IndusInd Bank (NSE:INDUSINDBK) GF Score: 72/100 (As of Jul. 30, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:INDUSINDBK IndusInd Bank Ltd NSE:INDUSINDBK
72 GF Score
Price ₹1,012.30
GF Value ₹931.75
Valuation Fairly Valued
! 7 Warning Signs
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What is IndusInd Bank GF Score?

IndusInd Bank NSE:INDUSINDBK +2.05% 72 GF Score is 72 as of Jul. 30, 2026, which is 5% below its 10-year median of 76.00. GuruFocus rates NSE:INDUSINDBK with a GF Score™ of 72/100 and a GF Value™ of ₹931.75 (Fairly Valued). The stock has 7 warning signs investors should review.

IndusInd Bank has the GF Score of 72, which implies that the company is Likely to have average performance.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 3/10
2. Profitability Rank : 5/10
3. Growth Rank : 7/10
4. GF Value Rank : 5/10
5. Momentum Rank : 10/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes IndusInd Bank is Likely to have average performance.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


IndusInd Bank  (NSE:INDUSINDBK) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


IndusInd Bank GF Score Related Terms


IndusInd Bank GF Score Competitor Comparison

For the Banks - Regional subindustry, IndusInd Bank's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IndusInd Bank GF Score vs Banks Industry

For the Banks industry and Financial Services sector, IndusInd Bank's GF Score distribution charts can be found below:

* The bar in red indicates where IndusInd Bank's GF Score falls into.


NSE:INDUSINDBK
72GF Score
IndusInd Bank Ltd NSE:INDUSINDBK
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 72 mean?
IndusInd Bank (NSE:INDUSINDBK) has a GF Score of 72 as of Jul. 30, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on IndusInd Bank and its competitors. This is near median its historical median of 76.00. Over the past decade, IndusInd Bank's GF Score has ranged from 49.00 to 90.00.
Is IndusInd Bank's GF Score too high?
IndusInd Bank's current GF Score of 72 is near median its 10-year median of 76.00. Over the past 10 years, this metric has ranged from a low of 49.00 to a high of 90.00. Overall, IndusInd Bank has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does IndusInd Bank's GF Score compare to competitors?
IndusInd Bank's GF Score of 72 can be compared against companies in the Banks industry. Historically, IndusInd Bank's own GF Score has ranged from 49.00 to 90.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on IndusInd Bank and its competitors. IndusInd Bank's current GF Score is 72, which is near median its own 10-year median of 76.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IndusInd Bank stock overvalued right now?
Based on GuruFocus' analysis, IndusInd Bank (NSE:INDUSINDBK) is currently considered Fairly Valued. The stock's GF Value™ is ₹931.75, compared to a current price of ₹1,012.30 — trading 8.6% above its estimated fair value. The current GF Score is 72, which is near median its 10-year median of 76.00. IndusInd Bank's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For IndusInd Bank (NSE:INDUSINDBK), the current GF Score is 72 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IndusInd Bank (NSE:INDUSINDBK) Overvalued in 2026?

Based on GuruFocus' analysis, IndusInd Bank stock appears to be overvalued. The current stock price of ₹1,012.30 is trading 8.6% above its estimated GF Value™ of ₹931.75. GuruFocus considers IndusInd Bank to be Fairly Valued.

Key valuation signals for NSE:INDUSINDBK:

  • GF Score: 72 (near median its 10-year median of 76.00)
  • GF Value™: ₹931.75 vs. price of ₹1,012.30 (8.6% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the NSE:INDUSINDBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IndusInd Bank Business Description

Other Exchanges 532187:India
Address 841, Senapati Bapat Marg, 8th Floor, Tower 1, One World Centre, Prabhadevi (West), Mumbai, MH, IND, 400013
IndusInd Bank Ltd is a full-service banking group operating in India. Its services include consumer banking, credit cards, consumer finance, corporate banking, commercial banking, transaction banking, priority sector lending, risk management, and financial restructuring and reconstruction. The Bank operates in four business segments, viz. Treasury, Corporate/ Wholesale Banking, Retail Banking and Other Banking Operations. The Bank generates the majority of the revenue from Retail Banking segment. The bank's strategic focus has been to maintain its high-street brand, and it has adopted various initiatives to increase the brand's visibility through digital marketing and increased financial technology.
72GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,012.30
Price
₹931.75
GF Value