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First Guaranty Bancshares has the GF Score of 55, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes First Guaranty Bancshares
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
First Guaranty Bancshares (FRA:1GJ) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
First Guaranty Bancshares GF Score Related Terms
FRA:1GJ vs TYCB, PBCO, DIMC: GF Score Comparison
For the Banks - Regional subindustry, First Guaranty Bancshares's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Guaranty Bancshares GF Score vs Banks Industry
For the Banks industry and Financial Services sector, First Guaranty Bancshares's GF Score distribution charts can be found below:
* The bar in red indicates where First Guaranty Bancshares's GF Score falls into.
First Guaranty Bancshares (FRA:1GJ) has a GF Score of 55 as of Aug. 02, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on First Guaranty Bancshares and its competitors. This is 17% below median its historical median of 66.00. Over the past decade, First Guaranty Bancshares' GF Score has ranged from 17.00 to 82.00.
Is First Guaranty Bancshares' GF Score too high?
First Guaranty Bancshares' current GF Score of 55 is 17% below median its 10-year median of 66.00. Over the past 10 years, this metric has ranged from a low of 17.00 to a high of 82.00. Overall, First Guaranty Bancshares has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does First Guaranty Bancshares' GF Score compare to TYCB and PBCO?
First Guaranty Bancshares' GF Score of 55 can be compared against companies in the Banks industry. Historically, First Guaranty Bancshares' own GF Score has ranged from 17.00 to 82.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on First Guaranty Bancshares and its competitors. First Guaranty Bancshares's current GF Score is 55, which is 17% below median its own 10-year median of 66.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Guaranty Bancshares stock overvalued right now?
First Guaranty Bancshares (FRA:1GJ) has a current GF Score of 55. The stock's GF Value™ is €6.04, compared to a current price of €8.15 — trading 34.9% above its estimated fair value. The current GF Score is 55, which is 17% below median its 10-year median of 66.00. First Guaranty Bancshares' overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For First Guaranty Bancshares (FRA:1GJ), the current GF Score is 55 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Guaranty Bancshares (FRA:1GJ) Overvalued in 2026?
Based on GuruFocus' analysis, First Guaranty Bancshares stock appears to be overvalued.
The current stock price of €8.15 is trading 34.9% above its estimated GF Value™ of €6.04.
Key valuation signals for FRA:1GJ:
GF Score: 55 (17% below median its 10-year median of 66.00)
GF Value™: €6.04 vs. price of €8.15 (34.9% above fair value)
No single metric tells the full story. See the FRA:1GJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Guaranty Bancshares Inc provides personalized commercial banking services to its customers in Louisiana through several banking facilities. The company offers commercial real estate loans, commercial and industrial loans, construction and land development loans, agricultural and farmland loans, and, to a lesser extent, consumer and multifamily loans. The company is engaged in a single line of business as a financial institution, which provides a full range of banking, financial, and trust services to state, county, and local government entities, individuals, and small and commercial businesses.
55GF Score
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