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Ranjit SecuritiesBOM:531572 +1.10%25 Gross Margin % is 104.40% as of Mar. 2026, which is 98% above its 10-year median of 52.79. GuruFocus rates BOM:531572 with a GF Score™ of 25/100. Among 390 Credit Services companies, Ranjit Securities ranks better than 72.56% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Ranjit Securities had a gross margin of 104.40% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Ranjit Securities Gross Margin % Related Terms
Ranjit Securities Gross Margin % Historical Data
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The historical data trend for Ranjit Securities's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:531572 vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Ranjit Securities's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ranjit Securities Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ranjit Securities's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Ranjit Securities's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Ranjit Securities (BOM:531572) has a Gross Margin % of 104.40% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Ranjit Securities and its competitors. This is 98% above median its historical median of 52.79. According to the industry distribution chart, Ranjit Securities ranks #107 out of 390 companies in the Credit Services industry, placing it in the top 27.4%.
Is Ranjit Securities' Gross Margin % too high?
Ranjit Securities' current Gross Margin % of 104.40% is 98% above median its 10-year median of 52.79. The Credit Services industry median Gross Margin % is 51.16. Ranjit Securities' value of 104.40% is 104.1% above this industry median. Based on the distribution chart, Ranjit Securities ranks #107 out of 390 companies in the Credit Services industry, which is above the industry midpoint. Overall, Ranjit Securities has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Ranjit Securities' Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Ranjit Securities ranks #107 out of 390 companies for Gross Margin %. This puts Ranjit Securities in the upper half of its industry. The industry median Gross Margin % is 51.16. Ranjit Securities' value of 104.40% is 104.1% above this benchmark. While the company's 10-year median is 52.79 vs. the industry median of 51.16, Ranjit Securities has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.16, based on 390 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ranjit Securities's current Gross Margin % of 104.40% is 104.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Ranjit Securities and its competitors. For the Credit Services industry, the median Gross Margin % is 51.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ranjit Securities's current Gross Margin % is 104.40%, which is 98% above median its own 10-year median of 52.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ranjit Securities stock overvalued right now?
Ranjit Securities (BOM:531572) has a current Gross Margin % of 104.40%. The current Gross Margin % is 104.40%, which is 98% above median its 10-year median of 52.79 and 104.1% above the Credit Services industry median of 51.16. Ranjit Securities' overall GF Score™ is 25/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Ranjit Securities (BOM:531572), the current Gross Margin % is 104.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ranjit Securities Ltd is an India-based company. It is a non-banking financial company. It is in the business of financial services like hire purchase, micro-financing, personal loans, business loans, and mortgage loans. It receives maximum revenue in the form of interest. It operates only in India. The company's operations are in a single segment: Finance Activities.
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