Genertec Universal Medical Group Co (FRA:5UM) GF Score: 48/100 (As of Aug. 21, 2026) — 20% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:5UM Genertec Universal Medical Group Co Ltd FRA:5UM
48 GF Score
Price €0.48
GF Value €0.48
Valuation Fairly Valued
! 5 Warning Signs
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What is Genertec Universal Medical Group Co GF Score?

Genertec Universal Medical Group Co FRA:5UM -0.41% 48 GF Score is 48 as of Aug. 21, 2026, which is 20% below its 10-year median of 60.00. GuruFocus rates FRA:5UM with a GF Score™ of 48/100 and a GF Value™ of €0.48 (Fairly Valued). The stock has 5 warning signs investors should review.

Genertec Universal Medical Group Co has the GF Score of 48, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 4/10
2. Profitability Rank : 8/10
3. Growth Rank : 4/10
4. GF Value Rank : 7/10
5. Momentum Rank : 1/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Genertec Universal Medical Group Co might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Genertec Universal Medical Group Co  (FRA:5UM) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Genertec Universal Medical Group Co GF Score Related Terms

FRA:5UM vs V, MA, AXP: GF Score Comparison

For the Credit Services subindustry, Genertec Universal Medical Group Co's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Genertec Universal Medical Group Co GF Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Genertec Universal Medical Group Co's GF Score distribution charts can be found below:

* The bar in red indicates where Genertec Universal Medical Group Co's GF Score falls into.


FRA:5UM
48GF Score
Genertec Universal Medical Group Co Ltd FRA:5UM
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 48 mean?
Genertec Universal Medical Group Co (FRA:5UM) has a GF Score of 48 as of Aug. 21, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Genertec Universal Medical Group Co and its competitors. This is 20% below median its historical median of 60.00. Over the past decade, Genertec Universal Medical Group Co's GF Score has ranged from 10.00 to 87.00.
Is Genertec Universal Medical Group Co's GF Score too high?
Genertec Universal Medical Group Co's current GF Score of 48 is 20% below median its 10-year median of 60.00. Over the past 10 years, this metric has ranged from a low of 10.00 to a high of 87.00. Overall, Genertec Universal Medical Group Co has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Genertec Universal Medical Group Co's GF Score compare to V and MA?
Genertec Universal Medical Group Co's GF Score of 48 can be compared against companies in the Credit Services industry. Historically, Genertec Universal Medical Group Co's own GF Score has ranged from 10.00 to 87.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Credit Services company?
A good GF Score depends on the Credit Services industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Genertec Universal Medical Group Co and its competitors. Genertec Universal Medical Group Co's current GF Score is 48, which is 20% below median its own 10-year median of 60.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Genertec Universal Medical Group Co stock overvalued right now?
Based on GuruFocus' analysis, Genertec Universal Medical Group Co (FRA:5UM) is currently considered Fairly Valued. The stock's GF Value™ is €0.48, compared to a current price of €0.48 — trading 0.4% above its estimated fair value. The current GF Score is 48, which is 20% below median its 10-year median of 60.00. Genertec Universal Medical Group Co's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Genertec Universal Medical Group Co (FRA:5UM), the current GF Score is 48 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Genertec Universal Medical Group Co (FRA:5UM) Overvalued in 2026?

Based on GuruFocus' analysis, Genertec Universal Medical Group Co stock appears to be overvalued. The current stock price of €0.48 is trading 0.4% above its estimated GF Value™ of €0.48. GuruFocus considers Genertec Universal Medical Group Co to be Fairly Valued.

Key valuation signals for FRA:5UM:

  • GF Score: 48 (20% below median its 10-year median of 60.00)
  • GF Value™: €0.48 vs. price of €0.48 (0.4% above fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the FRA:5UM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Genertec Universal Medical Group Co Business Description

Other Exchanges 02666:Hong Kong
Address No. 90, Side Road of West Third Ring Middle Road, 20th to 28th Floor, Fengtai District, Beijing, CHN
Genertec Universal Medical Group Co Ltd is principally engaged in providing financing to its customers under finance lease arrangements, the provision of advisory services, the sale of medical equipment as well as leases under operating lease arrangements, and the provision of other services. The group has two business segments namely The finance business comprises direct finance leasing, sale-and-leaseback, factoring, operating leases, and advisory services; and Healthcare business comprises includes hospital group business, healthcare technology business and specialty business. Geographically, it derives a majority of its revenue from Mainland China.
48GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.48
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€0.48
GF Value