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Panafic IndustrialsBOM:538860 +4.95%57 Gross Margin % is 94.46% as of Jun. 2026, which is 17% above its 10-year median of 80.65. GuruFocus rates BOM:538860 with a GF Score™ of 57/100 and a GF Value™ of ₹1.60 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 387 Credit Services companies, Panafic Industrials ranks worse than 62.79% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
Panafic Industrials had a gross margin of 94.46% for the quarter that ended in Jun. 2026 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
Panafic Industrials Gross Margin % Related Terms
Panafic Industrials Gross Margin % Historical Data
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The historical data trend for Panafic Industrials's Gross Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:538860 vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, Panafic Industrials's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Panafic Industrials Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Panafic Industrials's Gross Margin % distribution charts can be found below:
* The bar in red indicates where Panafic Industrials's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
Panafic Industrials (BOM:538860) has a Gross Margin % of 94.46% as of Jun. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on Panafic Industrials and its competitors. This is 17% above median its historical median of 80.65. According to the industry distribution chart, Panafic Industrials ranks #243 out of 387 companies in the Credit Services industry, placing it in the top 62.8%.
Is Panafic Industrials' Gross Margin % too high?
Panafic Industrials' current Gross Margin % of 94.46% is 17% above median its 10-year median of 80.65. The Credit Services industry median Gross Margin % is 50.82. Panafic Industrials' value of 94.46% is 85.9% above this industry median. Based on the distribution chart, Panafic Industrials ranks #243 out of 387 companies in the Credit Services industry, which is below the industry midpoint. Overall, Panafic Industrials has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Panafic Industrials' Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Panafic Industrials ranks #243 out of 387 companies for Gross Margin %. This places Panafic Industrials in the lower half of its industry. The industry median Gross Margin % is 50.82. Panafic Industrials' value of 94.46% is 85.9% above this benchmark. While the company's 10-year median is 80.65 vs. the industry median of 50.82, Panafic Industrials has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 50.82, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Panafic Industrials's current Gross Margin % of 94.46% is 85.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on Panafic Industrials and its competitors. For the Credit Services industry, the median Gross Margin % is 50.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Panafic Industrials's current Gross Margin % is 94.46%, which is 17% above median its own 10-year median of 80.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Panafic Industrials stock overvalued right now?
Based on GuruFocus' analysis, Panafic Industrials (BOM:538860) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹1.60, compared to a current price of ₹2.33 — trading 45.6% above its estimated fair value. The current Gross Margin % is 94.46%, which is 17% above median its 10-year median of 80.65 and 85.9% above the Credit Services industry median of 50.82. Panafic Industrials' overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For Panafic Industrials (BOM:538860), the current Gross Margin % is 94.46% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Panafic Industrials (BOM:538860) Overvalued in 2026?
Based on GuruFocus' analysis, Panafic Industrials stock appears to be overvalued.
The current stock price of ₹2.33 is trading 45.6% above its estimated GF Value™ of ₹1.60.
GuruFocus considers Panafic Industrials to be Significantly Overvalued.
Key valuation signals for BOM:538860:
Gross Margin %: 94.46% (17% above median its 10-year median of 80.65)
GF Value™: ₹1.60 vs. price of ₹2.33 (45.6% above fair value)
Industry Position: 85.9% above the Credit Services median (#243 of 387)
No single metric tells the full story. See the BOM:538860 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Panafic Industrials Ltd is a Non-banking financial company. The main operation of the company is to finance industrial enterprises by way of making loans or advances, mainly to private industrial enterprises in India, and dealing in the sale and purchase of securities. The company deals in shares, stocks, debentures, bonds, and other investments. The company also finances corporations and other individuals by way of loans or advances or subscribing to capital.
57GF Score
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