Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Oscar Health has the GF Score of 51, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Oscar Health
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Oscar Health (MIL:1OSCR) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Oscar Health GF Score Related Terms
MIL:1OSCR vs MOH, ALHC, CLOV: GF Score Comparison
For the Healthcare Plans subindustry, Oscar Health's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oscar Health GF Score vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, Oscar Health's GF Score distribution charts can be found below:
* The bar in red indicates where Oscar Health's GF Score falls into.
Oscar Health (MIL:1OSCR) has a GF Score of 51 as of Jul. 15, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Oscar Health and its competitors. This is near median its historical median of 56.00. Over the past decade, Oscar Health's GF Score has ranged from 47.00 to 81.00.
Is Oscar Health's GF Score too high?
Oscar Health's current GF Score of 51 is near median its 10-year median of 56.00. Over the past 10 years, this metric has ranged from a low of 47.00 to a high of 81.00. Overall, Oscar Health has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oscar Health's GF Score compare to MOH and ALHC?
Oscar Health's GF Score of 51 can be compared against companies in the Healthcare Plans industry. Historically, Oscar Health's own GF Score has ranged from 47.00 to 81.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Healthcare Plans company?
A good GF Score depends on the Healthcare Plans industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Oscar Health and its competitors. Oscar Health's current GF Score is 51, which is near median its own 10-year median of 56.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oscar Health stock overvalued right now?
Based on GuruFocus' analysis, Oscar Health (MIL:1OSCR) is currently considered Significantly Overvalued. The stock's GF Value™ is €18.01, compared to a current price of €26.98 — trading 49.8% above its estimated fair value. The current GF Score is 51, which is near median its 10-year median of 56.00. Oscar Health's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Oscar Health (MIL:1OSCR), the current GF Score is 51 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oscar Health (MIL:1OSCR) Overvalued in 2026?
Based on GuruFocus' analysis, Oscar Health stock appears to be overvalued.
The current stock price of €26.98 is trading 49.8% above its estimated GF Value™ of €18.01.
GuruFocus considers Oscar Health to be Significantly Overvalued.
Key valuation signals for MIL:1OSCR:
GF Score: 51 (near median its 10-year median of 56.00)
GF Value™: €18.01 vs. price of €26.98 (49.8% above fair value)
No single metric tells the full story. See the MIL:1OSCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oscar Health Inc is a healthcare technology company built around a full stack technology platform and a relentless focus on serving its members. It offers Individual & Family plans and health technology solutions that power the healthcare industry. Oscar operates as one segment to sell insurance to individuals, families and employees through the federal and state-run healthcare exchanges formed in conjunction with the Patient Protection and Affordable Care Act (ACA) and leverages its technology platform to provide services via its Oscar offering.
51GF Score
Get the complete analysis for MIL:1OSCR
GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MIL:1OSCR has been successfully added to your 
