State Bank of India has the GF Score of 68, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes State Bank of India
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
State Bank of India (CHIX:SBIDl) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
State Bank of India GF Score Related Terms
CHIX:SBIDL vs PNC, USB: GF Score Comparison
For the Banks - Regional subindustry, State Bank of India's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
State Bank of India GF Score vs Banks Industry
For the Banks industry and Financial Services sector, State Bank of India's GF Score distribution charts can be found below:
* The bar in red indicates where State Bank of India's GF Score falls into.
State Bank of India (CHIX:SBIDL) has a GF Score of 68 as of Jul. 08, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on State Bank of India and its competitors. This is near median its historical median of 65.00. Over the past decade, State Bank of India's GF Score has ranged from 37.00 to 74.00.
Is State Bank of India's GF Score too high?
State Bank of India's current GF Score of 68 is near median its 10-year median of 65.00. Over the past 10 years, this metric has ranged from a low of 37.00 to a high of 74.00. Overall, State Bank of India has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does State Bank of India's GF Score compare to PNC and USB?
State Bank of India's GF Score of 68 can be compared against companies in the Banks industry. Historically, State Bank of India's own GF Score has ranged from 37.00 to 74.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on State Bank of India and its competitors. State Bank of India's current GF Score is 68, which is near median its own 10-year median of 65.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is State Bank of India stock overvalued right now?
Based on GuruFocus' analysis, State Bank of India (CHIX:SBIDL) is currently considered Modestly Overvalued. The stock's GF Value™ is $86.55, compared to a current price of $108.70 — trading 25.6% above its estimated fair value. The current GF Score is 68, which is near median its 10-year median of 65.00. State Bank of India's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For State Bank of India (CHIX:SBIDL), the current GF Score is 68 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is State Bank of India (CHIX:SBIDL) Overvalued in 2026?
Based on GuruFocus' analysis, State Bank of India stock appears to be overvalued.
The current stock price of $108.70 is trading 25.6% above its estimated GF Value™ of $86.55.
GuruFocus considers State Bank of India to be Modestly Overvalued.
Key valuation signals for CHIX:SBIDL:
GF Score: 68 (near median its 10-year median of 65.00)
GF Value™: $86.55 vs. price of $108.70 (25.6% above fair value)
No single metric tells the full story. See the CHIX:SBIDL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
State Bank of India is a bank in India. The bank's business segments include Treasury; Corporate/Wholesale Banking; Retail Banking and Other Banking businesses. The bank generates maximum revenue from the Retail Banking segment. The Retail Banking Segment comprises retail branches, which include Personal Banking activities including lending activities to corporate customers having banking relations with these branches. This segment also includes the agency business and ATMs. Geographically, the Company derives a majority of its revenue from India, It also operates in Foreign Countries.
68GF Score
Get the complete analysis for CHIX:SBIDL
GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CHIX:SBIDL has been successfully added to your 