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First FintecBOM:532379 -0.76%60 Quick Ratio is 4.37 as of Mar. 2026, which is 4% below its 10-year median of 4.56. GuruFocus rates BOM:532379 with a GF Score™ of 60/100 and a GF Value™ of ₹6.93 (Fairly Valued). The stock has 2 warning signs investors should review. Among 2,875 Software companies, First Fintec ranks better than 84.77% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. First Fintec's quick ratio for the quarter that ended in Mar. 2026 was 4.37.
First Fintec has a quick ratio of 4.37. It generally indicates good short-term financial strength.
The historical rank and industry rank for First Fintec's Quick Ratio or its related term are showing as below:
BOM:532379'
s Quick Ratio Range Over the Past 10 Years
Min: 0.96 Med: 4.56 Max: 22.17
Current: 4.37
During the past 13 years, First Fintec's highest Quick Ratio was 22.17. The lowest was 0.96. And the median was 4.56.
BOM:532379's Quick Ratio is ranked better than 84.77% of 2875
companies
in the Software industry
Industry Median: 1.68
vs BOM:532379: 4.37
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
First Fintec Quick Ratio Related Terms
First Fintec Quick Ratio Historical Data
* Premium members only.
The historical data trend for First Fintec's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:532379 vs QH, SHOP, UBER: Quick Ratio Comparison
For the Software - Application subindustry, First Fintec's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Fintec Quick Ratio vs Software Industry
For the Software industry and Technology sector, First Fintec's Quick Ratio distribution charts can be found below:
* The bar in red indicates where First Fintec's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
First Fintec's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Fintec (BOM:532379) has a Quick Ratio of 4.37 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on First Fintec and its competitors. This is near median its historical median of 4.56. Over the past decade, First Fintec's Quick Ratio has ranged from 0.96 to 22.17. According to the industry distribution chart, First Fintec ranks #438 out of 2875 companies in the Software industry, placing it in the top 15.2%.
Is First Fintec's Quick Ratio too high?
First Fintec's current Quick Ratio of 4.37 is near median its 10-year median of 4.56. Over the past 10 years, this metric has ranged from a low of 0.96 to a high of 22.17. The Software industry median Quick Ratio is 1.68. First Fintec's value of 4.37 is 160.1% above this industry median. Based on the distribution chart, First Fintec ranks #438 out of 2875 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, First Fintec has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Fintec's Quick Ratio compare to QH and SHOP?
According to the Software industry distribution chart, First Fintec ranks #438 out of 2875 companies for Quick Ratio. This places First Fintec in the top 15% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 1.68. First Fintec's value of 4.37 is 160.1% above this benchmark. Historically, First Fintec's own Quick Ratio has ranged from 0.96 to 22.17 over the past decade. While the company's 10-year median is 4.56 vs. the industry median of 1.68, First Fintec has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Software company?
The median Quick Ratio among Software companies is 1.68, based on 2,875 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Fintec's current Quick Ratio of 4.37 is 160.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on First Fintec and its competitors. For the Software industry, the median Quick Ratio is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Fintec's current Quick Ratio is 4.37, which is near median its own 10-year median of 4.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Fintec stock overvalued right now?
Based on GuruFocus' analysis, First Fintec (BOM:532379) is currently considered Fairly Valued. The stock's GF Value™ is ₹6.93, compared to a current price of ₹6.55 — trading 5.5% below its estimated fair value. The current Quick Ratio is 4.37, which is near median its 10-year median of 4.56 and 160.1% above the Software industry median of 1.68. First Fintec's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For First Fintec (BOM:532379), the current Quick Ratio is 4.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Fintec (BOM:532379) Overvalued in 2026?
Based on GuruFocus' analysis, First Fintec stock appears to be undervalued.
The current stock price of ₹6.55 is trading 5.5% below its estimated GF Value™ of ₹6.93.
GuruFocus considers First Fintec to be Fairly Valued.
Key valuation signals for BOM:532379:
Quick Ratio: 4.37 (near median its 10-year median of 4.56)
GF Value™: ₹6.93 vs. price of ₹6.55 (5.5% below fair value)
Industry Position: 160.1% above the Software median (#438 of 2875)
No single metric tells the full story. See the BOM:532379 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Fintec Ltd is an Information technology (IT), Information technology-enabled services(ITES), and e-education company that offers business, technology, and process consulting and services. The company operates in providing business process management and outsourcing strategies, enterprise resource planning software, and middle and back-office support to capital market arms of banks, educational institutions, and manufacturing and service companies. The firm generates the majority of its revenue from software services, educational software in the form of e-content, and software products.
60GF Score
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