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FRA:5UM'
s OCF Margin % Range Over the Past 10 Years
Min: -148.36 Med: -12.77 Max: 38.66
Current: 38.68
During the past 12 years, the highest OCF Margin % of Genertec Universal Medical Group Co was 38.66%. The lowest was -148.36%. And the median was -12.77%.
FRA:5UM's OCF Margin % is ranked better than 72.3% of 538
companies
in the Credit Services industry
Industry Median: 2.36
vs FRA:5UM: 38.68
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Genertec Universal Medical Group Co OCF Margin % Chart
For the Credit Services subindustry, Genertec Universal Medical Group Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Genertec Universal Medical Group Co OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Genertec Universal Medical Group Co's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Genertec Universal Medical Group Co's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Genertec Universal Medical Group Co (FRA:5UM) has a OCF Margin % of 44.82% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Genertec Universal Medical Group Co and its competitors. According to the industry distribution chart, Genertec Universal Medical Group Co ranks #149 out of 538 companies in the Credit Services industry, placing it in the top 27.7%.
Is Genertec Universal Medical Group Co's OCF Margin % too high?
Genertec Universal Medical Group Co's current OCF Margin % is 44.82%. The Credit Services industry median OCF Margin % is 2.36. Genertec Universal Medical Group Co's value of 44.82% is 1799.2% above this industry median. Based on the distribution chart, Genertec Universal Medical Group Co ranks #149 out of 538 companies in the Credit Services industry, which is above the industry midpoint. Overall, Genertec Universal Medical Group Co has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Genertec Universal Medical Group Co's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Genertec Universal Medical Group Co ranks #149 out of 538 companies for OCF Margin %. This puts Genertec Universal Medical Group Co in the upper half of its industry. The industry median OCF Margin % is 2.36. Genertec Universal Medical Group Co's value of 44.82% is 1799.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.36, based on 538 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Genertec Universal Medical Group Co's current OCF Margin % of 44.82% is 1799.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Genertec Universal Medical Group Co and its competitors. For the Credit Services industry, the median OCF Margin % is 2.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Genertec Universal Medical Group Co's current OCF Margin % is 44.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Genertec Universal Medical Group Co stock overvalued right now?
Based on GuruFocus' analysis, Genertec Universal Medical Group Co (FRA:5UM) is currently considered Fairly Valued. The stock's GF Value™ is €0.48, compared to a current price of €0.48 — trading 0.4% above its estimated fair value. The current OCF Margin % is 44.82% and 1799.2% above the Credit Services industry median of 2.36. Genertec Universal Medical Group Co's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Genertec Universal Medical Group Co (FRA:5UM), the current OCF Margin % is 44.82% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Genertec Universal Medical Group Co (FRA:5UM) Overvalued in 2026?
Based on GuruFocus' analysis, Genertec Universal Medical Group Co stock appears to be overvalued.
The current stock price of €0.48 is trading 0.4% above its estimated GF Value™ of €0.48.
GuruFocus considers Genertec Universal Medical Group Co to be Fairly Valued.
Key valuation signals for FRA:5UM:
OCF Margin %: 44.82%
GF Value™: €0.48 vs. price of €0.48 (0.4% above fair value)
Industry Position: 1799.2% above the Credit Services median (#149 of 538)
No single metric tells the full story. See the FRA:5UM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Genertec Universal Medical Group Co Ltd is principally engaged in providing financing to its customers under finance lease arrangements, the provision of advisory services, the sale of medical equipment as well as leases under operating lease arrangements, and the provision of other services. The group has two business segments namely The finance business comprises direct finance leasing, sale-and-leaseback, factoring, operating leases, and advisory services; and Healthcare business comprises includes hospital group business, healthcare technology business and specialty business. Geographically, it derives a majority of its revenue from Mainland China.
48GF Score
Get the complete analysis for FRA:5UM
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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