First Fintec (BOM:532379) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:532379 First Fintec Ltd BOM:532379
60 GF Score
Price ₹6.55
GF Value ₹6.92
Valuation Fairly Valued
! 2 Warning Signs
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What is First Fintec Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BOM:532379
60GF Score
First Fintec Ltd BOM:532379
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is First Fintec (BOM:532379) Overvalued in 2026?

Based on GuruFocus' analysis, First Fintec stock appears to be undervalued. The current stock price of ₹6.55 is trading 5.3% below its estimated GF Value™ of ₹6.92. GuruFocus considers First Fintec to be Fairly Valued.

Key valuation signals for BOM:532379:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₹6.92 vs. price of ₹6.55 (5.3% below fair value)
  • GF Score™: 60/100 with 2 warning signs

No single metric tells the full story. See the BOM:532379 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Fintec Business Description

Address Dr. R.C. Marg, 302, The Bureau Chambers, Above State Bank of India, Chembur (East), Mumbai, MH, IND, 400071
First Fintec Ltd is an Information technology (IT), Information technology-enabled services(ITES), and e-education company that offers business, technology, and process consulting and services. The company operates in providing business process management and outsourcing strategies, enterprise resource planning software, and middle and back-office support to capital market arms of banks, educational institutions, and manufacturing and service companies. The firm generates the majority of its revenue from software services, educational software in the form of e-content, and software products.
60GF Score

Get the complete analysis for BOM:532379

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹6.55
Price
₹6.92
GF Value