Panafic IndustrialsBOM:538860 +2.00%51 Quick Ratio is 18.32 as of Mar. 2026, which is 72% below its 10-year median of 65.89. GuruFocus rates BOM:538860 with a GF Score™ of 51/100 and a GF Value™ of ₹0.85 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 396 Credit Services companies, Panafic Industrials ranks better than 63.89% on this metric.
Panafic Industrials has a quick ratio of 18.32. It generally indicates good short-term financial strength.
The historical rank and industry rank for Panafic Industrials's Quick Ratio or its related term are showing as below:
BOM:538860'
s Quick Ratio Range Over the Past 10 Years
Min: 0.06 Med: 65.89 Max: 871.55
Current: 18.32
During the past 13 years, Panafic Industrials's highest Quick Ratio was 871.55. The lowest was 0.06. And the median was 65.89.
BOM:538860's Quick Ratio is ranked better than 63.89% of 396
companies
in the Credit Services industry
Industry Median: 4.71
vs BOM:538860: 18.32
Panafic Industrials (BOM:538860) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Panafic Industrials Quick Ratio Related Terms
Panafic Industrials Quick Ratio Historical Data
* Premium members only.
The historical data trend for Panafic Industrials's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Panafic Industrials's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Panafic Industrials Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Panafic Industrials's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Panafic Industrials's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Panafic Industrials's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Panafic Industrials (BOM:538860) has a Quick Ratio of 18.32 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Panafic Industrials and its competitors. This is 72% below median its historical median of 65.89. Over the past decade, Panafic Industrials' Quick Ratio has ranged from 0.06 to 871.55. According to the industry distribution chart, Panafic Industrials ranks #143 out of 396 companies in the Credit Services industry, placing it in the top 36.1%.
Is Panafic Industrials' Quick Ratio too high?
Panafic Industrials' current Quick Ratio of 18.32 is 72% below median its 10-year median of 65.89. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 871.55. The Credit Services industry median Quick Ratio is 4.71. Panafic Industrials' value of 18.32 is 289% above this industry median. Based on the distribution chart, Panafic Industrials ranks #143 out of 396 companies in the Credit Services industry, which is above the industry midpoint. Overall, Panafic Industrials has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Panafic Industrials' Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Panafic Industrials ranks #143 out of 396 companies for Quick Ratio. This puts Panafic Industrials in the upper half of its industry. The industry median Quick Ratio is 4.71. Panafic Industrials' value of 18.32 is 289% above this benchmark. Historically, Panafic Industrials' own Quick Ratio has ranged from 0.06 to 871.55 over the past decade. While the company's 10-year median is 65.89 vs. the industry median of 4.71, Panafic Industrials has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.71, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Panafic Industrials's current Quick Ratio of 18.32 is 289% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Panafic Industrials and its competitors. For the Credit Services industry, the median Quick Ratio is 4.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Panafic Industrials's current Quick Ratio is 18.32, which is 72% below median its own 10-year median of 65.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Panafic Industrials stock overvalued right now?
Based on GuruFocus' analysis, Panafic Industrials (BOM:538860) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹0.85, compared to a current price of ₹1.53 — trading 80% above its estimated fair value. The current Quick Ratio is 18.32, which is 72% below median its 10-year median of 65.89 and 289% above the Credit Services industry median of 4.71. Panafic Industrials' overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Panafic Industrials (BOM:538860), the current Quick Ratio is 18.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Panafic Industrials (BOM:538860) Overvalued in 2026?
Based on GuruFocus' analysis, Panafic Industrials stock appears to be overvalued.
The current stock price of ₹1.53 is trading 80% above its estimated GF Value™ of ₹0.85.
GuruFocus considers Panafic Industrials to be Significantly Overvalued.
Key valuation signals for BOM:538860:
Quick Ratio: 18.32 (72% below median its 10-year median of 65.89)
GF Value™: ₹0.85 vs. price of ₹1.53 (80% above fair value)
Industry Position: 289% above the Credit Services median (#143 of 396)
No single metric tells the full story. See the BOM:538860 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Panafic Industrials Ltd is a Non-banking financial company. The main operation of the company is to finance industrial enterprises by way of making loans or advances, mainly to private industrial enterprises in India, and dealing in the sale and purchase of securities. The company deals in shares, stocks, debentures, bonds, and other investments. The company also finances corporations and other individuals by way of loans or advances or subscribing to capital.
51GF Score
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