Kinsale Capital Group has the GF Score of 75, which implies that the company
is
Likely to have average performance.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Kinsale Capital Group
is
Likely to have average performance.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Kinsale Capital Group (FRA:KCH) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Kinsale Capital Group GF Score Related Terms
FRA:KCH vs THG, MCY, SIGI: GF Score Comparison
For the Insurance - Property & Casualty subindustry, Kinsale Capital Group's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kinsale Capital Group GF Score vs Insurance Industry
For the Insurance industry and Financial Services sector, Kinsale Capital Group's GF Score distribution charts can be found below:
* The bar in red indicates where Kinsale Capital Group's GF Score falls into.
Kinsale Capital Group (FRA:KCH) has a GF Score of 75 as of Jul. 12, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Kinsale Capital Group and its competitors. This is near median its historical median of 78.00. Over the past decade, Kinsale Capital Group's GF Score has ranged from 14.00 to 95.00.
Is Kinsale Capital Group's GF Score too high?
Kinsale Capital Group's current GF Score of 75 is near median its 10-year median of 78.00. Over the past 10 years, this metric has ranged from a low of 14.00 to a high of 95.00. Overall, Kinsale Capital Group has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kinsale Capital Group's GF Score compare to THG and MCY?
Kinsale Capital Group's GF Score of 75 can be compared against companies in the Insurance industry. Historically, Kinsale Capital Group's own GF Score has ranged from 14.00 to 95.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Kinsale Capital Group and its competitors. Kinsale Capital Group's current GF Score is 75, which is near median its own 10-year median of 78.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kinsale Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Kinsale Capital Group (FRA:KCH) is currently considered Significantly Undervalued. The stock's GF Value™ is €490.12, compared to a current price of €291.80 — trading 40.5% below its estimated fair value. The current GF Score is 75, which is near median its 10-year median of 78.00. Kinsale Capital Group's overall GF Score™ is 75/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Kinsale Capital Group (FRA:KCH), the current GF Score is 75 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kinsale Capital Group (FRA:KCH) Overvalued in 2026?
Based on GuruFocus' analysis, Kinsale Capital Group stock appears to be undervalued.
The current stock price of €291.80 is trading 40.5% below its estimated GF Value™ of €490.12.
GuruFocus considers Kinsale Capital Group to be Significantly Undervalued.
Key valuation signals for FRA:KCH:
GF Score: 75 (near median its 10-year median of 78.00)
GF Value™: €490.12 vs. price of €291.80 (40.5% below fair value)
No single metric tells the full story. See the FRA:KCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kinsale Capital Group Inc is an insurance holding company. The company is engaged in offering property, casualty, and specialty insurance products. It offers specialty insurance products for allied health, healthcare, life sciences, professional, and a public entity. The company operates in only one reportable segment which is the Excess and Surplus Lines Insurance segment, which includes commercial excess and surplus lines liability and property insurance products through its underwriting divisions. The company generates revenues in the form of premiums and investment income.
75GF Score
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