Kinsale Capital Group (FRA:KCH) 1-Year Sharpe Ratio: -1.13 (As of Sep. 03, 2026)

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FRA:KCH Kinsale Capital Group Inc FRA:KCH
82 GF Score
Price €317.60
GF Value €491.11
! 1 Warning Sign
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What is Kinsale Capital Group 1-Year Sharpe Ratio?

Kinsale Capital Group FRA:KCH -0.25% 82 1-Year Sharpe Ratio is -1.13 as of Sep. 03, 2026. GuruFocus rates FRA:KCH with a GF Score™ of 82/100 and a GF Value™ of €491.11. The stock has 1 warning sign investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-09-03), Kinsale Capital Group's 1-Year Sharpe Ratio is -1.13.

Kinsale Capital Group  (FRA:KCH) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Kinsale Capital Group 1-Year Sharpe Ratio Related Terms

FRA:KCH vs THG, ORI, RLI: 1-Year Sharpe Ratio Comparison

For the Insurance - Property & Casualty subindustry, Kinsale Capital Group's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Kinsale Capital Group 1-Year Sharpe Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Kinsale Capital Group's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Kinsale Capital Group's 1-Year Sharpe Ratio falls into.


FRA:KCH
82GF Score
Kinsale Capital Group Inc FRA:KCH
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Kinsale Capital Group 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -1.13 mean?
Kinsale Capital Group (FRA:KCH) has a 1-Year Sharpe Ratio of -1.13 as of Sep. 03, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Kinsale Capital Group and its competitors.
Is Kinsale Capital Group's 1-Year Sharpe Ratio too high?
Kinsale Capital Group's current 1-Year Sharpe Ratio is -1.13. Overall, Kinsale Capital Group has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Kinsale Capital Group's 1-Year Sharpe Ratio compare to THG and ORI?
Kinsale Capital Group's 1-Year Sharpe Ratio of -1.13 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for an Insurance company?
A good 1-Year Sharpe Ratio depends on the Insurance industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Kinsale Capital Group and its competitors. Kinsale Capital Group's current 1-Year Sharpe Ratio is -1.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kinsale Capital Group stock overvalued right now?
Kinsale Capital Group (FRA:KCH) has a current 1-Year Sharpe Ratio of -1.13. The stock's GF Value™ is €491.11, compared to a current price of €317.60 — trading 35.3% below its estimated fair value. The current 1-Year Sharpe Ratio is -1.13. Kinsale Capital Group's overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Kinsale Capital Group (FRA:KCH), the current 1-Year Sharpe Ratio is -1.13 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kinsale Capital Group (FRA:KCH) Overvalued in 2026?

Based on GuruFocus' analysis, Kinsale Capital Group stock appears to be undervalued. The current stock price of €317.60 is trading 35.3% below its estimated GF Value™ of €491.11.

Key valuation signals for FRA:KCH:

  • 1-Year Sharpe Ratio: -1.13
  • GF Value™: €491.11 vs. price of €317.60 (35.3% below fair value)
  • GF Score™: 82/100 with 1 warning sign

No single metric tells the full story. See the FRA:KCH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kinsale Capital Group Business Description

Other Exchanges KNSL:USA
Address 2025 Staples Mill Road, Richmond, VA, USA, 23230
Kinsale Capital Group Inc is an insurance holding company. The company is engaged in offering property, casualty, and specialty insurance products. It offers specialty insurance products for allied health, healthcare, life sciences, professional, and a public entity. The company operates in only one reportable segment which is the Excess and Surplus Lines Insurance segment, which includes commercial excess and surplus lines liability and property insurance products through its underwriting divisions. The company generates revenues in the form of premiums and investment income.
82GF Score

Get the complete analysis for FRA:KCH

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€317.60
Price
€491.11
GF Value