Kinsale Capital Group (FRA:KCH) Retained Earnings: €1,731 Mil (As of Jun. 2026)

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FRA:KCH Kinsale Capital Group Inc FRA:KCH
81 GF Score
Price €322.00
GF Value €494.23
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Kinsale Capital Group Retained Earnings?

Kinsale Capital Group FRA:KCH +1.26% 81 Retained Earnings is €1,731 Mil as of Jun. 2026. GuruFocus rates FRA:KCH with a GF Score™ of 81/100 and a GF Value™ of €494.23 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Kinsale Capital Group's retained earnings for the quarter that ended in Jun. 2026 was €1,731 Mil.

Kinsale Capital Group's quarterly retained earnings increased from Dec. 2025 (€1,466 Mil) to Mar. 2026 (€1,578 Mil) and increased from Mar. 2026 (€1,578 Mil) to Jun. 2026 (€1,731 Mil).

Kinsale Capital Group's annual retained earnings increased from Dec. 2023 (€760 Mil) to Dec. 2024 (€1,174 Mil) and increased from Dec. 2024 (€1,174 Mil) to Dec. 2025 (€1,466 Mil).


Kinsale Capital Group  (FRA:KCH) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Kinsale Capital Group Retained Earnings Historical Data

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The historical data trend for Kinsale Capital Group's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kinsale Capital Group Retained Earnings Chart

Kinsale Capital Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 341.56 503.27 759.50 1,173.83 1,466.27

Kinsale Capital Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,252.44 1,348.09 1,466.27 1,577.53 1,730.72
FRA:KCH
81GF Score
Kinsale Capital Group Inc FRA:KCH
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Kinsale Capital Group Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €1,731 Mil mean?
Kinsale Capital Group (FRA:KCH) has a Retained Earnings of €1,731 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Kinsale Capital Group and its competitors.
Is Kinsale Capital Group's Retained Earnings too high?
Kinsale Capital Group's current Retained Earnings is €1,731 Mil. Overall, Kinsale Capital Group has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kinsale Capital Group's Retained Earnings compare to THG and MCY?
Kinsale Capital Group's Retained Earnings of €1,731 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Kinsale Capital Group and its competitors. Kinsale Capital Group's current Retained Earnings is €1,731 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kinsale Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Kinsale Capital Group (FRA:KCH) is currently considered Significantly Undervalued. The stock's GF Value™ is €494.23, compared to a current price of €322.00 — trading 34.8% below its estimated fair value. The current Retained Earnings is €1,731 Mil. Kinsale Capital Group's overall GF Score™ is 81/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Kinsale Capital Group (FRA:KCH), the current Retained Earnings is €1,731 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kinsale Capital Group (FRA:KCH) Overvalued in 2026?

Based on GuruFocus' analysis, Kinsale Capital Group stock appears to be undervalued. The current stock price of €322.00 is trading 34.8% below its estimated GF Value™ of €494.23. GuruFocus considers Kinsale Capital Group to be Significantly Undervalued.

Key valuation signals for FRA:KCH:

  • Retained Earnings: €1,731 Mil
  • GF Value™: €494.23 vs. price of €322.00 (34.8% below fair value)
  • GF Score™: 81/100 with 1 warning sign

No single metric tells the full story. See the FRA:KCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kinsale Capital Group Business Description

Other Exchanges KNSL:USA
Address 2025 Staples Mill Road, Richmond, VA, USA, 23230
Kinsale Capital Group Inc is an insurance holding company. The company is engaged in offering property, casualty, and specialty insurance products. It offers specialty insurance products for allied health, healthcare, life sciences, professional, and a public entity. The company operates in only one reportable segment which is the Excess and Surplus Lines Insurance segment, which includes commercial excess and surplus lines liability and property insurance products through its underwriting divisions. The company generates revenues in the form of premiums and investment income.
81GF Score

Get the complete analysis for FRA:KCH

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€322.00
Price
€494.23
GF Value