First Guaranty Bancshares (FRA:1GJ) Tariff Resilience Score: 9/10 (As of Aug. 02, 2026)

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FRA:1GJ First Guaranty Bancshares Inc FRA:1GJ
55 GF Score
Price €8.15
GF Value €6.04
! 5 Warning Signs
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What is First Guaranty Bancshares Tariff Resilience Score?

First Guaranty Bancshares FRA:1GJ +2.52% 55 Tariff Resilience Score is 9 as of Aug. 02, 2026. GuruFocus rates FRA:1GJ with a GF Score™ of 55/100 and a GF Value™ of €6.04. The stock has 5 warning signs investors should review. Among 1,606 Banks companies, First Guaranty Bancshares ranks better than 99.32% on this metric.

First Guaranty Bancshares has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

First Guaranty Bancshares has First Guaranty Bancshares Inc is a regional bank with operations focused on domestic markets. It has no significant exposure to international trade tariffs, making it highly resilient to such changes.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes First Guaranty Bancshares might have Highly Resilient.

First Guaranty Bancshares  (FRA:1GJ) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

First Guaranty Bancshares Tariff Resilience Score Related Terms

FRA:1GJ vs TYCB, PBCO, DIMC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, First Guaranty Bancshares's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Guaranty Bancshares Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, First Guaranty Bancshares's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where First Guaranty Bancshares's Tariff Resilience Score falls into.


FRA:1GJ
55GF Score
First Guaranty Bancshares Inc FRA:1GJ
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
First Guaranty Bancshares (FRA:1GJ) has a Tariff Resilience Score of 9 as of Aug. 02, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, First Guaranty Bancshares ranks #11 out of 1606 companies in the Banks industry, placing it in the top 0.7%.
Is First Guaranty Bancshares' Tariff Resilience Score too high?
First Guaranty Bancshares' current Tariff Resilience Score is 9. Based on the distribution chart, First Guaranty Bancshares ranks #11 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, First Guaranty Bancshares has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does First Guaranty Bancshares' Tariff Resilience Score compare to TYCB and PBCO?
According to the Banks industry distribution chart, First Guaranty Bancshares ranks #11 out of 1606 companies for Tariff Resilience Score. This places First Guaranty Bancshares in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. First Guaranty Bancshares's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Guaranty Bancshares stock overvalued right now?
First Guaranty Bancshares (FRA:1GJ) has a current Tariff Resilience Score of 9. The stock's GF Value™ is €6.04, compared to a current price of €8.15 — trading 34.9% above its estimated fair value. The current Tariff Resilience Score is 9. First Guaranty Bancshares' overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For First Guaranty Bancshares (FRA:1GJ), the current Tariff Resilience Score is 9 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Guaranty Bancshares (FRA:1GJ) Overvalued in 2026?

Based on GuruFocus' analysis, First Guaranty Bancshares stock appears to be overvalued. The current stock price of €8.15 is trading 34.9% above its estimated GF Value™ of €6.04.

Key valuation signals for FRA:1GJ:

  • Tariff Resilience Score: 9
  • GF Value™: €6.04 vs. price of €8.15 (34.9% above fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the FRA:1GJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Guaranty Bancshares Business Description

Other Exchanges FGBIP.PFD:USAFGBI:USA
Address 400 East Thomas Street, Hammond, LA, USA, 70401
First Guaranty Bancshares Inc provides personalized commercial banking services to its customers in Louisiana through several banking facilities. The company offers commercial real estate loans, commercial and industrial loans, construction and land development loans, agricultural and farmland loans, and, to a lesser extent, consumer and multifamily loans. The company is engaged in a single line of business as a financial institution, which provides a full range of banking, financial, and trust services to state, county, and local government entities, individuals, and small and commercial businesses.
55GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.15
Price
€6.04
GF Value