ of £3.74 (Fairly Valued). The stock has 6 warning signs investors should review. Among 483 Asset Management companies, IntegraFin Holdings ranks better than 55.28% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. IntegraFin Holdings's
Operating Income
for the
six
months ended in Mar. 2026 was £51.3 Mil. IntegraFin Holdings's Interest Expense for the
six
months ended in Mar. 2026 was £-0.6 Mil.
IntegraFin Holdings's interest coverage for the quarter that ended in Mar. 2026 was 85.50.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. IntegraFin Holdings PLC has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for IntegraFin Holdings's Interest Coverage or its related term are showing as below:
LSE:IHP'
s Interest Coverage Range Over the Past 10 Years
Min: 0.45 Med: 492.25 Max: No Debt
Current: 96.46
LSE:IHP's Interest Coverage is ranked better than 55.28% of 483
companies
in the Asset Management industry
Industry Median: 45.22
vs LSE:IHP: 96.46
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
IntegraFin Holdings Interest Coverage Related Terms
IntegraFin Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for IntegraFin Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
LSE:IHP vs BLK, BX, KKR: Interest Coverage Comparison
For the Asset Management subindustry, IntegraFin Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IntegraFin Holdings Interest Coverage vs Asset Management Industry
For the Asset Management industry and Financial Services sector, IntegraFin Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where IntegraFin Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IntegraFin Holdings (LSE:IHP) has a Interest Coverage of 85.50 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on IntegraFin Holdings and its competitors. This is 83% below median its historical median of 492.25. Over the past decade, IntegraFin Holdings' Interest Coverage has ranged from 0.45 to 10,000.00. According to the industry distribution chart, IntegraFin Holdings ranks #216 out of 483 companies in the Asset Management industry, placing it in the top 44.7%.
Is IntegraFin Holdings' Interest Coverage too high?
IntegraFin Holdings' current Interest Coverage of 85.50 is 83% below median its 10-year median of 492.25. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 10,000.00. The Asset Management industry median Interest Coverage is 45.22. IntegraFin Holdings' value of 85.50 is 89.1% above this industry median. Based on the distribution chart, IntegraFin Holdings ranks #216 out of 483 companies in the Asset Management industry, which is above the industry midpoint. Overall, IntegraFin Holdings has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IntegraFin Holdings' Interest Coverage compare to BLK and BX?
According to the Asset Management industry distribution chart, IntegraFin Holdings ranks #216 out of 483 companies for Interest Coverage. This puts IntegraFin Holdings in the upper half of its industry. The industry median Interest Coverage is 45.22. IntegraFin Holdings' value of 85.50 is 89.1% above this benchmark. Historically, IntegraFin Holdings' own Interest Coverage has ranged from 0.45 to 10,000.00 over the past decade. While the company's 10-year median is 492.25 vs. the industry median of 45.22, IntegraFin Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Asset Management company?
The median Interest Coverage among Asset Management companies is 45.22, based on 483 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IntegraFin Holdings's current Interest Coverage of 85.50 is 89.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on IntegraFin Holdings and its competitors. For the Asset Management industry, the median Interest Coverage is 45.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IntegraFin Holdings's current Interest Coverage is 85.50, which is 83% below median its own 10-year median of 492.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IntegraFin Holdings stock overvalued right now?
Based on GuruFocus' analysis, IntegraFin Holdings (LSE:IHP) is currently considered Fairly Valued. The stock's GF Value™ is £3.74, compared to a current price of £3.80 — trading 1.5% above its estimated fair value. The current Interest Coverage is 85.50, which is 83% below median its 10-year median of 492.25 and 89.1% above the Asset Management industry median of 45.22. IntegraFin Holdings' overall GF Score™ is 90/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For IntegraFin Holdings (LSE:IHP), the current Interest Coverage is 85.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IntegraFin Holdings (LSE:IHP) Overvalued in 2026?
Based on GuruFocus' analysis, IntegraFin Holdings stock appears to be overvalued.
The current stock price of £3.80 is trading 1.5% above its estimated GF Value™ of £3.74.
GuruFocus considers IntegraFin Holdings to be Fairly Valued.
Key valuation signals for LSE:IHP:
Interest Coverage: 85.50 (83% below median its 10-year median of 492.25)
GF Value™: £3.74 vs. price of £3.80 (1.5% above fair value)
Industry Position: 89.1% above the Asset Management median (#216 of 483)
No single metric tells the full story. See the LSE:IHP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IntegraFin Holdings PLC is a United Kingdom-based holding company providing platform services to clients and financial advisers. Its segments include Investment administration services performed by IFAL, the provider of the Transact wrap service, offering general investment accounts (GIA), acting as a SIPP operator and ISA manager, and serving as custodian for platform assets, which generates the majority of revenue. The Insurance and life assurance business comprises ILUK and ILInt, which provide pension and bond products on the Transact platform, and Adviser back-office technology includes T4A, which provides financial planning technology through the CURO adviser support system. The company derives the majority of its revenue from the United Kingdom.
90GF Score
Get the complete analysis for LSE:IHP
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LSE:IHP has been successfully added to your 
