Oscar Health (MIL:1OSCR) ROE % Adjusted to Book Value: 103.31% (As of Mar. 2026)

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MIL:1OSCR Oscar Health Inc MIL:1OSCR
51 GF Score
Price €26.98
GF Value €18.53
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Oscar Health ROE % Adjusted to Book Value?

Oscar Health MIL:1OSCR -0.30% 51 ROE % Adjusted to Book Value is 103.31% as of Mar. 2026. GuruFocus rates MIL:1OSCR with a GF Score™ of 51/100 and a GF Value™ of €18.53 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Oscar Health's ROE % for the quarter that ended in Mar. 2026 was 206.61%. Oscar Health's PB Ratio for the quarter that ended in Mar. 2026 was 2.00. Oscar Health's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 103.31%.


Oscar Health ROE % Adjusted to Book Value Related Terms


Oscar Health ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Oscar Health's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oscar Health ROE % Adjusted to Book Value Chart

Oscar Health Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 -8.07

Oscar Health Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 -27.13 103.31

MIL:1OSCR vs MOH, ALHC, CLOV: ROE % Adjusted to Book Value Comparison

For the Healthcare Plans subindustry, Oscar Health's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oscar Health ROE % Adjusted to Book Value vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Oscar Health's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Oscar Health's ROE % Adjusted to Book Value falls into.


MIL:1OSCR
51GF Score
Oscar Health Inc MIL:1OSCR
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oscar Health ROE % Adjusted to Book Value Calculation

Oscar Health's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=-41.98% / 5.20
=-8.07%

Oscar Health's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=206.61% / 2.00
=103.31%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 103.31% mean?
Oscar Health (MIL:1OSCR) has a ROE % Adjusted to Book Value of 103.31% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Oscar Health and its competitors.
Is Oscar Health's ROE % Adjusted to Book Value too high?
Oscar Health's current ROE % Adjusted to Book Value is 103.31%. Overall, Oscar Health has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oscar Health's ROE % Adjusted to Book Value compare to MOH and ALHC?
Oscar Health's ROE % Adjusted to Book Value of 103.31% can be compared against companies in the Healthcare Plans industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Healthcare Plans company?
A good ROE % Adjusted to Book Value depends on the Healthcare Plans industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Oscar Health and its competitors. Oscar Health's current ROE % Adjusted to Book Value is 103.31%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oscar Health stock overvalued right now?
Based on GuruFocus' analysis, Oscar Health (MIL:1OSCR) is currently considered Significantly Overvalued. The stock's GF Value™ is €18.53, compared to a current price of €26.98 — trading 45.6% above its estimated fair value. The current ROE % Adjusted to Book Value is 103.31%. Oscar Health's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Oscar Health (MIL:1OSCR), the current ROE % Adjusted to Book Value is 103.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oscar Health (MIL:1OSCR) Overvalued in 2026?

Based on GuruFocus' analysis, Oscar Health stock appears to be overvalued. The current stock price of €26.98 is trading 45.6% above its estimated GF Value™ of €18.53. GuruFocus considers Oscar Health to be Significantly Overvalued.

Key valuation signals for MIL:1OSCR:

  • ROE % Adjusted to Book Value: 103.31%
  • GF Value™: €18.53 vs. price of €26.98 (45.6% above fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the MIL:1OSCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oscar Health Business Description

Address 75 Varick Street, 5th Floor, New York, NY, USA, 10013
Oscar Health Inc is a healthcare technology company built around a full stack technology platform and a relentless focus on serving its members. It offers Individual & Family plans and health technology solutions that power the healthcare industry. Oscar operates as one segment to sell insurance to individuals, families and employees through the federal and state-run healthcare exchanges formed in conjunction with the Patient Protection and Affordable Care Act (ACA) and leverages its technology platform to provide services via its Oscar offering.
51GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€26.98
Price
€18.53
GF Value