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DelfinGroup has the GF Score of 62, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes DelfinGroup
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
DelfinGroup (FRA:ON0) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
DelfinGroup GF Score Related Terms
FRA:ON0 vs V, MA, AXP: GF Score Comparison
For the Credit Services subindustry, DelfinGroup's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DelfinGroup GF Score vs Credit Services Industry
For the Credit Services industry and Financial Services sector, DelfinGroup's GF Score distribution charts can be found below:
* The bar in red indicates where DelfinGroup's GF Score falls into.
DelfinGroup (FRA:ON0) has a GF Score of 62 as of Jul. 22, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on DelfinGroup and its competitors. This is near median its historical median of 59.00. Over the past decade, DelfinGroup's GF Score has ranged from 43.00 to 60.00.
Is DelfinGroup's GF Score too high?
DelfinGroup's current GF Score of 62 is near median its 10-year median of 59.00. Over the past 10 years, this metric has ranged from a low of 43.00 to a high of 60.00. Overall, DelfinGroup has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does DelfinGroup's GF Score compare to V and MA?
DelfinGroup's GF Score of 62 can be compared against companies in the Credit Services industry. Historically, DelfinGroup's own GF Score has ranged from 43.00 to 60.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Credit Services company?
A good GF Score depends on the Credit Services industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on DelfinGroup and its competitors. DelfinGroup's current GF Score is 62, which is near median its own 10-year median of 59.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DelfinGroup stock overvalued right now?
DelfinGroup (FRA:ON0) has a current GF Score of 62. The stock's GF Value™ is €1.73, compared to a current price of €1.52 — trading 12.1% below its estimated fair value. The current GF Score is 62, which is near median its 10-year median of 59.00. DelfinGroup's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For DelfinGroup (FRA:ON0), the current GF Score is 62 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DelfinGroup (FRA:ON0) Overvalued in 2026?
Based on GuruFocus' analysis, DelfinGroup stock appears to be undervalued.
The current stock price of €1.52 is trading 12.1% below its estimated GF Value™ of €1.73.
Key valuation signals for FRA:ON0:
GF Score: 62 (near median its 10-year median of 59.00)
GF Value™: €1.73 vs. price of €1.52 (12.1% below fair value)
No single metric tells the full story. See the FRA:ON0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DelfinGroup is a Latvian fintech company that offers finance and pawn services. The operating segments of the group are: Pawn loan segment includes handling pawn loan issuance, sale of pawn shop items in the branches, and online. The retail of pre-owned goods segment includes the sale of pre-owned goods in the branches and online, purchased by customers. Consumer loan segment includes handling consumer loans to customers, debt collection activities, and debt sales to external debt collection companies. The other operations segment includes providing loans for real estate development, general administrative services to the companies of the Group, and transactions with related parties.
62GF Score
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