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First FintecBOM:532379 -0.76%60 Gross Margin % is 54.44% as of Mar. 2026, which is 10% above its 10-year median of 49.29. GuruFocus rates BOM:532379 with a GF Score™ of 60/100 and a GF Value™ of ₹6.93 (Fairly Valued). The stock has 2 warning signs investors should review. Among 2,690 Software companies, First Fintec ranks better than 79.78% on this metric.
First Fintec (BOM:532379) Gross Margin % Explanation
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
First Fintec had a gross margin of 54.44% for the quarter that ended in Mar. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
First Fintec Gross Margin % Related Terms
First Fintec Gross Margin % Historical Data
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The historical data trend for First Fintec's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:532379 vs QH, SHOP, UBER: Gross Margin % Comparison
For the Software - Application subindustry, First Fintec's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Fintec Gross Margin % vs Software Industry
For the Software industry and Technology sector, First Fintec's Gross Margin % distribution charts can be found below:
* The bar in red indicates where First Fintec's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
First Fintec (BOM:532379) has a Gross Margin % of 54.44% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on First Fintec and its competitors. This is 10% above median its historical median of 49.29. According to the industry distribution chart, First Fintec ranks #544 out of 2690 companies in the Software industry, placing it in the top 20.2%.
Is First Fintec's Gross Margin % too high?
First Fintec's current Gross Margin % of 54.44% is 10% above median its 10-year median of 49.29. The Software industry median Gross Margin % is 40.78. First Fintec's value of 54.44% is 33.5% above this industry median. Based on the distribution chart, First Fintec ranks #544 out of 2690 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, First Fintec has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Fintec's Gross Margin % compare to QH and SHOP?
According to the Software industry distribution chart, First Fintec ranks #544 out of 2690 companies for Gross Margin %. This places First Fintec in the top 20% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 40.78. First Fintec's value of 54.44% is 33.5% above this benchmark. While the company's 10-year median is 49.29 vs. the industry median of 40.78, First Fintec has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Software company?
The median Gross Margin % among Software companies is 40.78, based on 2,690 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Fintec's current Gross Margin % of 54.44% is 33.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on First Fintec and its competitors. For the Software industry, the median Gross Margin % is 40.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Fintec's current Gross Margin % is 54.44%, which is 10% above median its own 10-year median of 49.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Fintec stock overvalued right now?
Based on GuruFocus' analysis, First Fintec (BOM:532379) is currently considered Fairly Valued. The stock's GF Value™ is ₹6.93, compared to a current price of ₹6.55 — trading 5.5% below its estimated fair value. The current Gross Margin % is 54.44%, which is 10% above median its 10-year median of 49.29 and 33.5% above the Software industry median of 40.78. First Fintec's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For First Fintec (BOM:532379), the current Gross Margin % is 54.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Fintec (BOM:532379) Overvalued in 2026?
Based on GuruFocus' analysis, First Fintec stock appears to be undervalued.
The current stock price of ₹6.55 is trading 5.5% below its estimated GF Value™ of ₹6.93.
GuruFocus considers First Fintec to be Fairly Valued.
Key valuation signals for BOM:532379:
Gross Margin %: 54.44% (10% above median its 10-year median of 49.29)
GF Value™: ₹6.93 vs. price of ₹6.55 (5.5% below fair value)
Industry Position: 33.5% above the Software median (#544 of 2690)
No single metric tells the full story. See the BOM:532379 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Fintec Ltd is an Information technology (IT), Information technology-enabled services(ITES), and e-education company that offers business, technology, and process consulting and services. The company operates in providing business process management and outsourcing strategies, enterprise resource planning software, and middle and back-office support to capital market arms of banks, educational institutions, and manufacturing and service companies. The firm generates the majority of its revenue from software services, educational software in the form of e-content, and software products.
60GF Score
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